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-   -   Why Retire in Malaysia? (https://britishexpats.com/forum/retirement-mm2h-205/why-retire-malaysia-716186/)

the troubadour May 9th 2011 12:17 am

Why Retire in Malaysia?
 
Sure Malaysia offers a rather attractive policy,Make Malaysia Your Second Home Scheme,but just wondering were there other factors, that enticed you to Malaysia,and not to(for Brits)to say Malta or Spain or Bali for Aussies?

One more question. Do you see yourself spending your twilight years in Malaysia? If so how do you see that will pan out?(age care,if required) Or are you more the type that spends UK winters in the Tropics and back home for the summers,with the intention of doing so while fit enough,but long term intend to reside in UK when/if too feeble to travel?

bakedbean May 9th 2011 2:18 am

Re: Why Retire in Malaysia?
 
Malta, Spain, no attraction. I was already living in south east Asia and like it here, so made no sense to move back to Europe. Doesn't Spain have some horrible wealth tax? I know of a few expats who have moved to Penang from Spain. They say Penang is a lot cheaper.

MM2H seems like a good scheme to me. I like the fact that you don't have to have medical insurance. They accept a waiver from an insurance company. Some other retirement schemes (Singapore, Australia) insist on med insurance and being healthy. Errr how do you guarantee that in old age?

Yes, hope to spend twilight years here. To me, it makes no sense in going back to "homeland". Our strategy is to possibly have a maid/homehelp in our later years, if we get to the doddery stage, and see how that goes. Keep active and try and keep relatively healthy and there's loads of retirees here, so we can all help each other out a bit. And keep a big pot of cash for future medical expenses.

the troubadour May 9th 2011 3:11 am

Re: Why Retire in Malaysia?
 

Originally Posted by bakedbean (Post 9351571)
Malta, Spain, no attraction. I was already living in south east Asia and like it here, so made no sense to move back to Europe. Doesn't Spain have some horrible wealth tax? I know of a few expats who have moved to Penang from Spain. They say Penang is a lot cheaper.

MM2H seems like a good scheme to me. I like the fact that you don't have to have medical insurance. They accept a waiver from an insurance company. Some other retirement schemes (Singapore, Australia) insist on med insurance and being healthy. Errr how do you guarantee that in old age?

Yes, hope to spend twilight years here. To me, it makes no sense in going back to "homeland". Our strategy is to possibly have a maid/homehelp in our later years, if we get to the doddery stage, and see how that goes. Keep active and try and keep relatively healthy and there's loads of retirees here, so we can all help each other out a bit. And keep a big pot of cash for future medical expenses.

Must say that i wasn't aware until relatively recent times that loads of retirees had choosen Penang as a place to be.

Met quite a few in George Town during a few return visits,last being in 04,but they were aged single men on the visa renewal run from Thailand.

Good to hear that there are folk like yourselves there for the long haul and to have an expat community around to look out for one another,makes a lot of sense.
Come to think of it that may well be a negative living outstation,like in Pahang for example,which i started another thread on.

What would be the cost of full hospital and medical cover? Do i recall 450 Ringett,a month being mentioned?

Do you detect an increasing number of folk (retirees)moving in?
Are there any from non traditional source countries,Australia and UK,by which i mean Europeans(any Germans for example )North Americans,perhaps a little too far from home? Although do know a few older single. men that moved to Cambodia and Thailand.Panama more suitable perhaps.

Another thing that interests me about Malaysia is that it is a good place for couples. Having lived in Thailand,i wonder would you rate it as any better on really no difference?

bakedbean May 9th 2011 3:51 am

Re: Why Retire in Malaysia?
 
There's some statistics on the MM2H government website. I think it's mm2h.gov.my. Cannot put a link right now, as the website page isn't loading (slow internet today). Of course it doesn't give the big picture, as there are those that don't bother to do MM2H, and who knows how many have left the scheme.

In Penang, I would say that the bulk of retirees (but NOT everyone) live up on the north of Penang (Bt Ferringhi-Tg Bungah-Tg Tokong-Gurney Drive). I've met Brits, Aussies, Canadians, Germans, Dutch, Americans. Some are Malaysian born (Penang Hokkien) and come back to retiree with their partners. But this is a working island too, so lots of locals around. Expats certainly not in the majority.

bryannn May 19th 2011 3:05 am

Re: Why Retire in Malaysia?
 
Don't know if I'd choose Penang, as it's getting to be pretty busy and noisy. Plus, I'd love to retire near a beach somewhere, for instance the East Coast.

