French credit cards only!
Jul 27th 2005, 10:50 am
#76
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Wed, 27 Jul 2005 17:51:20 +0100, Martin wrote
(in article <[email protected]>):
> On Wed, 27 Jul 2005 16:44:34 GMT, Mike Lane <[email protected]> wrote:
>
>> On Wed, 27 Jul 2005 14:13:41 +0100, Martin wrote
>>>>>
>>>>> Maybe it's a daft question, but why do you need three?
>>>>>
>>>> I find it convenient to keep different kinds of transaction separate. For
>>>> example I keep one card only for use abroad, so all my travelling
>>>> expenses
>>>> are easily identified.
>>>
>>> and the other one?
>>>
>> Well <yawn>, if you're really interested - I use that one for internet
>> purchases.
>>
>> It's also useful to have more than one card if for example an ATM swallows
>> one (that's happened to me when abroad) or it gets damaged and unreadable.
>
> I find two more than enough, perhaps I lead a duller life than you.
>
Well that's fine. If you like to have two credit cards and I like to have
three, I don't think we need to argue about it.
The point I was originally making was that in the UK, provided one is
eligible, you can have as many credit cards as you want with no annual
charge.
--
Mike Lane (UK North Yorkshire)
To contact me replace invalid with mike underscore lane
(in article <[email protected]>):
> On Wed, 27 Jul 2005 16:44:34 GMT, Mike Lane <[email protected]> wrote:
>
>> On Wed, 27 Jul 2005 14:13:41 +0100, Martin wrote
>>>>>
>>>>> Maybe it's a daft question, but why do you need three?
>>>>>
>>>> I find it convenient to keep different kinds of transaction separate. For
>>>> example I keep one card only for use abroad, so all my travelling
>>>> expenses
>>>> are easily identified.
>>>
>>> and the other one?
>>>
>> Well <yawn>, if you're really interested - I use that one for internet
>> purchases.
>>
>> It's also useful to have more than one card if for example an ATM swallows
>> one (that's happened to me when abroad) or it gets damaged and unreadable.
>
> I find two more than enough, perhaps I lead a duller life than you.
>
Well that's fine. If you like to have two credit cards and I like to have
three, I don't think we need to argue about it.
The point I was originally making was that in the UK, provided one is
eligible, you can have as many credit cards as you want with no annual
charge.
--
Mike Lane (UK North Yorkshire)
To contact me replace invalid with mike underscore lane
Jul 27th 2005, 10:57 am
#77
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
>On Wed, 27 Jul 2005 17:51:20 +0100, Martin wrote
>(in article <[email protected]>):
>> On Wed, 27 Jul 2005 16:44:34 GMT, Mike Lane <[email protected]> wrote:
>>
>>> On Wed, 27 Jul 2005 14:13:41 +0100, Martin wrote
>>>>>>
>>>>>> Maybe it's a daft question, but why do you need three?
>>>>>>
>>>>> I find it convenient to keep different kinds of transaction separate. For
>>>>> example I keep one card only for use abroad, so all my travelling
>>>>> expenses
>>>>> are easily identified.
>>>>
>>>> and the other one?
>>>>
>>> Well <yawn>, if you're really interested - I use that one for internet
>>> purchases.
>>>
>>> It's also useful to have more than one card if for example an ATM swallows
>>> one (that's happened to me when abroad) or it gets damaged and unreadable.
>>
>> I find two more than enough, perhaps I lead a duller life than you.
>>
>Well that's fine. If you like to have two credit cards and I like to have
>three, I don't think we need to argue about it.
>The point I was originally making was that in the UK, provided one is
>eligible, you can have as many credit cards as you want with no annual
>charge.
If you have the right cards. Some do charge
--
Martin
>On Wed, 27 Jul 2005 17:51:20 +0100, Martin wrote
>(in article <[email protected]>):
>> On Wed, 27 Jul 2005 16:44:34 GMT, Mike Lane <[email protected]> wrote:
>>
>>> On Wed, 27 Jul 2005 14:13:41 +0100, Martin wrote
>>>>>>
>>>>>> Maybe it's a daft question, but why do you need three?
>>>>>>
>>>>> I find it convenient to keep different kinds of transaction separate. For
>>>>> example I keep one card only for use abroad, so all my travelling
>>>>> expenses
>>>>> are easily identified.
>>>>
>>>> and the other one?
