purse strings

Old Jan 14th 2009, 3:19 pm
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Default purse strings

Now that things are looking a bit scary and lots of job losses are you holding back on spending on non essential items and going out less at the moment or are you stashing more away?
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Old Jan 14th 2009, 3:26 pm
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Default Re: purse strings

My jobs pretty safe but I am paid in GBP so the exchange rate alone is costing me a fortune. Subsequently we notice just how expensive everything is now. So yea cutbacks are in force
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Old Jan 14th 2009, 3:31 pm
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Default Re: purse strings

Originally Posted by annacarna View Post
Now that things are looking a bit scary and lots of job losses are you holding back on spending on non essential items and going out less at the moment or are you stashing more away?
I've been living a financial crisis since I got employed about 18 months ago...
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Old Jan 14th 2009, 4:29 pm
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Default Re: purse strings

Originally Posted by annacarna View Post
Now that things are looking a bit scary and lots of job losses are you holding back on spending on non essential items and going out less at the moment or are you stashing more away?
I'm frugal no matter what - never know what the future holds.
some people here in 06,07,08 were spending so much on food and drink and probably didn't even realise it - let alone rent.

I don't understand the idea of spend big when times are good. How about just spend appropriately all the time?

A friend was moaning about have to pay off a 140k loan or something in one breath and next breath inviting us to a 600dhs a head dinner.
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Old Jan 15th 2009, 2:20 am
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Default Re: purse strings

Originally Posted by Jeeper View Post
I'm frugal no matter what - never know what the future holds.
some people here in 06,07,08 were spending so much on food and drink and probably didn't even realise it - let alone rent.

I don't understand the idea of spend big when times are good. How about just spend appropriately all the time?

A friend was moaning about have to pay off a 140k loan or something in one breath and next breath inviting us to a 600dhs a head dinner.
you are spot on, i think (pre marriage and kid) in 05 and 06 we were out every Friday on champagne brunches, when my OH was away i was always out with the lads, spending a fortune.

Of course now that the Dubai honeymoon period has expired (in mid 06) for me, when i find myself looking at the prices of everything and gasping...

nowadays i hear people getting a pinger cause Nelsons has a happy hour where its 25AED a pint or something...marvellous thats 5Quid.

Norweigan prices for living in a 3rd world underdeveloped shithole...

Apart from that, i love the place
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Old Jan 15th 2009, 2:21 am
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Default Re: purse strings

Originally Posted by annacarna View Post
Now that things are looking a bit scary and lots of job losses are you holding back on spending on non essential items and going out less at the moment or are you stashing more away?
same as ever...but the pound exchange rate for us is a bit of a bugger...

MM, xx
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Old Jan 15th 2009, 2:26 am
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Default Re: purse strings

Originally Posted by Madam Medusa View Post
same as ever...but the pound exchange rate for us is a bit of a bugger...

MM, xx
just a 'bit'??

its killing me to be honest.. If it drops sub 5 im outta here unless an adjustor is on offer..
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Old Jan 15th 2009, 2:45 am
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Default Re: purse strings

Originally Posted by commander View Post
you are spot on, i think (pre marriage and kid) in 05 and 06 we were out every Friday on champagne brunches, when my OH was away i was always out with the lads, spending a fortune.

Of course now that the Dubai honeymoon period has expired (in mid 06) for me, when i find myself looking at the prices of everything and gasping...

nowadays i hear people getting a pinger cause Nelsons has a happy hour where its 25AED a pint or something...marvellous thats 5Quid.

Norweigan prices for living in a 3rd world underdeveloped shithole...

Apart from that, i love the place

22AED I believe, but since my ale of choice is not one of the chosen, Im still paying 6 - 7 GBP a pint!!
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Old Jan 15th 2009, 5:28 am
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Default Re: purse strings

after having major expenses involved in bringing my in-laws here last month I am now definitely being frugal. need to bank some cash in case it all turns sour.
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Old Jan 15th 2009, 5:35 am
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Default Re: purse strings

Yeah, cut down on the number of times dining out...now go for the house wines...hate being ripped off on bottles of wine over AED300, when back home in Oz they are only GBP6 a bottle.
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Old Jan 15th 2009, 5:42 am
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Default Re: purse strings

massive cut down took place in this house about a year ago, got shopping bills down to about 350 a week, no luxuries that end up in the bin!! more healthy eating and using cheaper cuts of meat etc, shopping wisely. Nights out on hold until DH secures another position. It is amazing how much you can cut down on things.
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Old Jan 15th 2009, 5:43 am
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Default Re: purse strings

Originally Posted by Inselaffen View Post
after having major expenses involved in bringing my in-laws here last month I am now definitely being frugal. need to bank some cash in case it all turns sour.
Will keep my fingers crossed for you Inse!

After a massive spend up on my hols, I am gonna be very frugal too and stash away.
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Old Jan 15th 2009, 5:56 am
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Default Re: purse strings

Originally Posted by Madam Medusa View Post
same as ever...but the pound exchange rate for us is a bit of a bugger...

MM, xx
Originally Posted by commander View Post
just a 'bit'??

its killing me to be honest.. If it drops sub 5 im outta here unless an adjustor is on offer..
i get paid in dollars, and send some back to the uk.....so long may the pound be weak
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Old Jan 15th 2009, 6:31 am
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Default Re: purse strings

Originally Posted by commander View Post
just a 'bit'??

its killing me to be honest.. If it drops sub 5 im outta here unless an adjustor is on offer..
yeah, that was a huge understatement, you're right...

MM, xx
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Old Jan 15th 2009, 6:37 am
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Default Re: purse strings

Originally Posted by Jeeper View Post
I'm frugal no matter what - never know what the future holds.
some people here in 06,07,08 were spending so much on food and drink and probably didn't even realise it - let alone rent.

I don't understand the idea of spend big when times are good. How about just spend appropriately all the time?

A friend was moaning about have to pay off a 140k loan or something in one breath and next breath inviting us to a 600dhs a head dinner.
well said that man. it staggers me when people struggle to pay rent and wonder why,moan about it, yet they cant get enough of 350aed brunches and dinners.....which to be frank are largely shite, places full of wankers eating shite food that hotels can get away with because everybody is pissed
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