Places like Air Papan, Tanjung Resang or Penyabong are ideal to retire in. Serene but not too serene, and close enough to towns like Mersing to not feel too remote.

Malaysia does make sense as a retirement location. Affordable, great food, kind-hearted people, lots of wildlife and options for outdoors activities, friendly policies towards retirees, stable and sunny.

Best of all, the language, well bahasa anyway, is quite easy to master.

Malaysia is number 1 on my list of countries to retire in.

bakedbean May 19th 2011 4:01 am

Re: Why Retire in Malaysia?
 
Hi Bryann. I've not yet got over to the East Coast but it's supposed to be fantastic scenery over there. I met a couple the other day who used to live in Kuantan. They moved to Penang but I think they're considering moving back to Kuantan again. Yup, Penang won't suit everyone, but I like it, at least so far. It really depends what you want out of life.

the troubadour May 19th 2011 4:22 am

Re: Why Retire in Malaysia?
 

Originally Posted by bryannn (Post 9373871)
Don't know if I'd choose Penang, as it's getting to be pretty busy and noisy. Plus, I'd love to retire near a beach somewhere, for instance the East Coast.

Places like Air Papan, Tanjung Resang or Penyabong are ideal to retire in. Serene but not too serene, and close enough to towns like Mersing to not feel too remote.

Malaysia does make sense as a retirement location. Affordable, great food, kind-hearted people, lots of wildlife and options for outdoors activities, friendly policies towards retirees, stable and sunny.

Best of all, the language, well bahasa anyway, is quite easy to master.

Malaysia is number 1 on my list of countries to retire in.

Those areas interest me as well. Wouldn't be interested in too much further North though in the states of Trennganu nor Kelantin,although spent time in both a few decades back.

Indeed Bahasa Malayu is rather simplistic to learn at least in speech,reading more complicated though,but a lovely language.

Stayed for quite awile in the eighties in a kampong in Melaka state and really came to appreciate the warmness of the Malay folk.
Great place to home in on language skills and they were so supportive in my efforts to learn.

Just wonder what that area is like for a couple to live? Hopefully more retirees will settle there.
Not too many mind but would be nice to have a few around.
Not sure though how the medical facilities would rate there. Inferior to Penang would be pretty much a certainty.

bryannn May 19th 2011 4:42 am

Re: Why Retire in Malaysia?
 

Originally Posted by bakedbean (Post 9373921)
Hi Bryann. I've not yet got over to the East Coast but it's supposed to be fantastic scenery over there. I met a couple the other day who used to live in Kuantan. They moved to Penang but I think they're considering moving back to Kuantan again. Yup, Penang won't suit everyone, but I like it, at least so far. It really depends what you want out of life.

Kuantan is rather different from Penang. Usually, if you like living in one, you're not to keen to stay in the other and vice versa. Perhaps you could alternate :)

The Malaysian East Coast is stunning. You can't really grasp the scale of the beauty until you immerse yourself into it, as we did last year. Since then, we're hooked.

That said, Troubadour, I think you're right about medical facilities there. But these should improve quite a bit in the years to come as Malaysia continues developing.

I guess the trick is to find a happy medium between nature/tranquility and logistics/facilities.

bakedbean May 19th 2011 5:06 am

Re: Why Retire in Malaysia?
 
There's already a thread on here about Pahang and I think the little blip for most people is that the threshold for foreigners buying property is quite high. Of course you can rent though.

Strider24 May 19th 2011 6:11 am

Re: Why Retire in Malaysia?
 
Never lived on the East Coast, but have a good friend lives at Cukai and as a town, food, infrastructure and facilities its impressive. The town caters for offshore oil rigs so has to be up to scratch. It has lovely waterways, good sailing, short drives to camping and trekking areas. Its not too far from Kuantan either if thats important.:thumbup:

bakedbean May 22nd 2011 5:43 am

Re: Why Retire in Malaysia?
 

Originally Posted by the troubadour (Post 9351447)

One more question. Do you see yourself spending your twilight years in Malaysia?

I seem to be the only one who's answered this question. Anyone else got any thoughts?

the troubadour May 22nd 2011 6:08 am

Re: Why Retire in Malaysia?
 

Originally Posted by bakedbean (Post 9379939)
I seem to be the only one who's answered this question. Anyone else got any thoughts?

Indeed not baked bean. I suspect it may be because it is not something many folk really want to think about.