>>>>
>>> Well <yawn>, if you're really interested - I use that one for internet
>>> purchases.
>>>
>>> It's also useful to have more than one card if for example an ATM swallows
>>> one (that's happened to me when abroad) or it gets damaged and unreadable.
>>
>> I find two more than enough, perhaps I lead a duller life than you.
>>
>Well that's fine. If you like to have two credit cards and I like to have
>three, I don't think we need to argue about it.
>The point I was originally making was that in the UK, provided one is
>eligible, you can have as many credit cards as you want with no annual
>charge.
If you have the right cards. Some do charge
--
Martin
Jul 27th 2005, 1:56 pm
#78
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Martin wrote:
> On Wed, 27 Jul 2005 08:51:30 -0700, "EvelynVogtGamble(Divamanque)"
> <[email protected]> wrote:
>
>
>>B Vaughan wrote:
>>>On Tue, 26 Jul 2005 15:35:35 +0200, [email protected] (Luca Logi) wrote:
>>>>Not a bad idea, being reluctant to borrow money to finance everyday
>>>>life. It is expensive, and induces you to spend more than you can really
>>>>afford. No wonder we receive so many fliers in the mail trying to sell
>>>>us revolving credit cards (in Italy, those credit cards offering large
>>>>anticipations against interest): it is a sort of financial dope dealing.
>>>I agree absolutely. I, unlike most Americans, almost never borrowed
>>>money for any reason. I once used a loan to buy a new car, but
>>>regretted it and thereafter I always bought used cars and paid cash. I
>>>borrowed to buy my house, and that was the only outstanding debt I had
>>>at the time I moved to Italy.
>>The adage about being "penny wise and pound foolish" seems
>>to apply here. I was raised on the "cash only" ethic, too.
>
>
> Me too! I think it's a good ethic.
>
>
>> Consequently, I missed the opportunity to get to Europe
>>when I was an aspiring young singer, and have regretted it
>>for most of my life. Many young American singers of my
>>generation WERE willing to take the chance, and achieved
>>successful careers in Europe at a time in the post-war world
>>when European opera houses were desperate for young singers.
>> Few of them became international stars, but they made
>>their living doing what they most wanted to do. (A baritone
>>of my acquaintance also married the mayor's daughter in the
>>German town where he signed his first contract.)
>
>
> but you are happy now! :-)
Not UNhappy, but I'll always wonder what might have been,
had I had a little more courage. Life seldom turns out as
we expect it to, and one either accepts things as they are
and tries to be content, or spends a lifetime in fruitless
bitterness. (But still....)
> On Wed, 27 Jul 2005 08:51:30 -0700, "EvelynVogtGamble(Divamanque)"
> <[email protected]> wrote:
>
>
>>B Vaughan wrote:
>>>On Tue, 26 Jul 2005 15:35:35 +0200, [email protected] (Luca Logi) wrote:
>>>>Not a bad idea, being reluctant to borrow money to finance everyday
>>>>life. It is expensive, and induces you to spend more than you can really
>>>>afford. No wonder we receive so many fliers in the mail trying to sell
>>>>us revolving credit cards (in Italy, those credit cards offering large
>>>>anticipations against interest): it is a sort of financial dope dealing.
>>>I agree absolutely. I, unlike most Americans, almost never borrowed
>>>money for any reason. I once used a loan to buy a new car, but
>>>regretted it and thereafter I always bought used cars and paid cash. I
>>>borrowed to buy my house, and that was the only outstanding debt I had
>>>at the time I moved to Italy.
>>The adage about being "penny wise and pound foolish" seems
>>to apply here. I was raised on the "cash only" ethic, too.
>
>
> Me too! I think it's a good ethic.
>
>
>> Consequently, I missed the opportunity to get to Europe
>>when I was an aspiring young singer, and have regretted it
>>for most of my life. Many young American singers of my
>>generation WERE willing to take the chance, and achieved
>>successful careers in Europe at a time in the post-war world
>>when European opera houses were desperate for young singers.
>> Few of them became international stars, but they made
>>their living doing what they most wanted to do. (A baritone
>>of my acquaintance also married the mayor's daughter in the
>>German town where he signed his first contract.)
>
>
> but you are happy now! :-)
Not UNhappy, but I'll always wonder what might have been,
had I had a little more courage. Life seldom turns out as
we expect it to, and one either accepts things as they are
and tries to be content, or spends a lifetime in fruitless
bitterness. (But still....)
