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Search: Posts Made By: dvalentine
Showing results 1 to 16 of 16
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Forum: USA
Jul 15th 2023, 3:41 pm
Replies: 758
Views: 226,180
Posted By dvalentine

Re: Class 2 NI. What about us poor expats paying voluntary contributions?

Thanks tdrinker, good to know!
Forum: USA
Jul 14th 2023, 11:16 pm
Replies: 758
Views: 226,180
Posted By dvalentine

Re: Class 2 NI. What about us poor expats paying voluntary contributions?

Like Glasgow Girl I have been paying NI monthly by DD, for a couple years now, works very smoothly. There is a little delay at the end of the Tax Year before the year is credited but no big deal, it...
Forum: USA
Apr 19th 2023, 11:29 pm
Replies: 758
Views: 226,180
Posted By dvalentine

Re: Class 2 NI abolished. What about us poor expats paying voluntary contributio

When I completed my form I was detailed & honest and included 2 short periods of unemployment (several months) and for those periods they calculated and I paid Class 3, the rest I paid Class 2. I did...
Forum: USA
Jun 1st 2022, 8:14 pm
Replies: 1,834
Views: 537,562
Posted By dvalentine

Re: UK state pension and USA social security

Given the complexity of WEP I guess I should be 'grateful' that I also have a Final Salary pension coming from my time working in the UK. That pension combined with the State Pension will take me to...
Forum: USA
Mar 19th 2021, 11:01 pm
Replies: 41
Views: 5,090
Posted By dvalentine

Re: State Pension Forecast accurate if previously contracted out?

I was also oblivious to the UK pension, thinking at best enough for a pint at the pub, boy was I wrong. Definitely check with HMRC re paying for missing years, I was able to pay for 10 years pre 2016...
Forum: Canada
Jan 27th 2021, 11:11 am
Replies: 60
Views: 12,193
Posted By dvalentine

Re: Pension Options

Hi freerskier, I completed the cf83 form to setup direct debit and once I received the acceptance letter with info on how much catchup I could pay I immediately paid. Unfortunately their system can't...
Forum: Canada
Dec 22nd 2020, 1:25 pm
Replies: 60
Views: 12,193
Posted By dvalentine

Re: Pension Options

It took a few days but my pension estimate has been updated on the HMRC site. My payment for missing years has been included, so I have gone from 17 years to 31 years. I paid the vast majority of the...
Forum: Canada
Dec 20th 2020, 2:25 pm
Replies: 60
Views: 12,193
Posted By dvalentine

Re: Pension Options

After a couple weeks of no updates I caved and called to check that HMRC received my top-up payment which I made by electronic transfer from my UK bank. As before they were very helpful, they had...
Forum: Canada
Dec 11th 2020, 11:05 am
Replies: 60
Views: 12,193
Posted By dvalentine

Re: Pension Options

Hi eversmannx, sounds similar to me, I had 17 years, but only worked 14, I think my extra 3 years came from staying on at school, they used to add credit years for that, gave me 3 extra years! Not...
Forum: Canada
Dec 8th 2020, 10:54 pm
Replies: 60
Views: 12,193
Posted By dvalentine

Re: Pension Options

I'm just going through this as well. I think it took over 4 weeks for UK to respond to my original cf83 form and then I frustratingly had to submit a separate 'form' that they sent me requesting more...
Forum: USA
Sep 14th 2020, 11:38 pm
Replies: 47
Views: 13,550
Posted By dvalentine

Re: UK Final salary pension transfer

I ultimately decided to keep my pension (I'm just too nervous about the future of the markets so like the idea of a guarantee), but I used Taylor & Taylor to go through the pensions review process...
Forum: USA
May 29th 2011, 12:05 am
Replies: 6
Views: 1,272
Posted By dvalentine

Re: Daughter moving to NY (Harlem what is it like)

I have a friend who lives 2 blocks from the Apollo. I've visited multiple times over the last few years and the area has definately improved. Several fairly high end condo buildings built recently...
Forum: USA
Nov 16th 2010, 11:16 pm
Replies: 9
Views: 2,105
Posted By dvalentine

Re: Living in Boston for 4 months - where to go?

I was stuck in Woburn when I first came over (10 years ago) - I got my arse moved in to Boston as soon as I could - the suburbs are no good without a car. Anywhere in the BackBay, Southend or...
Forum: USA
Jan 10th 2009, 2:40 pm
Replies: 13
Views: 1,084
Posted By dvalentine

Re: LAX transfer to Hollywood and suggested activities

Seconded - my first vacation having come over to the US end of '99, was in 2001 out to San Fran, LA & Vegas. For LA I stayed in Santa Monica. Great place to experience some California life without...
Forum: USA
Feb 12th 2008, 6:37 pm
Replies: 6
Views: 3,641
Posted By dvalentine

Re: Endowment Policy - anyone know the tax implications when a policy matures?

Thanks All, I did find some references in other threads but the suggestions for endowments didn't seem very definite - now I know why - no one really knows yet. I have a couple of years before...
Forum: USA
Feb 10th 2008, 10:47 pm
Replies: 6
Views: 3,641
Posted By dvalentine

Endowment Policy - anyone know the tax implications when a policy matures?

I was one of the millions of poor saps who swallowed the endowment mortage story back in the 80s. However, I sold the house when I set up home here in the US and it seemed to make sense to keep the...
Showing results 1 to 16 of 16


 
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