Three cheers for the kiwi & aussie doing a bank runner
May 22nd 2009, 9:07 am
#16
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Re: Three cheers for the kiwi & aussie doing a bank runner
ha ha awesome. i used to work for westpac, and the number of mistakes drawing down is huge. but this is a huge amount.
about 5 yrs ago, i had $100K appear into my account when someones loan was mistakenly put into my account. i told the bank, and didnt even get a thankyou from the bank who made the error.
about 5 yrs ago, i had $100K appear into my account when someones loan was mistakenly put into my account. i told the bank, and didnt even get a thankyou from the bank who made the error.
May 22nd 2009, 10:54 am
#17
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Re: Three cheers for the kiwi & aussie doing a bank runner
Was listening to Nova the other day in the car. They asked people to phone in who had received money out of the blue for no reason. One guy phoned in and said around 10 years ago, the bank deposited 10 grand into his account, he was only 17. He left it there for 3 months, didnt touch it and didnt say a thing. After that he decided since its been 3 months and they haven't contacted him, he'd spend it and did, on him and his mates going on a skiing trip to mount buller or somewhere. 10 years later and the bank has still not said a thing.
May 22nd 2009, 5:31 pm
#18
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Re: Three cheers for the kiwi & aussie doing a bank runner
banks suck!
May 23rd 2009, 7:30 am
#20
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Re: Three cheers for the kiwi & aussie doing a bank runner
May 23rd 2009, 8:20 am
#21
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Re: Three cheers for the kiwi & aussie doing a bank runner
these people clearly and obviously knew that the money was deposited in error (prosecutions obligation to prove that the defendants were aware that they were not entitled to it - they're bankrupt, think that's an easy one) and, through conscious and deliberate actions sought to keep the funds obtained for their own benefit. (fraud by not notifying the bank of the error)
as for being charged $45 for a $0.50 withdrawal, vote with your feet. being charged a fee (however insane it may be) for a transaction is only tolerated so long as the customer remains and keeps paying. if you don't like the rules you've entered into, leave.
as for running off with $10m in the bank... that's clearly not yours... idiots...
May 23rd 2009, 8:33 am
#22
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Re: Three cheers for the kiwi & aussie doing a bank runner
Its like the mandatroy bullshit of having to get a credit card to get a mortgage. Banks are dicks and deserve to be treated as such.
May 23rd 2009, 8:39 am
#23
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Re: Three cheers for the kiwi & aussie doing a bank runner
Thats all well and good but the thing is, banks have you by the cock and balls by all charging the same fees and in this country you must have a bank account.
Its like the mandatroy bullshit of having to get a credit card to get a mortgage. Banks are dicks and deserve to be treated as such.
Its like the mandatroy bullshit of having to get a credit card to get a mortgage. Banks are dicks and deserve to be treated as such.
yes, they all charge fees, yes there's a massive banking conspiracy all out to screw everyone left right and centre, sure. but if you're willing to look a little bit beyond the norm, am sure you'll find alternative products and services that are actually pretty reasonable.
May 23rd 2009, 9:52 am
#24
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Re: Three cheers for the kiwi & aussie doing a bank runner
there's a judicious degree of common sense that can be applied here ("fraudulently obtaining advantage by deception" is the first that pops to mind, probably not quite right)
these people clearly and obviously knew that the money was deposited in error (prosecutions obligation to prove that the defendants were aware that they were not entitled to it - they're bankrupt, think that's an easy one) and, through conscious and deliberate actions sought to keep the funds obtained for their own benefit. (fraud by not notifying the bank of the error)
as for being charged $45 for a $0.50 withdrawal, vote with your feet. being charged a fee (however insane it may be) for a transaction is only tolerated so long as the customer remains and keeps paying. if you don't like the rules you've entered into, leave.
as for running off with $10m in the bank... that's clearly not yours... idiots...
these people clearly and obviously knew that the money was deposited in error (prosecutions obligation to prove that the defendants were aware that they were not entitled to it - they're bankrupt, think that's an easy one) and, through conscious and deliberate actions sought to keep the funds obtained for their own benefit. (fraud by not notifying the bank of the error)
as for being charged $45 for a $0.50 withdrawal, vote with your feet. being charged a fee (however insane it may be) for a transaction is only tolerated so long as the customer remains and keeps paying. if you don't like the rules you've entered into, leave.
as for running off with $10m in the bank... that's clearly not yours... idiots...
May 23rd 2009, 10:22 am
#25
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Re: Three cheers for the kiwi & aussie doing a bank runner
no, not mine, not particularly fussed who's it is to be honest. just stupid people who see an immediate greedy opportunity ("ooh, $10m! i'll have that!") without any ability to stop and think for 30 seconds about the long term ramifications.
whether or not you want to get into the quasi-philosophical debate about "who's getting" hurt and all the "big bad nasty corporation" crap is a different matter. at the moment, it's a couple of people who are obviously in a hard place and have thought incredibly short-sightedly, grabbed the cash and scarpered, not committing even half a brain cell to "what's going to happen tomorrow"; hence... idiots...
(now, another idea might've been to document the error (p/copy bank statements et al), tell the bank about their SNAFU, then say, "what's it worth to you for me to shut my hole about all this then?" then go to the tabloids or some glorified bog roll of a press agency and sell the story. in that way, you legally play into the hands of sensationalist journalistic rubbish "ooh, big bad nasty banks! look at how stupid they are! blah blah blah", make some dosh, hopefully sort your affairs out instead of blowing it all on a fruit machine, and get to carry on. end result, bank looks like a dick, couple look like heroes AND they might score some dosh)
oh well...
(sorry, bloody w/end's over...)
May 23rd 2009, 11:05 am
#26
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Re: Three cheers for the kiwi & aussie doing a bank runner
speaking of which, I was considering leaving fitness first as I don't get to the gym as much and for AED 350 a month its a waste of money - but when I checked through my accounts, it seems that when I told them my new bank details 6 or 7 months ago they've never taken any money from me....
So should I stay or should I go now?
So should I stay or should I go now?
May 23rd 2009, 11:05 am
#27
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Re: Three cheers for the kiwi & aussie doing a bank runner
May 23rd 2009, 1:10 pm
#28
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Re: Three cheers for the kiwi & aussie doing a bank runner
speaking of which, I was considering leaving fitness first as I don't get to the gym as much and for AED 350 a month its a waste of money - but when I checked through my accounts, it seems that when I told them my new bank details 6 or 7 months ago they've never taken any money from me....
So should I stay or should I go now?
So should I stay or should I go now?
May 24th 2009, 5:32 am
#29
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Re: Three cheers for the kiwi & aussie doing a bank runner
So... (sorry just trying to get my head around this concept ) if I inadvertently have my account overdrawn by 50 cents and the bank then charges me $45 and refuses to refund it due to the overdrawn amount of 50 cents, (putting aside terms and conditions because we all know terms and conditions exist for everything and we dont all agree with them) is that fair treatment? Should I just think to myself "oh ... its not benefitting the bank, its benefitting the shareholders and that makes it ok"?
) if I inadvertently have my account overdrawn by 50 cents and the bank then charges me $45 and refuses to refund it due to the overdrawn amount of 50 cents, (putting aside terms and conditions because we all know terms and conditions exist for everything and we dont all agree with them) is that fair treatment? Should I just think to myself "oh ... its not benefitting the bank, its benefitting the shareholders and that makes it ok"?Perhaps you went 50c overdrawn as a result of a "clerical error", and the bank should give you back the $45 in fees that resulted from the error…
)