Jul 27th 2005, 10:32 pm
#79
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Timothy Kroesen <[email protected]> wrote:
> The ones the Americans and British may carry...
>
> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
> will eventually catch on as I doubt there are any laws involved.
I suspect it's just differences in the situation. There's no law
preventing UK bank ATMs from charging fees, but they don't, whereas in
the US, nearly all banks will charge fees to their non-customers, and
some even to their customers! Nothing is 'free'- it's just a question of
how they spread the costs really.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
> The ones the Americans and British may carry...
>
> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
> will eventually catch on as I doubt there are any laws involved.
I suspect it's just differences in the situation. There's no law
preventing UK bank ATMs from charging fees, but they don't, whereas in
the US, nearly all banks will charge fees to their non-customers, and
some even to their customers! Nothing is 'free'- it's just a question of
how they spread the costs really.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
Jul 27th 2005, 10:38 pm
#80
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Thu, 28 Jul 2005 11:32:49 +0100, [email protected]
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Timothy Kroesen <[email protected]> wrote:
>> The ones the Americans and British may carry...
>>
>> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
>> will eventually catch on as I doubt there are any laws involved.
>I suspect it's just differences in the situation. There's no law
>preventing UK bank ATMs from charging fees, but they don't, whereas in
>the US, nearly all banks will charge fees to their non-customers, and
>some even to their customers! Nothing is 'free'- it's just a question of
>how they spread the costs really.
I've just noticed that my Dutch bank is deducting a quarterly charges
for our Dutch debit cards. I haven't any recollection of being
informed that they intended to do this. My daughter just received a
letter from her Dutch bank that said in future the bank intended not
to pay interest on her deposit account. No reason was given.
--
Martin
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Timothy Kroesen <[email protected]> wrote:
>> The ones the Americans and British may carry...
>>
>> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
>> will eventually catch on as I doubt there are any laws involved.
>I suspect it's just differences in the situation. There's no law
>preventing UK bank ATMs from charging fees, but they don't, whereas in
>the US, nearly all banks will charge fees to their non-customers, and
>some even to their customers! Nothing is 'free'- it's just a question of
>how they spread the costs really.
I've just noticed that my Dutch bank is deducting a quarterly charges
for our Dutch debit cards. I haven't any recollection of being
informed that they intended to do this. My daughter just received a
letter from her Dutch bank that said in future the bank intended not
to pay interest on her deposit account. No reason was given.
--
Martin
Jul 27th 2005, 10:42 pm
#81
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Martin <[email protected]> wrote:
> On Thu, 28 Jul 2005 11:32:49 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
>
> >Timothy Kroesen <[email protected]> wrote:
> >
> >> The ones the Americans and British may carry...
> >>
> >> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
> >> will eventually catch on as I doubt there are any laws involved.
> >
> >I suspect it's just differences in the situation. There's no law
> >preventing UK bank ATMs from charging fees, but they don't, whereas in
> >the US, nearly all banks will charge fees to their non-customers, and
> >some even to their customers! Nothing is 'free'- it's just a question of
> >how they spread the costs really.
>
> I've just noticed that my Dutch bank is deducting a quarterly charges
> for our Dutch debit cards. I haven't any recollection of being
> informed that they intended to do this. My daughter just received a
> letter from her Dutch bank that said in future the bank intended not
> to pay interest on her deposit account. No reason was given.
Maybe they feel confident that their competitors will do the same kind
of thing? Basically, they're all big businesses, and they'll 'get their
bit' somehow.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
> On Thu, 28 Jul 2005 11:32:49 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
>
> >Timothy Kroesen <[email protected]> wrote:
> >
> >> The ones the Americans and British may carry...
> >>
> >> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
> >> will eventually catch on as I doubt there are any laws involved.
> >
> >I suspect it's just differences in the situation. There's no law
> >preventing UK bank ATMs from charging fees, but they don't, whereas in
> >the US, nearly all banks will charge fees to their non-customers, and
> >some even to their customers! Nothing is 'free'- it's just a question of
> >how they spread the costs really.
>
> I've just noticed that my Dutch bank is deducting a quarterly charges
> for our Dutch debit cards. I haven't any recollection of being
> informed that they intended to do this. My daughter just received a
> letter from her Dutch bank that said in future the bank intended not
> to pay interest on her deposit account. No reason was given.