Fine when we are older but still mobile and fit, every where can be an adventure. But frailty in a developing world country far from home and local supports can be not a little daunting i suspect?

What also if the other partner deceases? How does the other manage alone?
Wonder if most folk don't have some sort of bolt hole to be able to go to in their original country of origin?

bakedbean May 22nd 2011 7:15 am

Re: Why Retire in Malaysia?
 
It depends where you think of as "home" I guess. For me personally, I think I would fare much better here in Penang than going back to "homeland" UK (which I don't think of as home), and it is something Mr bakedbean and myself have discussed. If you're old and frail and possibly in bad health, the problem remains the same wherever you are.

At least here you can get cheap "home help". Imagine what it would cost in the UK for a full-time maid. The hospitals here seem relatively inexpensive and my friends tell me they are good.

I suppose if you have close relatives elsewhere, then the situation may be different.

bryannn May 22nd 2011 11:48 pm

Re: Why Retire in Malaysia?
 
Life in the tropics just seems so much more laid-back and comfortable than winters in Europe. I doubt that I'll end up in my home country, in Europe.

In fact, deo volente, I can see us, my girl and me, settling down in Malaysia, which, I'd venture to guess, by then will be at least on the way to being developed, rather than just developing. Hopefuly it'll still have some of the Asian charms that give it enough of an exotic touch to be enjoyable, alluring, interesting.

Being able to speak the language - fluently by then - will make a big difference in our experience I'm sure; as in, more fulfilling, rewarding.

Malaysia boleh :)

bakedbean May 23rd 2011 2:08 am

Re: Why Retire in Malaysia?
 
Malay is a nice language. I'm currently learning though maybe Hokkien would be of more use in Penang. Hokkien looks quite difficult to me, but may have a go at a later date.

the troubadour May 23rd 2011 3:30 am

Re: Why Retire in Malaysia?
 

Originally Posted by bakedbean (Post 9381472)
Malay is a nice language. I'm currently learning though maybe Hokkien would be of more use in Penang. Hokkien looks quite difficult to me, but may have a go at a later date.


Indeed. Penang Island being a bit of a Chinese enclave that may be the case. Expect a lot of the Chinese living there don't use Malay much at all.
Still Hokkien would take far greater effort to learn...

Good luck with the learning I found it rather a fun language to learn and the Malay folk very encouraging as well.

bryannn May 23rd 2011 3:42 am

Re: Why Retire in Malaysia?
 
I reckon Malay would pay more dividends than Hokkien, even in Penang. Hokkien-versed Chinese may not use Malay day-to-day but they tend to be more fuent in Malay than English, so you'll be able to communicate at least.

But also, Hokkien is but an offshoot from Mandarin. If you're going to learn such a massively complicated language (from the Latin-based languages point of view anyway) better you learn Mandarin, given that 1.2 billion peeps, give or take 1 or 2, speak Mandarin.

I agree Troubadour, Malay is quite rewarding to learn, because the learning curve is rather steep; you can master it quickly in a relatively short period of time.

the troubadour May 23rd 2011 5:35 am

Re: Why Retire in Malaysia?
 

Originally Posted by bryannn (Post 9381555)
I reckon Malay would pay more dividends than Hokkien, even in Penang. Hokkien-versed Chinese may not use Malay day-to-day but they tend to be more fuent in Malay than English, so you'll be able to communicate at least.

But also, Hokkien is but an offshoot from Mandarin. If you're going to learn such a massively complicated language (from the Latin-based languages point of view anyway) better you learn Mandarin, given that 1.2 billion peeps, give or take 1 or 2, speak Mandarin.

I agree Troubadour, Malay is quite rewarding to learn, because the learning curve is rather steep; you can master it quickly in a relatively short period of time.

I thought much the same thing in that why go to the effort of learning Hokkien which is of limited value and I think a little crude sounding to Chinese ears( well Hakka does)when one would be far better of with
Mandarin.
Be a shame not to learn Malay. Even worth paying someone just to communicate to. Trick is start speaking sooner than later.
Malay is a great language to mix with English. Can't do the same in French.

Strider24 May 23rd 2011 10:49 am

Re: Why Retire in Malaysia?
 
Chinese is not as hard as it sounds. The longest word has 5 letters and generally sentence construction is the same as English (unlike Malay of French for example) The trick is to learn the "song" and in Cantonese for example each word has up to 7 unrelated meaning depending how you "sing" it. Hokkien is similar and shares many words with Cantonese.

