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Search: Posts Made By: FlyingDutchman6666
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Forum: Canada
Feb 12th 2012, 11:34 am
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Thanks for all the recommendations! We've been told that the stratospheric premium we pay is almost entirely due to living in Mississauga. If we we were to move to Halton (Milton/Oakville) then the...
Forum: Canada
Jan 23rd 2012, 6:49 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Where are the financial masters of the universe with knowledge of the insurance industry, setting up competing insurance services?

Perhaps they're all collecting bonuses in London?
Forum: Canada
Jan 23rd 2012, 6:24 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

The private insurance companies in Ontario have got a splendid little game of "rip off the new Canadian" going on, it seems :nod:

Great if you can get away with it. I blame lack of competition.
Forum: Canada
Jan 23rd 2012, 6:10 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Tell us more... How did she manage to get it recognized?
Forum: Canada
Jan 23rd 2012, 5:19 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Ah well, so I'll have to bite the bullet just like everyone else then.

I think I'll start taking up a completely reckness driving style, after all that's what seems to be expected of me :p
Forum: Canada
Jan 22nd 2012, 5:40 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Aha, so being a named driver on someone's policy in Canada does count towards Canadian no-claims history? That's an interesting piece of information !!

I guess most Canadian drivers start out that...
Forum: Canada
Jan 20th 2012, 6:33 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

That's a bit unfortunate !!

Not that I'm against govt regulation of the insurance business, mind you. The way bioscience is evolving, it's not unreasonable to expect tests to become available...
Forum: Canada
Jan 20th 2012, 6:18 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

AFAIK, the insurance business is all about being able to assess risk. If you're better at it than your competitor, either one of the following happens when you quote a customer:

a) your competitor...
Forum: Canada
Jan 20th 2012, 6:15 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

That's true, but take the (purely hypothetical) case of, say, a Belgian and a Dutch person with 10 years of driving history in the UK. The company would set rates (and discriminate) based on where...
Forum: Canada
Jan 20th 2012, 5:45 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Just a quick update... apparently the crazy quotes are due to us living in fair Mississauga. Rates for Milton (16km further out from Toronto) are almost half. Also I got some discount for taking out...
Forum: Canada
Jan 20th 2012, 3:12 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Thanks! Just called the Cambridge office, and the quote came to $5633 !

This is all quite amusing :eek::eek:
Forum: Canada
Jan 20th 2012, 2:56 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Thanks! Do you have the contact details of the agent still ?
Forum: Canada
Jan 20th 2012, 1:57 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Like I said before, 35 yo female, veterinarian, licenced since 1995, on company car insurance since 2002, on her own insurance since 2007, completely spotless history. Last car insurance renewal in...
Forum: Canada
Jan 20th 2012, 1:48 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Ok I got in touch with Stevenson & Hunt, London, Ontario. They said YES we'll take her UK driving experience into account!! Whoohoo !! Then they produced a quote for... wait for it... $6534 per year...
Forum: Canada
Jan 19th 2012, 10:01 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Thank you! I will try them out 1st thing tomorrow !! :eek:
Forum: Canada
Jan 19th 2012, 9:53 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Yes - TD came up with the best quote: $4035/yr.

Edited to add: have not checked online - will try. I would have thought the online system would definitely not take UK history into account, as it's...
Forum: Canada
Jan 19th 2012, 9:50 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Also, everyone wants to know the date her Ontario driving license was issued (January 2012 !)

When I explain she's been driving on a UK licence since 1995, they say they can't take that into...
Forum: Canada
Jan 19th 2012, 9:46 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Just called State Farm for an additional quote. They say (and I quote):

"There aren't any insurance companies in Canada that take UK no-claims history into account"

Can anyone confirm that...
Forum: Canada
Jan 19th 2012, 9:10 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Ok, I've gotten a quote from TD, Desjardins, belair, Johnsons, and the professional organisation's group insurance.

NONE of those companies are willing to take her UK no claims history into...
Forum: Canada
Jan 19th 2012, 7:32 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

35yo female, veterinarian, 5 years no claims & 5 additional years named driving experience in UK, never any claim, accident, ticket or points.

2008 Mazda3 Hatchback. Already signed for.
Forum: Canada
Jan 19th 2012, 7:29 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

Re: $4500/yr car insurance with three star?

Mississauga.

(I know someone who's going to laugh now... never mind :rofl:)
Forum: Canada
Jan 19th 2012, 7:24 pm
Replies: 119
Views: 12,518
Posted By FlyingDutchman6666

$4500/yr car insurance with three star?

My wife (with 5 years of UK no claims history and 5 additional years of named driving experience on a company car) has just received a 3 star car insurance quote of $4500 per year... this includes a...
Showing results 1 to 22 of 22


 
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