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Search: Posts Made By: Alicante17
Showing results 1 to 25 of 37
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Forum: Spain
Jul 11th 2014, 11:34 am
Replies: 47
Views: 5,126
Posted By Alicante17

Re: Inheritance Tax

Seems Catalunia feels rich enough not to rob its residents with too high IHT..

Any English language source on all these allowances and rules? Or is there Spanish only? :(
Forum: Spain
Jul 11th 2014, 4:21 am
Replies: 47
Views: 5,126
Posted By Alicante17

Re: Inheritance Tax

So, this is something like ~16000 before taxing on the progressive scale? Not so promising!

Thanks for a quick advise, appreciate it.

Do I understand it correctly that in Murcia they abolished...
Forum: Spain
Jul 11th 2014, 3:50 am
Replies: 47
Views: 5,126
Posted By Alicante17

Re: Inheritance Tax

Hi Fred

Thanks! Surely it is "optimistic" to think this will be forever.

How about case 2? If I am going to inherit my parents property, which is not in Spain and not "main home"?
Forum: Spain
Jul 11th 2014, 3:24 am
Replies: 47
Views: 5,126
Posted By Alicante17

Re: Inheritance Tax

Hey everyone.

Got confused with different opinions and wanted to clarify it finally.

What is the current IHT in Catalonia in case of:

1) Main home in Spain for my spouse/children

2)...
Forum: Spain
Dec 5th 2013, 2:31 am
Replies: 122
Views: 11,179
Posted By Alicante17

Re: Your feelings when you moved back to the Uk.

Porth,



Can you point me into your story please, if you have already told it here?
This sounds alarming, as I thought, partner gets medical insurance if another one works officially.
Forum: Spain
Nov 1st 2013, 2:07 am
Replies: 28
Views: 1,996
Posted By Alicante17

Re: Basic mortgage questions

bobd22, thanks, perfect robbery of people..

snikpoh, oh yes, 7 years ago things were much brighter. Any idea if similar conditions still in place anywhere?

Regarding Euribor: this is intress on...
Forum: Spain
Oct 31st 2013, 7:34 am
Replies: 28
Views: 1,996
Posted By Alicante17

Re: Basic mortgage questions

Hi, bobd22, anyway, thanks very much for your help.
Paying bank the whole 1k euro in the end just for nothing sounds weird, tbh. How do they explain it? What do you pay for actually?

Hi snikpoh!...
Forum: Spain
Oct 31st 2013, 12:52 am
Replies: 28
Views: 1,996
Posted By Alicante17

Re: Basic mortgage questions

Ah, sorry, now I got the point. Yes, this is also worth checking, but pretty sure that every bank globally has some kind of a penalty for not paying in time.
Forum: Spain
Oct 31st 2013, 12:01 am
Replies: 28
Views: 1,996
Posted By Alicante17

Re: Basic mortgage questions

hi, guirijohn! What do you mean by 25%?? 25% from the amount I want to pay extra? That's kinda robbery.
Forum: Spain
Oct 30th 2013, 11:23 pm
Replies: 28
Views: 1,996
Posted By Alicante17

Re: Basic mortgage questions

Hi bobd22

Thanks for a quick reply!


Do you remeber what part of the interest changed? If it was Euribor, then it is normal, but if bank's part of the interest, then this is frightening as...
Forum: Spain
Oct 30th 2013, 11:00 pm
Replies: 28
Views: 1,996
Posted By Alicante17

Smile Basic mortgage questions

Hi forum.

I have couple of questions regarding general mortgage conditions in Spanish banks.

First of all I have to admit that it is not very easy to find relevant information on major bank's...
Forum: Spain
Aug 16th 2013, 12:22 am
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

As he wrote



Which means that something still should have been paid. And even he could somehow solve this situation without paying, this is not something I want my kind employer to experience.
Forum: Spain
Aug 15th 2013, 11:53 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

In other words, my employer will not be questioned and tortured to death by HMRC on the subject that "this guy works for you all the time, you have to get him on-board"?

Mitzyboy has another...
Forum: Spain
Aug 15th 2013, 11:47 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Good point. Then from the Spanish point of view, Autonomo for one customer is legal.

Now, ball is passed to the UK side of the field. Do they have the same regulations in place?
Forum: Spain
Aug 15th 2013, 11:38 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Tricky question. My garden is not my company. Just check Mitzyboy's story above: they had to pay employment taxes and NI, though they were working with self-employed drivers. Tax offices tend to...
Forum: Spain
Aug 15th 2013, 11:09 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

andyrich666, yes, this is the "autonomo" solution.

As far as I read, people name possible issues both for me and employer if he is my only customer. Of course, it also should be VAT-IVA free in...
Forum: Spain
Aug 15th 2013, 10:44 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Sure, but why not allow ME to pay all these insurances by myself, as like being an autonomo? At least as an exception for such expat cases.. What's the problem with that?

Such laws force honest...
Forum: Spain
Aug 15th 2013, 10:21 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Thanks, will do!



No, this is not an option as company is a small one. Interesting, whether same rules appliy to UK ltd working for only one customer :)

Situation is non-sense if we look at...
Forum: Spain
Aug 15th 2013, 9:38 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

cricketman, if I get that Spanish workplace (there is a very high possibility of it), then it pays my SS and therefore healthcare, schools etc.
I just want to keep my UK employer as a backup and...
Forum: Spain
Aug 15th 2013, 9:19 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Maybe I can open an Ltd with only me? :D
I am not sure about UK legislation on that, but probably, it is possible
Forum: Spain
Aug 15th 2013, 9:17 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Interesting also, how do they found out, where actual work is located?

Employer is in UK, all finance stuff is done there. Maybe, I go there twice a year (which I will do to visit colleagues...
Forum: Spain
Aug 15th 2013, 8:59 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

cricketman, does this mean that "worldwide income" only concerns "non-job" related income? Investments, rents etc?

What if I open UK version of autonomo to work with my UK employer?
Forum: Spain
Aug 15th 2013, 8:40 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

Perfect. Of course, i will contact Spanish lawyers to finally clarify but at the moment I can see two more or less reasonable options now:

1. My taxes and SS paid still in UK. This seems not...
Forum: Spain
Aug 15th 2013, 8:08 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

This is interesting as when I buy something from another EU country, they still add VAT. Why shouldn't my "customer" (employer) pay IVA when buying services from me?
Forum: Spain
Aug 15th 2013, 7:30 pm
Replies: 126
Views: 44,193
Posted By Alicante17

Re: Live in Spain, work for UK remotely

cricketman, thanks! Being autonomo will ensure that my taxes and social security both paid in Spain, so seems should be fine.
Except paperwork or paying to gestor :D

What's about VAT-IVA in this...
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