Mandarin is not like either at all and only has 4 meaning for each word, although I find pronunciation harder. Counting is quite easy and useful when haggling with shopkeepers.:blink:

Atilla May 23rd 2011 9:29 pm

Re: Why Retire in Malaysia?
 
I learned a fair bit of Mandarin in the UAE. All of the people I socialised with in Penang were Chinese and to a person they advised learn Mandarin and they will gradually then inject the Hokkien 'slang' as they call it to my vocab as time goes on.

Back in the UK now and my advanced Mandarin course has arrived, keep me occupied as I make plans to ship period :) Mandarin will always come in useful I think. Hokkien will sure impress the hawkers. Many of the people I know there have children and they all say they educate their children through Chinese Ed (Mandarin) and speak Mandarin to them at home but between adults it's often Hokkien, or English or BM but more often a cocktail of all three. Many of them speak Cantonese too.

Agree with Strider re the clarity of Chinese language if you practice the sing. Just listen to the Chinese announcements at KLIA. Clear as crsytal. Nice language :thumbup:

bakedbean May 24th 2011 2:26 am

Re: Why Retire in Malaysia?
 

Originally Posted by bryannn (Post 9381555)
I reckon Malay would pay more dividends than Hokkien, even in Penang. Hokkien-versed Chinese may not use Malay day-to-day but they tend to be more fuent in Malay than English, so you'll be able to communicate at least.

But also, Hokkien is but an offshoot from Mandarin. If you're going to learn such a massively complicated language (from the Latin-based languages point of view anyway) better you learn Mandarin, given that 1.2 billion peeps, give or take 1 or 2, speak Mandarin.

I agree Troubadour, Malay is quite rewarding to learn, because the learning curve is rather steep; you can master it quickly in a relatively short period of time.

If I were younger, I would think about Mandarin but cannot see the point in retirement when I'll only be travelling around Malaysia probably and bordering countries. Had too much air travel when we ran our business.

bryannn May 24th 2011 2:41 am

Re: Why Retire in Malaysia?
 
Makes sense, BB. Same here.

English is my second language, which Ive pretty much mastered and will always fall back on should a Babylonian scenario occur.

To start from scratch and learn Mandarin when my life will be centered around Malaysia, possibly Indonesia, seems to be more trouble than it's worth. I'd rather go fishing :)

bakedbean May 24th 2011 4:36 am

Re: Why Retire in Malaysia?
 
Crikey, I thought you were a Brit. Your English is excellent.

Atilla May 24th 2011 7:09 am

Re: Why Retire in Malaysia?
 
I suppose it depends on what you enjoy doing and whether you will both enjoy learning a language, for what ever benefit you personally will get from it, and can learn it depending on the difficulty. I plan to visit China quite extensively, already have a reasonable grounding in Mandarin, enjoy the language and the people so it's no problem for me. What would be a PITA to one person can easily be a pleasurable hobby to another. I plan to pick up Malay as well though. Languages never that much of a problem for me luckily.

I enjoy fishing too, esp sea bass by lure and fly fishing :thumbsup:

bryannn May 24th 2011 8:15 am

Re: Why Retire in Malaysia?
 
Fly flishing eh? Where do you go? When we drive up to Tanjung Resang, we cross about half a dozen decent sungai, with lots of overhanging branches and what-not. Should be ideal for fly fishing, especially if you go upstream a few clicks, because it's totally ulu.

I'd love to do a few sorties, explore Johor's fly fishing potential. It think it could be huge.

Atilla May 24th 2011 8:56 am

Re: Why Retire in Malaysia?
 
UK at moment :-(

Plan to be out there soon though, real soon. It would sure be good to hit some of the hot spots. Maybe we cold plan the odd joint venture? You ever do sea fishing at all, mine is mainly off shore for bass with light weight 7' lure rod, Tenyru cracking piece of kit :thumbsup:

bryannn May 24th 2011 9:27 am

Re: Why Retire in Malaysia?
 
I used to fish off WA, Australia, near Dampier, in the north. Great spots for mackerel, trevally, queenie, excellent fun.

I haven't done any serious fishing off Malaysia yet, but I know it's brimming with big pelagics and grouper types from Mersing on upwards.

By all means let me know when you're around; I'll set us up with a boat.

Atilla May 24th 2011 9:39 am

Re: Why Retire in Malaysia?
 
