British Expats - Yet another VRT question....

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- - Yet another VRT question.... (https://britishexpats.com/forum/republic-ireland-88/yet-another-vrt-question-563238/)

Re: Yet another VRT question....

Sorry meant to ask how much will it roughly cost to change registration over?

Neil:thumbsup:

Re: Yet another VRT question....

hi

i moved over here last september, bringing my car with me, which i've owned for well over 6 months.

i was moving to see how it goes with my irish boyfriend, so didnt want to jump straight in and register my car in case the move wasnt permenant. i looked into this in a lot of detail and this pretty much sums up the options:

if your move is considered 'temporary' through work or any other reason you can keep a uk reg car here for up to 12 months, after which you must register it as irish.

i failed to find a uk insurer, including my own (elephant) which would insure me in ireland for more than 3 or 6 months, even third party. PLUS there were other clauses within this period, i.e. you must be able to prove that during this period that you have brought the car back to the uk at least once every 30 days etc. all in all i found no way to keep the car in ireland on uk insurance for any decent length of time. so i looked to the irish insurers instead, and discovered that you can get fully comp insurance for up to 12 months with Zurich without having to register the car as irish or anything. and you can use your uk no claims too. the cost was the same as the uk, so i just cancelled my uk insurance and took out a new policy with Zurich. this really gave me huge peace of mind, as i was not happy driving on third party anyway - if you had a crash, or god forbid injured someone, the whole thing would just be a total nightmare trying to sort out.

my experience so far is that they will tolerate your uk car for 12 months only. now - this is only my personal opinion, and may not apply to all. for example, i dont know what would happen if your car was brand new (mine is ancient and pretty rubbish at that!), i would imagine they might pay a bit more interest!!

Re: Yet another VRT question....

Quote:

Originally Posted by RogerLaura (Post 6812651)

Evening all,

This issue keeps coming up and the more I read about it, the less I understand it... so apologies for going over the same ground.

Here's our scenario if it helps to explain in our particular circumstances...

My other half will be starting a job near Cavan in January. She currently has a works car with her UK job, but will obviously have to get rid of this soon. She will have 3 months notice to work , and we intend to buy her a UK car for use in Ireland. By the time she moves over we will have the new car for 3 months.

I understand the bit about the 6 month ownership rule, and we won't fulfill those criteria for another 3 months after she arrives. She will be on a 6 month probation with her new job, so will she be able to get away with using the car on UK plates in that period, under the assumption that her work is not permanent until she completes her probation spell? She will be renting for that period over in Ireland, but we will still have our house in Uk, where I will probably be until March... so the car will be registered to our bona fide UK address. Her UK insurance should cover her for the the interim 3 month spell until we have officially had the car for the required 6 months.

Will she need to leave and then re-enter the Republic in order to bypass the VRT levy, using a second boat ticket as proof of entry date, or does this sound an iffy scenario? We would intend to do everything above board after that 6 month ownership, Irish plates and insurance etc. I'm sure the irish govt has had every chancer trying every angle when it comes to this....

This is about as clear as a pint of the black stuff but I hope you're still with me! All responses very much appreciated!

Oh, and to kill 2 birds with one stone, which areas are best avoided round Cavan, with a view to living?

Cheers people

you shouldnt have to pay VRT because you havent changed your residency, and you shouldnt be under any pressure to put irish plates on your car, reason being your partner wont be a full time employer, ie passing her probationary period! my advice is simple until you know for sure you will transfer full residency you are under no pressure to register any vehicle, keeping your uk address is going to be a tax nightmare as the revenue in ireland pass information to the uk revenue so any investments in ireland or monies made in ireland COULD potentially be a bone of contention for when you move back to blighty so keep your tax affairs straight in ireland, it has been known for the uk revenue people to want tax on money made in ireland by its own citizens and residents.