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Getting a short term loan

Getting a short term loan

Old Mar 9th 2009, 9:28 am
  #1  
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Default Getting a short term loan

Ok I have a loan which will be paid off in 2 months, but as we don't get advanced housing here at work I need to get my hands on AEd 25k, not a lot really,

HSBC won't give me a top up loan as I still have 2 months to go on mine, which seems stupid as if I'd paid it off I wouldn't need it 'topped up' would I?

So they say it may be possible to get an AED 25k overdraft, but I am waiting on a call,

any ideas on how to get the cash? Are other banks loaning out money? It would be paid back within 4 months or less,

Cheers all....
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Old Mar 9th 2009, 9:59 am
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Default Re: Getting a short term loan

Mashreq

easy peasy
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Old Mar 9th 2009, 10:04 am
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Default Re: Getting a short term loan

Originally Posted by Bison View Post
Mashreq

easy peasy
Avoid Mashreq!
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Old Mar 9th 2009, 10:08 am
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Default Re: Getting a short term loan

Avoid Mashreq!
Care to enlighten us?
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Old Mar 9th 2009, 10:09 am
  #5  
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Default Re: Getting a short term loan

Originally Posted by Inselaffen View Post
Avoid Mashreq!
just spoke to HSBC again, I need to go and fill in forms and give salary transfer letter AGAIN and it'll take 4 to 5 days IF they approve it,

christ what a pain in the hoop.
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Old Mar 9th 2009, 10:37 am
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Default Re: Getting a short term loan

Originally Posted by Spugsy View Post
just spoke to HSBC again, I need to go and fill in forms and give salary transfer letter AGAIN and it'll take 4 to 5 days IF they approve it,

christ what a pain in the hoop.
when you moving?
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Old Mar 9th 2009, 11:37 am
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Default Re: Getting a short term loan

Originally Posted by Blue Cat View Post
when you moving?
I need the cash asap, we move early next week.
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Old Mar 9th 2009, 11:41 am
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Default Re: Getting a short term loan

Originally Posted by Spugsy View Post
I need the cash asap, we move early next week.
Cash advance on credit card? Would that work?
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Old Mar 9th 2009, 11:44 am
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Default Re: Getting a short term loan

Originally Posted by shakh your bootie View Post
Cash advance on credit card? Would that work?
They offered me one as well, I don;t have one, I have 2 Uk ones which I'm paying off, bollocks to credit cards.
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Old Mar 9th 2009, 11:48 am
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Default Re: Getting a short term loan

Originally Posted by Spugsy View Post
They offered me one as well, I don;t have one, I have 2 Uk ones which I'm paying off, bollocks to credit cards.
You're right - they are bollocks. But if it takes 10/14 days for HSBC to come up with your loan, I was thinking you could stick the 25K on plastic and pay it off when the loan comes through before you get stung for loadsa interest.....
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Old Mar 9th 2009, 12:12 pm
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Default Re: Getting a short term loan

Originally Posted by shakh your bootie View Post
You're right - they are bollocks. But if it takes 10/14 days for HSBC to come up with your loan, I was thinking you could stick the 25K on plastic and pay it off when the loan comes through before you get stung for loadsa interest.....
might be an option? though I agree, I hate credit cards.
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Old Mar 9th 2009, 12:17 pm
  #12  
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Default Re: Getting a short term loan

Originally Posted by Blue Cat View Post
might be an option? though I agree, I hate credit cards.
ah its sorted now, mrs spugsy just got her relocation bonus she should have got after 3 months, and that covers the shortfall.

Jesus, the banks over here are appalling though, the girls in sales are full of shit, last time they said 'once you have a loan, all you have to do is ring up and we'll top it up if need be, all done over the phone', now they tell me I need to come in, fill in another form, give them ANOTHER salary transfer letter and wait 3 days at least for it to be approved,

lying bankers.....
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Old Mar 9th 2009, 12:26 pm
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Default Re: Getting a short term loan

Originally Posted by Spugsy View Post
lying bankers.....
And that is a surprise because.................?

I thought it was part of the job definition. Especially here. Particularly HSBloodyC!
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Old Mar 9th 2009, 12:32 pm
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Default Re: Getting a short term loan

Originally Posted by Blue Cat View Post
might be an option? though I agree, I hate credit cards.
Nothing wrong with credit cards if used wisely. They are very useful for purchases online, such as plane tickets and overseas gifts, but you have to be smart enough to pay them off every month.

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Old Mar 9th 2009, 12:33 pm
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Default Re: Getting a short term loan

Agreed on the CC front, sometimes you even get rewards for using them...........sometimes!
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