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Forum: Europe
Dec 8th 2011, 9:37 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

QROPS in Canadian dollars in Guernsey

You don’t have to live in Canada to put your QROPS in Canadian dollars. RBC cees (a Royal Bank of Canada off-shoot) in Guernsey allow your funds to be held in dollars, euros and pounds. Investment...
Forum: Europe
Dec 8th 2011, 9:28 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

QROPS/RRSP (Canada): BENEFIT OF PERSONAL ALLOWANCE

It should be emphasized that RRSPs (including QROPS held in an RRSP) still benefit from the personal tax allowance. Revenue Canada tell me:

With an RRSP, you still have your personal tax-free...
Forum: Europe
Dec 7th 2011, 9:44 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Self-directed QROPS in Canada

Anyone interested in self-directed QROPS in Canada can e-mail

(SNIP - Interested parties can check out HMRC's list, I;m sure)

For the record, I got to hear of these self-directed accounts...
Forum: Europe
Dec 7th 2011, 5:23 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Do please keep this thread open. There are some really good postings.
I will be adding more of my own here, as I'm in the middle of some research which I hope will bear fruit. It may be a couple of...
Forum: Europe
Dec 7th 2011, 12:38 am
Replies: 91
Views: 20,506
Posted By GOZOPAZ

QROPS in Canada: a warning

1) If you decide to move your pension to a QROPS in Canada, then be aware of how you will be taxed. Your QROPS will be held in an RRSP, whereupon withdrawals are taxed at these rates:

$0 - $5,000...
Forum: Europe
Dec 6th 2011, 9:11 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Telegraph Expat has published an article on QROPS today, 6 December: http://www.telegraph.co.uk/finance/personalfinance/offshorefinance/8935749/QROPS-industry-maturing.html
Forum: Europe
Nov 29th 2011, 5:10 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Thank you, Peter.

Your advice is very pertinent.
Forum: Europe
Nov 28th 2011, 5:29 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Sorry bakedbean and Ray: I looked at the wrong message heading...
Forum: Europe
Nov 28th 2011, 5:25 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Thanks, Ray51. Please let me know what you find, and I will reciprocate.... I will be making some more postings as my understanding of QROPS increases. Cheers!
Forum: Europe
Nov 28th 2011, 5:22 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

I'm intrigued by your statement re southern Europe.
Have you lived in Canada? There are aspects of life which are difficult to adjust to... and I've spent several years in Canada!
Forum: Europe
Nov 26th 2011, 8:33 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Yes, I am a Brit. I also have Canadian nationality, and am currently in Canada, but the missus and I are strongly considering retiring in southern Europe...

As things unfold, I should be in a...
Forum: Europe
Nov 26th 2011, 6:39 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Thank you! Spot on!

A chap at the Consumers’ Association suggested Blevins Frank (also recommended by the Daily Telegraph) and Siddalls (the fellow there told me not to go for QROPS as it was 99%...
Forum: Europe
Nov 25th 2011, 10:58 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Thanks. :)
Forum: Europe
Nov 25th 2011, 10:30 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

:ohmy: Oh! I am in Canada, but probably moving to S. Europe.
The Channel Islands may be the best destination for my QROPS!!!
Forum: Europe
Nov 25th 2011, 10:28 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

Re: QROPS

Thanks for the suggestion. I'll look into it.

QROPS stands for Qualifying Registered Overseas Pension Scheme. It refers to investment schemes abroad recognized (but not necessarily approved) by...
Forum: Europe
Nov 25th 2011, 10:09 pm
Replies: 91
Views: 20,506
Posted By GOZOPAZ

QROPS

Anyone any suggestions on how to find and evaluate a QROPS scheme?

I know what I want from a QROPS (ask for my Due Diligence list if you are interested), but I don't know which institution...
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