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Search: Posts Made By: Aviator
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Forum: Canada
Feb 1st 2014, 8:34 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

They could also set a precedent, make their terms and conditions pointless and have everyone around look for debt forgiveness. Sometimes better to set an example than a precedent.
Forum: Canada
Feb 1st 2014, 7:48 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

Pretty straightforward, ask for their license number, tell them to contact you only in writing and all you'll get is letters (or nothing).
Forum: Canada
Feb 1st 2014, 7:44 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

The OFT won't do anything if it is a legitimate debt and within the terms of the account.

Facebook sometimes works, one needs to be careful what one says.

Bottom line, the OP is relying in the...
Forum: Canada
Feb 1st 2014, 7:40 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

Getting a loan or line of credit to pay it off will likely be cheaper in the long run and easier on the mind.
Forum: Canada
Feb 1st 2014, 7:22 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

Depends on your province. It is illegal in BC for a debt collector not registered in BC to try and collect in BC. Saying that, nothing stopping them phoning, just block their number if they call. A...
Forum: Canada
Feb 1st 2014, 5:19 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

They can use last known address and file a notice in the local paper. If he fails to respond, they can apply for a default judgement, which would be served on the last known address.
Forum: Canada
Feb 1st 2014, 3:44 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

Would still make no difference unless this Miles guy confirms this or your OH has witnesses or written proof of the request.
Forum: Canada
Feb 1st 2014, 3:39 pm
Replies: 46
Views: 4,439
Posted By Aviator

Re: Problem with NatWest please help

If it is in the terms of the account they can do it. If there were no statements, then they would have been available online.

The collections agency could have done some routing aronud and tracked...
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