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Search: Posts Made By: Pulaski
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Forum: USA
Apr 18th 2015, 11:46 pm
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

Apparently from someone who doesn't understand how the credit score is calculated.
Forum: USA
Apr 18th 2015, 11:14 pm
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

"No credit" doesn't really mean literally no credit, it means no data. You really don't want to start off your credit data file with negatives.

Anyhow, look, I'm not trying to be critical of...
Forum: USA
Apr 18th 2015, 6:24 pm
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

I have no doubt that you did it, but the more times you apply the more it detracts from your credit rating, (it DOES, Google it - so the more times you apply and are rejected, the less likely you are...
Forum: USA
Apr 18th 2015, 3:38 am
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

I have heard that sometimes happens with mortgage applications, however there are significant differences between a mortgage and revolving credit accounts (store/ credit cards and personal loans)...
Forum: USA
Apr 17th 2015, 4:06 pm
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

I think you can consent, but I believe the recipient of the data needs to treat the data with the same degree of "respect" as the European Onion requires, and no US financial institution in the US is...
Forum: USA
Apr 17th 2015, 1:44 pm
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

If you've had a British American Express card for 12 months (or, I hear, sometimes a little less, then the US end of Amex will give you a card on the back of your UK card history.
Forum: USA
Apr 17th 2015, 12:48 pm
Replies: 27
Views: 2,049
Posted By Pulaski

Re: Tips on starting credit

That is terrible advice, because credit applications do hurt your credit, and hurt it quite badly!

It is not possible to transfer your British credit history thanks to the UK's Data Protection...
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