British Expats

British Expats (https://britishexpats.com/forum/)
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-   -   Any regrets about moving back to the UK? (https://britishexpats.com/forum/rovers-return-111/any-regrets-about-moving-back-uk-838891/)

dunroving Aug 10th 2014 12:25 am

re: Any regrets about moving back to the UK?
 

Originally Posted by CarltonCrabbe (Post 11364197)
One thing many expats dont look forward to is paying UK tax again. Compared to popular tax-free expat destinations like Dubai, Qatar, Abu Dhabi and Bahrain, its a big shock. 45% top rate of income tax, 28% capital gains tax. One way of adjusting to life back in the UK is to start to live on less and less of your income in the 2 years before you move back home.

A lot of people would love to be in the 45% tax bracket.

Expats who whinge about the 45% income tax don't get much sympathy from me - it's like whingeing that an oil change for your Rolls costs more than for a Skoda.

Tirytory Aug 10th 2014 12:50 am

re: Any regrets about moving back to the UK?
 
In Wales, prescriptions are free. However that does lead to abuse of the system.... People visiting doctors for prescription for paracetemol that you can buy for 16p in Tesco etc..

chris955 Aug 10th 2014 5:47 am

re: Any regrets about moving back to the UK?
 

Originally Posted by Grayling (Post 11364271)
:confused:....what are you trying to suggest?:rolleyes:

:lol:

Bnet36 Aug 10th 2014 8:40 am

re: Any regrets about moving back to the UK?
 

Originally Posted by lgabriel73 (Post 11364126)
if you look at the costs you have to pay in the US for health insurance and for prescriptions the NHS is a bargain. Also having health insurance in the US doesn't mean that the service is any better than with the US. Each doctor is different and each hospital is different just like in the UK. I've had good experiences and bad experiences in the US. Paying £8.05 a month for a prescription is a good deal in my opinion, plus certain meds you may not pay for at all.

Agreed! My employer offers an HMO plan for a family with a monthly premium of $485 and co pay is $30 for each in network visit, $50 for specialists and $150 for an ER visit. I have a prescription that I take which costs $25 for the generic and $120 for the brand. I never understood why, if you are paying such a high premium you should also be paying a co-pay for every visit and then prescriptions. Having 2 kids in school can add up with colds, pink eye, ear infections. Luckily hubby's insurance with the Feds is much better, although to me the whole 'industry' is more about money that people's welfare.

hungryhorace Aug 13th 2014 2:58 am

re: Any regrets about moving back to the UK?
 

Originally Posted by CarltonCrabbe (Post 11364197)
One thing many expats dont look forward to is paying UK tax again. Compared to popular tax-free expat destinations like Dubai, Qatar, Abu Dhabi and Bahrain, its a big shock. 45% top rate of income tax

And just how many do you think will actually fall into that bracket? You need to be talking marginal rates, as these are a far more accurate indicator.

LostBrit99 Aug 13th 2014 5:51 am

re: Any regrets about moving back to the UK?
 
I didnt know prescriptions were free in Wales, how is that? So many differences between these places.

hungryhorace Aug 13th 2014 6:12 am

re: Any regrets about moving back to the UK?
 

Originally Posted by LostBrit99 (Post 11368005)
I didnt know prescriptions were free in Wales, how is that?

Expensive for those in England & Northern Ireland picking up the bill for it.

Tirytory Aug 13th 2014 10:01 am

re: Any regrets about moving back to the UK?
 
The Welsh Assembly picks up the bill thanks. They take care of their own health care as they are devolved..

hungryhorace Aug 13th 2014 10:46 am

re: Any regrets about moving back to the UK?
 

Originally Posted by Tirytory (Post 11368242)
The Welsh Assembly picks up the bill thanks. They take care of their own health care as they are devolved..

Right. Of course they do. Because tax revenue is really high in Wales isn't it. #not

Tirytory Aug 13th 2014 11:08 am

re: Any regrets about moving back to the UK?
 
Well they have a certain budget- they choose how to use it, likewise the English healthcare budget.

I take it your thoroughly for Scottish devolution seeing as it's taking up "English" money?

hungryhorace Aug 13th 2014 11:28 am

re: Any regrets about moving back to the UK?
 

Originally Posted by Tirytory (Post 11368306)
Well they have a certain budget- they choose how to use it, likewise the English healthcare budget.

I take it your thoroughly for Scottish devolution seeing as it's taking up "English" money?

No, I'm staunchly opposed to both Scottish devolution and independence.

PeppaPigA113 Aug 13th 2014 11:34 am

re: Any regrets about moving back to the UK?
 
I think the UK is too expensive to move back to! When people ask me about the UK here like the price of gas and stuff. They wonder how on earth i afforded to live there.

PeppaPigA113 Aug 13th 2014 11:35 am

re: Any regrets about moving back to the UK?
 
Also the UK is nothing at all like it was 50 years ago. the customer service has long gone from that country

Grayling Aug 13th 2014 11:36 am

re: Any regrets about moving back to the UK?
 

Originally Posted by PeppaPigA113 (Post 11368336)
Also the UK is nothing at all like it was 50 years ago. the customer service has long gone from that country

Rubbish!

Tirytory Aug 13th 2014 11:42 am

re: Any regrets about moving back to the UK?
 

Originally Posted by PeppaPigA113 (Post 11368334)
I think the UK is too expensive to move back to! When people ask me about the UK here like the price of gas and stuff. They wonder how on earth i afforded to live there.

Genuinely mystifies this comment. The only thing I agree with is that gas is cheaper but since you have to use way more to live in Canada then it all evens out. We only just moved from the UK in January, and I think Ontario is every bit if not more expensive than living in the UK.

Hydro/propane/satellite/internet/mobile phones/food/car insurance ... All very expensive here than back home.


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