Don't wear that shirt!

Old Oct 11th 2012, 5:30 pm
  #46  
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Default Re: Don't wear that shirt!

Originally Posted by Scamp View Post
That's the only argument though isn't it. Thick / desperate folk will do it.

Yeah people need protecting but I think folk need to be responsible for their own actions, finances and personal hygeine for that..
but this is who we're talking about... they're not the brightest

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Old Oct 12th 2012, 3:37 am
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Default Re: Don't wear that shirt!

Originally Posted by Sandboy View Post
the irony that the twats haven't worked out yet is that by sponsoring the skunks they immediately rule out ever getting business from 50% of the north east population who support Sunderland, we all boycotted Sugar Puffs when Kevin Keegan endorsed them. Sunderland must be one of the poorest cities in the UK and a prime target for wonga
And likewise Oxfam's African arm has seen its Tyneside revenue slashed by 50% since the new Sunderland shirt hit the streets. So that's half of f**k all then.
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Old Oct 12th 2012, 3:39 am
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Default Re: Don't wear that shirt!

Pre match news:- Pardew is asking his players to give 4208% this weekend
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Old Oct 12th 2012, 5:38 am
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Old Oct 12th 2012, 6:09 am
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Default Re: Don't wear that shirt!

Originally Posted by Kix View Post
Back to the point, Sharia is saying no to interest, but say yes to profit.

So Wonga lend you 80 quid for 14 days, you pay back 100 quid, they make 20 quid profit.

So what's the problem?
Exactly. The APR is completely irrelevant and totally misses the point as most of the Wonga loans only run for a week or so.

Banks on the other hand with their obscene unathorised overdraft fees are far worse. For instance, by going overdrawn by £200 for 10 days:

Our investigation found that customers of Lloyds, which is 41 per cent owned by the taxpayer, would face charges of £85.95 over ten days. This is made up of eight daily charges of £10, a £5 ‘usage fee’ and 95p interest. In total, these fees are equivalent to an APR of 46,450,869. An APR shows the full cost of borrowing if the pattern continued for a full year.”
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Old Oct 12th 2012, 10:39 am
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Default Re: Don't wear that shirt!

Originally Posted by Fossildog View Post
Exactly. The APR is completely irrelevant and totally misses the point as most of the Wonga loans only run for a week or so.

Banks on the other hand with their obscene unathorised overdraft fees are far worse. For instance, by going overdrawn by £200 for 10 days:
Our investigation found that customers of Lloyds, which is 41 per cent owned by the taxpayer, would face charges of £85.95 over ten days. This is made up of eight daily charges of £10, a £5 ‘usage fee’ and 95p interest. In total, these fees are equivalent to an APR of 46,450,869. An APR shows the full cost of borrowing if the pattern continued for a full year.”

Er........ what? By how much did the Lloyds customer go overdrawn???

Last edited by The Dean; Oct 12th 2012 at 10:40 am. Reason: .
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Old Oct 15th 2012, 6:19 am
  #52  
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Default Re: Don't wear that shirt!

Originally Posted by auzdafluff View Post
They shouldn't have brought up Sharia Law. They've immediately lost because people will be scared that by agreeing they'll somehow be letting it in by the backdoor.

That said, the MCB is right on this. Wonga and its ilk are nothing more than loansharks with high street branches and websites.
They are bringing it in through the back door - that's been happening for the last 20 years at least. The so called 'stealth-jihad" as it were is still jihad and is far more effective than the loony bombers we see on TV.

N.
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