Getting a loan

Old Sep 28th 2008, 4:43 am
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Default Getting a loan

I am leaving my job in 3 weeks and need to repay my housing allowance, also my new place doesn't give you the allowance so I'll need a loan for about AED 40,000 to be paid off in 7 or 8 monthly installments, then once done I'll need another years loan,

who/where is the best place to go for this? I am currently banking with HSBC over here.

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Old Sep 28th 2008, 5:31 am
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Default Re: Getting a loan

Originally Posted by Spugsy View Post
I am leaving my job in 3 weeks and need to repay my housing allowance, also my new place doesn't give you the allowance so I'll need a loan for about AED 40,000 to be paid off in 7 or 8 monthly installments, then once done I'll need another years loan,

who/where is the best place to go for this? I am currently banking with HSBC over here.

Ta.
Why not sit down with your HSBC Personal Banking Officer or whatever their Customer Services people call themselves?
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Old Sep 28th 2008, 1:43 pm
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Default Re: Getting a loan

Originally Posted by Spugsy View Post
I am leaving my job in 3 weeks and need to repay my housing allowance, also my new place doesn't give you the allowance so I'll need a loan for about AED 40,000 to be paid off in 7 or 8 monthly installments, then once done I'll need another years loan,

who/where is the best place to go for this? I am currently banking with HSBC over here.

Ta.
ADCB Bank may offer loan in Low intrest.
Try First Gulf bank also.
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Old Sep 28th 2008, 1:54 pm
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Default Re: Getting a loan

They're all equally useless - best to stick with HSBC, as your salary is already credited with them and they know you...
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Old Sep 28th 2008, 6:52 pm
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Default Re: Getting a loan

Originally Posted by IndieG View Post
They're all equally useless - best to stick with HSBC, as your salary is already credited with them and they know you...
do I need to ring them up and make an appointment or just go?

Man alive, they are useless though, the trouble I had just setting up my account, it took forever,

any documents I need to take?
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Old Sep 28th 2008, 6:53 pm
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Default Re: Getting a loan

Originally Posted by Spugsy View Post
do I need to ring them up and make an appointment or just go?

Man alive, they are useless though, the trouble I had just setting up my account, it took forever,

any documents I need to take?
tell me about it, i'm just trying to open my own account with them now, what a friggin mare...

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Old Sep 28th 2008, 7:09 pm
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Default Re: Getting a loan

Well I have been here 8 months and had an account for longer (through opening it in the UK), and today I got an email from my account manager introducing himself?!?!?! "As a valued customer....blah blah" and my favourite bit "providing a globally connected service"....thanks chaps!

Although having said all that, surely worth sticking with one bank for as much as possible, even if it is only so you need to go to one place to transact/complain/explain etc etc???
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Old Sep 28th 2008, 7:10 pm
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Default Re: Getting a loan

Originally Posted by jrudofsky View Post
Well I have been here 8 months and had an account for longer (through opening it in the UK), and today I got an email from my account manager introducing himself?!?!?! "As a valued customer....blah blah" and my favourite bit "providing a globally connected service"....thanks chaps!

Although having said all that, surely worth sticking with one bank for as much as possible, even if it is only so you need to go to one place to transact/complain/explain etc etc???
Help Spugsy...Be a friend in need...
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Old Sep 29th 2008, 6:23 am
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Default Re: Getting a loan

Originally Posted by Spugsy View Post
do I need to ring them up and make an appointment or just go?

Man alive, they are useless though, the trouble I had just setting up my account, it took forever,

any documents I need to take?

dont tell them your leaving your job..it will just confuse them and send them into a panic
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Old Sep 29th 2008, 6:27 am
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Default Re: Getting a loan

Originally Posted by Spugsy View Post
do I need to ring them up and make an appointment or just go?

Man alive, they are useless though, the trouble I had just setting up my account, it took forever,

any documents I need to take?
Dunno if this is just a deal thru my work, but I was automatically cleared for a lending limit of 250K AED when I opened my acct with HSBC.
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Old Sep 29th 2008, 6:48 am
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Default Re: Getting a loan

Originally Posted by TGFKASE View Post
Dunno if this is just a deal thru my work, but I was automatically cleared for a lending limit of 250K AED when I opened my acct with HSBC.
what cars did you buy in the end
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Old Sep 29th 2008, 6:49 am
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Default Re: Getting a loan

Originally Posted by Blue Cat View Post
what cars did you buy in the end
OH went for a Durango, and I am surprised you havent seen my 'Starsky and Hutch' mobile flying around the Lakes/Greens/Springs area!!!!
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Old Sep 29th 2008, 6:53 am
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Default Re: Getting a loan

Originally Posted by shiva View Post
dont tell them your leaving your job..it will just confuse them and send them into a panic
oh I'm not going to, and I've been asking HR here for the final payment I need to pay before I leave, no answere so I did the thing I always said I never would do, that they all do here, I sent a snotty email and CC'd in my boss, the MD, the big dude at HR, bloody evberybody - got a resposne in 20 mins, jesus.

Still no answer though, I'm half tempted to say ' I leave in under 3 weeks, unless I get the finaly sum to be paid you'll get nowt...'
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Old Sep 29th 2008, 6:54 am
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Default Re: Getting a loan

Originally Posted by TGFKASE View Post
OH went for a Durango, and I am surprised you havent seen my 'Starsky and Hutch' mobile flying around the Lakes/Greens/Springs area!!!!
what colour S and H did you get, saw one in the lakes carpark the other day
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Old Sep 29th 2008, 6:57 am
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Default Re: Getting a loan

Originally Posted by Blue Cat View Post
what colour S and H did you get, saw one in the lakes carpark the other day
Bright red with the white stripes down the middle. Believe there is another one going around now, with a bonnet scoop which Al Futtaim tried to charge me 10K AED for!!!!
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