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A reason why i am now worse off in the UAE
Our company replaced our old medical insurance with a new one. My specialist said they sometimes refuse to pay out certain procedures because they don't deem them medically necessary, even though he, as a specialist chest physician does.
I must now a) pay 50 dirhams for EVERY doctor and specialist visit b) have NO coverage for dental except emergencies c) have NO coverage for optical d) have reduced worldwide coverage limited to the UAE or my own country previously none of this was in effect. Back home I had dental, optical, free specialist treatment and a very small surcharge for GP with a zero charge for follow-up visits. My company has reduced my benefits due to the need to "cut costs". my lifestyle is a joke in this country already. How much more should I sacrifice to help the emirati's build their sandpit? |
Re: A reason why i am now worse off in the UAE
Originally Posted by AnotherWorld
(Post 7302257)
Our company replaced our old medical insurance with a new one. My specialist said they sometimes refuse to pay out certain procedures because they don't deem them medically necessary, even though he, as a specialist chest physician does.
I must now a) pay 50 dirhams for EVERY doctor and specialist visit b) have NO coverage for dental except emergencies c) have NO coverage for optical d) have reduced worldwide coverage limited to the UAE or my own country previously none of this was in effect. Back home I had dental, optical, free specialist treatment and a very small surcharge for GP with a zero charge for follow-up visits. My company has reduced my benefits due to the need to "cut costs". my lifestyle is a joke in this country already. How much more should I sacrifice to help the emirati's build their sandpit? |
Re: A reason why i am now worse off in the UAE
Originally Posted by AnotherWorld
(Post 7302257)
Our company replaced our old medical insurance with a new one. My specialist said they sometimes refuse to pay out certain procedures because they don't deem them medically necessary, even though he, as a specialist chest physician does.
I must now a) pay 50 dirhams for EVERY doctor and specialist visit b) have NO coverage for dental except emergencies c) have NO coverage for optical d) have reduced worldwide coverage limited to the UAE or my own country previously none of this was in effect. Back home I had dental, optical, free specialist treatment and a very small surcharge for GP with a zero charge for follow-up visits. My company has reduced my benefits due to the need to "cut costs". my lifestyle is a joke in this country already. How much more should I sacrifice to help the emirati's build their sandpit? My God that's....... that's.............. OUTRAGEOUS!!!!!!! (NB: This post contains sarcasm) |
Re: A reason why i am now worse off in the UAE
Originally Posted by The Dean
(Post 7302419)
50 dirhams for a medical appointment?
My God that's....... that's.............. OUTRAGEOUS!!!!!!! (NB: This post contains sarcasm) |
Re: A reason why i am now worse off in the UAE
50 dhs is hardly going to break the bank though surely?
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Re: A reason why i am now worse off in the UAE
Originally Posted by The Dean
(Post 7302419)
50 dirhams for a medical appointment?
My God that's....... that's.............. OUTRAGEOUS!!!!!!! (NB: This post contains sarcasm) |
Re: A reason why i am now worse off in the UAE
Originally Posted by AnotherWorld
(Post 7302426)
I understand and at first it didn't bother me. I only realised how it would become an issue is when I have an ongoing problem (as I do at the moment) and have to have multiple visits. I pay 50 dirhams per visit.
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Re: A reason why i am now worse off in the UAE
Originally Posted by AnotherWorld
(Post 7302257)
Our company replaced our old medical insurance with a new one. My specialist said they sometimes refuse to pay out certain procedures because they don't deem them medically necessary, even though he, as a specialist chest physician does.
I must now a) pay 50 dirhams for EVERY doctor and specialist visit b) have NO coverage for dental except emergencies c) have NO coverage for optical d) have reduced worldwide coverage limited to the UAE or my own country previously none of this was in effect. Back home I had dental, optical, free specialist treatment and a very small surcharge for GP with a zero charge for follow-up visits. My company has reduced my benefits due to the need to "cut costs". my lifestyle is a joke in this country already. How much more should I sacrifice to help the emirati's build their sandpit? Why shouldn't you pay for your medical costs anyway, this isn't a welfare state and expats seriously outnumber Emiratis, so suggest you 'suck it up and wind your neck in'. |
Re: A reason why i am now worse off in the UAE
Originally Posted by AnotherWorld
(Post 7302257)
Our company replaced our old medical insurance with a new one. My specialist said they sometimes refuse to pay out certain procedures because they don't deem them medically necessary, even though he, as a specialist chest physician does.
I must now a) pay 50 dirhams for EVERY doctor and specialist visit b) have NO coverage for dental except emergencies c) have NO coverage for optical d) have reduced worldwide coverage limited to the UAE or my own country previously none of this was in effect. Back home I had dental, optical, free specialist treatment and a very small surcharge for GP with a zero charge for follow-up visits. My company has reduced my benefits due to the need to "cut costs". my lifestyle is a joke in this country already. How much more should I sacrifice to help the emirati's build their sandpit? |
Re: A reason why i am now worse off in the UAE
Originally Posted by Sky Blue
(Post 7307294)
I had to pay 300 on my visit to the hospital...
cost me AED 550. |
Re: A reason why i am now worse off in the UAE
We paid the equivalent of well over AED5,000 to have our daughter born in Saudi Arabia over five years ago. It would have been an extra AED2,500 if a Caesarian had been performed. Anything connected with medicine is bloody expensive over here.
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Re: A reason why i am now worse off in the UAE
Originally Posted by lionheart
(Post 7309474)
We paid the equivalent of well over AED5,000 to have our daughter born in Saudi Arabia over five years ago. It would have been an extra AED2,500 if a Caesarian had been performed. Anything connected with medicine is bloody expensive over here.
Now luckily my insurance company covers everything, at absolutely no cost whatsoever to us. Its the best medical cover i have ever had. Truly brilliant. All clames handles on line, money back in the account within a week. Group Henner... |
Re: A reason why i am now worse off in the UAE
So to conclude, I'm better off back home being covered under Medicare and paying only $600 a year in private health insurance on top of that?
My gripe is the fact that I have been relocated but medically worse off as my medical costs have gone up since I arrived. I think some of you possibly expect a lot less as a relocated expatriate employee than me... |
Re: A reason why i am now worse off in the UAE
Originally Posted by lionheart
(Post 7309474)
We paid the equivalent of well over AED5,000 to have our daughter born in Saudi Arabia over five years ago. It would have been an extra AED2,500 if a Caesarian had been performed. Anything connected with medicine is bloody expensive over here.
Got a friend who came over when she was already pregnant and her hubby's medical doesn't cover it - it being a "pre-existing condition"... ouch! As for being better off at home - yeah, I love the NHS! |
Re: A reason why i am now worse off in the UAE
Originally Posted by Hello.Kitty
(Post 7309908)
lol - here it's 15k for the birth, 25k for a c-section and another 4k for the 12antenatal check-ups! Down's syndrome testing 500 AED a pop, 20 week nomaly scan 500 AED - neither covered because they fall under "genetic defects".
Got a friend who came over when she was already pregnant and her hubby's medical doesn't cover it - it being a "pre-existing condition"... ouch! As for being better off at home - yeah, I love the NHS! |
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