Cracking, look forward to it :thumbsup:

the troubadour Jun 8th 2011 8:07 am

Re: Why Retire in Malaysia?
 
Wonder if any newbies are considering Malaysia? It does appear to me that most folk whom have retired or are in the process of moving to Malaysia have had experience here or at the very least in the Far East or Near North(to Australians) so know somewhat the ropes to living in the Tropics.

Just wonder has anyone decided or are considering a move to MY or indeed one of the neighbouring lands whom have not done any of the above?
Perhaps had a holiday or read about it on a Forum like this and the idea came about from that?

bryannn Jun 8th 2011 8:26 am

Re: Why Retire in Malaysia?
 
Sorry, what's the question?

:)

the troubadour Jun 8th 2011 9:37 am

Re: Why Retire in Malaysia?
 

Originally Posted by bryannn (Post 9418479)
Sorry, what's the question?

:)

Anyone moving or thinking of moving over without firsthand experience? In not having worked and lived previuosly in Malaysia.

Got your post all fine.

bryannn Jun 8th 2011 10:00 am

Re: Why Retire in Malaysia?
 
I see. Well, that's me out then eh.

Cheers.

Claudia1 Jun 8th 2011 11:59 am

Re: Why Retire in Malaysia?
 
Our family previously considered Penang as a retirement option & spent several weeks there as a test run. Unfortunately, a few things put us off:

(1) The rapid overdevelopment/poor planning/traffic congestion (we stayed with friends on 23/F on that extremely busy road between BatuF & city & even then could not escape the grinding traffic noise !!),

(2) The relentless overbearing heat between about 9 AM & 5 PM most days,

(3) We found the building standards rather poor & general maintenance lacking. Also, in terms of buying, we were pretty scared off by the number of vacant units (perhaps 20%) !!

On the other hand, its a very cheap place to live for people with moderate retirement funds & the local people appeared very kind.

Claudia


Originally Posted by the troubadour (Post 9351447)
Sure Malaysia offers a rather attractive policy,Make Malaysia Your Second Home Scheme,but just wondering were there other factors, that enticed you to Malaysia,and not to(for Brits)to say Malta or Spain or Bali for Aussies?

One more question. Do you see yourself spending your twilight years in Malaysia? If so how do you see that will pan out?(age care,if required) Or are you more the type that spends UK winters in the Tropics and back home for the summers,with the intention of doing so while fit enough,but long term intend to reside in UK when/if too feeble to travel?


the troubadour Jun 8th 2011 1:26 pm

Re: Why Retire in Malaysia?
 

Originally Posted by Claudia1 (Post 9418808)
Our family previously considered Penang as a retirement option & spent several weeks there as a test run. Unfortunately, a few things put us off:

(1) The rapid overdevelopment/poor planning/traffic congestion (we stayed with friends on 23/F on that extremely busy road between BatuF & city & even then could not escape the grinding traffic noise !!),

(2) The relentless overbearing heat between about 9 AM & 5 PM most days,

(3) We found the building standards rather poor & general maintenance lacking. Also, in terms of buying, we were pretty scared off by the number of vacant units (perhaps 20%) !!

On the other hand, its a very cheap place to live for people with moderate retirement funds & the local people appeared very kind.

Claudia

Always good to hear of reasons why folk were not receptive. Can certainly relate to how points 1 and 2 were of concern.
Point 3 find interesting. Sounds like Spain with so many units vacant.
Wasn't aware of the numbers involved. Would certainly go in with eyes open if was to purchase.

bakedbean Jul 1st 2011 4:30 am

Re: Why Retire in Malaysia?
 

Originally Posted by the troubadour (Post 9419043)
Sounds like Spain with so many units vacant.
Wasn't aware of the numbers involved. Would certainly go in with eyes open if was to purchase.

There's a lot of local money sloshing around and the local Chinese quite often buy units for investment, do nothing with them, then sell on later, sometimes much later. I am told that sometimes they hold for years. This is a low-tax country and easy to save money. Difficult to compare with a high-tax country like the UK for example. We always found it very difficult to save money there when you have to give half of your hard earned money back to the goverment :(

nonthaburi Jul 1st 2011 5:33 am

Re: Why Retire in Malaysia?
 
here here. The less you give to the taxman the better. I imagine Thailand to be similar and working and supporting a family of four I still manage to save far more than I would in the UK living a similar lifestyle. The main reason being property. I've never owned a property in the UK for the simple reason that I couldn't afford one. I've bought land and built a nice house here for minimal cost. The pound was a lot better then but still. The other thing is rents. To stay in a similar house in the suburbs of London which is what I am comparing Bangkok to would cost about 8-10 times as much as in THailand, but unfortunately I wouldn't be earning 8-10 times as much. I save more here.

bakedbean Aug 30th 2011 9:51 am

Re: Why Retire in Malaysia?
 
