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Search: Posts Made By: cricket1again
Showing results 1 to 25 of 42
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Forum: Moving back or to the UK
May 21st 2009, 7:38 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

I hope it's an excellent example of how much childbirth hurts and that it puts all the friends off having unprotected sex for life. Would save a lot of heartache.
Forum: Moving back or to the UK
May 21st 2009, 12:12 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Thankyou! That was a refreshing read. I'm sure we'll be fine. I listen to people complain about what they see as a problem in the UK, then I usually ask them 'and does that affect you"? They give me...
Forum: Moving back or to the UK
May 20th 2009, 3:25 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

A recovery is predicted by Christmas this year. Australia is quite positive and I think if someone gags the UK press, things will improve there too.
It's down to the individual mostly though and...
Forum: Moving back or to the UK
May 19th 2009, 9:02 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Should have read 'at the right price'.
Forum: Moving back or to the UK
May 19th 2009, 8:58 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

An asset that does not appreciate in value then becomes a liability and vice versa. Thats when you have a major rethink about reconciling your liabilities and assets.:) Although property bought at...
Forum: Moving back or to the UK
May 19th 2009, 8:18 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

No, don't worry. Your debit card just lets you pay like your savings account without writing a cheque. Your bank will explain if you're not sure.:)
Forum: Moving back or to the UK
May 19th 2009, 7:56 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

No one has argued on this post Dunroving. We've all shared our thoughts and opinions amicably and with the best intentions.:)
Forum: Moving back or to the UK
May 19th 2009, 7:45 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

A cheque is a balance account from which you can pay bills by paper cheque.

A savings account is your entire savings meaning you can pay just by card.
Forum: Moving back or to the UK
May 19th 2009, 7:35 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Credit cards can offer a very good way to make some extra money. If you have capital in the bank earning interest, say 5.6%, and you find a credit card with 0% interest for 6 months, it's worth using...
Forum: Moving back or to the UK
May 19th 2009, 7:17 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

You and I have both probably come from the same generation where our parents worked, saved and only bought things when they had the money. The invention of credit has spawned a very different...
Forum: Moving back or to the UK
May 19th 2009, 7:03 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

I've told my kids that if they get into serious debt, they will have a roof and food but that's all.
Forum: Moving back or to the UK
May 19th 2009, 7:01 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

That was the easy answer you cheat.;) And you looked it up. If only it was that easy.

In short, an asset is something that appreciates in value such as property, a business or well invested stocks...
Forum: Moving back or to the UK
May 19th 2009, 6:57 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Absolutely agree. In fact one problem of being brought up in a middle class family is that the kids have never known a tough time. They have had everything provided. This has now resulted in an...
Forum: Moving back or to the UK
May 19th 2009, 6:48 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Do you know the difference between an asset and a liability?
Forum: Moving back or to the UK
May 19th 2009, 6:44 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Best to stay healthy I reckon.;)
Forum: Moving back or to the UK
May 19th 2009, 6:44 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

You are right to a degree, we need better regulations and now that all the flaws have been exposed, we'll probably get them. What we really need though is some kind of training in financial literacy...
Forum: Moving back or to the UK
May 19th 2009, 6:36 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Some of them can if they are determined enough and they opt to learn financial literacy, they can elevate themselves out of their debt. But mostly, I would agree with you, it is difficult for a lot...
Forum: Moving back or to the UK
May 19th 2009, 6:29 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

People are being warned now that the health systems cannot cope with the burden already on them. Are people listening and looking after their health? No, obesity and obesity related illness is at...
Forum: Moving back or to the UK
May 19th 2009, 6:24 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

OK, so the government regulate the banks and credit card companies. What about store cards, car loans & personal finance loans?
Then when the really vulnerable people have been driven towards the...
Forum: Moving back or to the UK
May 19th 2009, 5:26 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

They are not much different to anywhere else. It's not the government or banks that have created the crisis. Yes, it started in the US with a handful of corrupt con artists disguised as financial...
Forum: Moving back or to the UK
May 19th 2009, 5:19 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

Good report written by a humble individual who fell foul of his greed. At least he's had the balls to admit his mistake and isn't blaming anyone else but himself.
Forum: Moving back or to the UK
May 19th 2009, 5:07 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

The sub prime lending was about greedy financial advisors duping naive people into taking out loans.
Forum: Moving back or to the UK
May 19th 2009, 4:30 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

But then the economy would suffer because banks make their money to invest and lend from debt. It's people's own management of debt and knowing when to stop spending that causes the problem.
Forum: Moving back or to the UK
May 19th 2009, 4:11 am
Replies: 191
Views: 13,799
Posted By cricket1again

Re: The UK has gone to the dogs...what does this mean?

The point is though...........nobody made you use those credit cards except you. I don't mean specifically you but you get my meaning? People have to take personal responsibility.
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