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Forum: Middle East

Aug 14th 2014, 5:00 am

Replies: 26

Mortgage for Non UK Resident..

Views: 35,875

Posted By CarltonCrabbe

Re: Mortgage for Non UK Resident..

REDACTED we use Nedbank Private Bank for our clients which is an offshore bank based in the Isle of Man. They will offer up to 60% loan to value on a property. Superb service, i use them myself.

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Forum: The Rovers Return

Aug 14th 2014, 4:57 am

Replies: 305

Any regrets about moving back to the UK?

Views: 135,963

Posted By CarltonCrabbe

re: Any regrets about moving back to the UK?

Hello HH, a lot of UK expats returning home will fall into the 40% tax bracket which starts at just 42,000. On top of that that you have National Insurance, VAT, council tax, fuel duty, road tax,...

Forum: The Sand Pit

Aug 11th 2014, 7:13 am

Replies: 8

Transferring USD (offshore) to GBP (onshore) - best to use an exchange co?

Views: 1,118

Posted By CarltonCrabbe

Re: Transferring USD (offshore) to GBP (onshore) - best to use an exchange co?

I suspect your over-priced house price in the UK back in 2009 is now properly over-priced in 2014 ! Just confirm what others have written here, definitely use an independent money broker who will...

Forum: Expat Finance

Aug 11th 2014, 7:01 am

Replies: 3

Extending an existing UK mortgage as expat

Views: 494

Posted By CarltonCrabbe

Re: Extending an existing UK mortgage as expat

That is a great mortgage rate. I don't believe you will find that in today's market, those rates were the heady days of 2008/2009 presumably ? Definitely, as you say, try and keep that rate, its very...

Forum: Expat Finance

Aug 10th 2014, 10:48 am

Replies: 3

Extending an existing UK mortgage as expat

Views: 494

Posted By CarltonCrabbe

Re: Extending an existing UK mortgage as expat

Hi Bigdave, you are correct. Most UK high street lenders are taking a far more negative view of mortgage lending to British expats since the credit crunch of 2008, such a distant memory but still...

Forum: The Rovers Return

Aug 10th 2014, 10:39 am

Replies: 305

Any regrets about moving back to the UK?

Views: 135,963

Posted By CarltonCrabbe

re: Any regrets about moving back to the UK?

One thing many expats dont look forward to is paying UK tax again. Compared to popular tax-free expat destinations like Dubai, Qatar, Abu Dhabi and Bahrain, its a big shock. 45% top rate of income...

Forum: Middle East

Aug 10th 2014, 10:33 am

Replies: 26

Mortgage for Non UK Resident..

Views: 35,875

Posted By CarltonCrabbe

Re: Mortgage for Non UK Resident..

Got a UK mortgage as a British expat is not as straight forward as it used to be. A number of UK banks have stopped altogether offering expats mortgages. I work in financial services and we partner...

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