I was doing some searches on the more popular threads in Malaysia sub-forum by both postings and viewings, and the ones relating to retirement come high up the list. Unfortunately most of the threads are quite old and closed up now. This one still a little bit live, so thought I'd revive it and give a shameless bump ;)

If anyone is interested in the Malaysian MM2H (Malaysia My Second Home) visa, which can be used for retirement purposes, though not exclusively, you can look at the government website here.

http://www.mm2h.gov.my/

And if anyone would like to talk about their experiences in retiring in Malaysia, then pipe up here. Don't be shy. Tell us what you think.

I think it's a brilliant scheme. The fact that it falls under the Ministry of Tourism tells you that they are really looking for folks to invest here.

the troubadour Sep 5th 2011 3:14 am

Re: Why Retire in Malaysia?
 

Originally Posted by bakedbean (Post 9589906)
I was doing some searches on the more popular threads in Malaysia sub-forum by both postings and viewings, and the ones relating to retirement come high up the list. Unfortunately most of the threads are quite old and closed up now. This one still a little bit live, so thought I'd revive it and give a shameless bump ;)

If anyone is interested in the Malaysian MM2H (Malaysia My Second Home) visa, which can be used for retirement purposes, though not exclusively, you can look at the government website here.

http://www.mm2h.gov.my/

And if anyone would like to talk about their experiences in retiring in Malaysia, then pipe up here. Don't be shy. Tell us what you think.

I think it's a brilliant scheme. The fact that it falls under the Ministry of Tourism tells you that they are really looking for folks to invest here.

I'm not reading or hearing as much about the Malaysian option recently. Would have thought with all the problems in the EU more interest would be shown.
I have a feeling they the Malaysian Tourist are not getting the message over to enough people. Perhaps they have no wish for many tens of thousands to decide to relocate to there owing to the possible social disrubtion which may result. Who can blame them?
I guess folk on the spot would be better able to ascertain if they notice any change in numbers coming in. Especially in Penang.

bakedbean Sep 5th 2011 7:16 am

Re: Why Retire in Malaysia?
 
I think Malaysian Tourism promotes the scheme pretty well. I think they do some roadshows in different places, don't they?

I think the problem for folks in UK and mainland Europe (and some other places) is whether they can now afford the MM2H visa. Exchange rates have really changed. The Ringgit is still quite strong, isn't it? But everyone knows that the Euro is going down the tube and Sterling none to healthy either. Just the way the world is currently.

I think for those considering getting MM2H, really worth thinking about getting it while you're still working (and maybe a bigger income coming in, rather than actually waiting till retirement time).

Just "on the ground" report from Penang, I'm still hearing of folks getting the visa. Some British friends just got theirs and now planning the move to Penang later this year I think. Got another couple of Aussie friends who are about to apply for the visa.

We've just moved into a new condo and our neighbours, next door but one, are also MM2Hers from Japan - nice couple - and owner/occupiers like us.

the troubadour Sep 5th 2011 9:22 am

Re: Why Retire in Malaysia?
 

Originally Posted by bakedbean (Post 9601027)
I think Malaysian Tourism promotes the scheme pretty well. I think they do some roadshows in different places, don't they?

I think the problem for folks in UK and mainland Europe (and some other places) is whether they can now afford the MM2H visa. Exchange rates have really changed. The Ringgit is still quite strong, isn't it? But everyone knows that the Euro is going down the tube and Sterling none to healthy either. Just the way the world is currently.

I think for those considering getting MM2H, really worth thinking about getting it while you're still working (and maybe a bigger income coming in, rather than actually waiting till retirement time).

Just "on the ground" report from Penang, I'm still hearing of folks getting the visa. Some British friends just got theirs and now planning the move to Penang later this year I think. Got another couple of Aussie friends who are about to apply for the visa.

We've just moved into a new condo and our neighbours, next door but one, are also MM2Hers from Japan - nice couple - and owner/occupiers like us.

Good to hear folk are still coming over. I say that regards to Europeans/UK as folk i am in touch with both on English and German language sites don't seem to know much beyond Thailand with most fixated on nearer to home countries.


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