Maybe they feel confident that their competitors will do the same kind
of thing? Basically, they're all big businesses, and they'll 'get their
bit' somehow.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
Jul 27th 2005, 10:48 pm
#82
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Thu, 28 Jul 2005 11:42:53 +0100, [email protected]
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Martin <[email protected]> wrote:
>> On Thu, 28 Jul 2005 11:32:49 +0100, [email protected]
>> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
>> wrote:
>>
>> >Timothy Kroesen <[email protected]> wrote:
>> >
>> >> The ones the Americans and British may carry...
>> >>
>> >> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
>> >> will eventually catch on as I doubt there are any laws involved.
>> >
>> >I suspect it's just differences in the situation. There's no law
>> >preventing UK bank ATMs from charging fees, but they don't, whereas in
>> >the US, nearly all banks will charge fees to their non-customers, and
>> >some even to their customers! Nothing is 'free'- it's just a question of
>> >how they spread the costs really.
>>
>> I've just noticed that my Dutch bank is deducting a quarterly charges
>> for our Dutch debit cards. I haven't any recollection of being
>> informed that they intended to do this. My daughter just received a
>> letter from her Dutch bank that said in future the bank intended not
>> to pay interest on her deposit account. No reason was given.
>Maybe they feel confident that their competitors will do the same kind
>of thing? Basically, they're all big businesses, and they'll 'get their
>bit' somehow.
I'm sure they will. Time for Brussels to intervene?
--
Martin
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Martin <[email protected]> wrote:
>> On Thu, 28 Jul 2005 11:32:49 +0100, [email protected]
>> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
>> wrote:
>>
>> >Timothy Kroesen <[email protected]> wrote:
>> >
>> >> The ones the Americans and British may carry...
>> >>
>> >> 'No Annual Fee!' is certainly just a marketing tool here; Italian banks
>> >> will eventually catch on as I doubt there are any laws involved.
>> >
>> >I suspect it's just differences in the situation. There's no law
>> >preventing UK bank ATMs from charging fees, but they don't, whereas in
>> >the US, nearly all banks will charge fees to their non-customers, and
>> >some even to their customers! Nothing is 'free'- it's just a question of
>> >how they spread the costs really.
>>
>> I've just noticed that my Dutch bank is deducting a quarterly charges
>> for our Dutch debit cards. I haven't any recollection of being
>> informed that they intended to do this. My daughter just received a
>> letter from her Dutch bank that said in future the bank intended not
>> to pay interest on her deposit account. No reason was given.
>Maybe they feel confident that their competitors will do the same kind
>of thing? Basically, they're all big businesses, and they'll 'get their
>bit' somehow.
I'm sure they will. Time for Brussels to intervene?
--
Martin
Jul 27th 2005, 10:52 pm
#83
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Martin <[email protected]> wrote:
> On Thu, 28 Jul 2005 11:42:53 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
[]
> >Maybe they feel confident that their competitors will do the same kind
> >of thing? Basically, they're all big businesses, and they'll 'get their
> >bit' somehow.
>
> I'm sure they will. Time for Brussels to intervene?
Where intervention is helpful is to make sure that the institutions make
their charges as transparent as possible. They've got a lot to gain by
making their charges as complex as they can- one reason why you have a
bewildering array of different interest rates and charges for different
accounts in the UK.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
> On Thu, 28 Jul 2005 11:42:53 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
[]
> >Maybe they feel confident that their competitors will do the same kind
> >of thing? Basically, they're all big businesses, and they'll 'get their
> >bit' somehow.
>
> I'm sure they will. Time for Brussels to intervene?
Where intervention is helpful is to make sure that the institutions make
their charges as transparent as possible. They've got a lot to gain by
making their charges as complex as they can- one reason why you have a
bewildering array of different interest rates and charges for different
accounts in the UK.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
Jul 27th 2005, 10:56 pm
#84
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Martin <[email protected]> wrote:
> On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
[]
> >Well that's fine. If you like to have two credit cards and I like to have
> >three, I don't think we need to argue about it.
> >
> >The point I was originally making was that in the UK, provided one is
> >eligible, you can have as many credit cards as you want with no annual
> >charge.
>
> If you have the right cards. Some do charge
Are there any visa or mastercard issuers that charge?
When I'm travelling, I generally take an ATM card and two credit cards.
The ATM has maestro, which is increasingly accepted for puchases on
mainland europe (though by no means everywhere)- so I use that when I
can.
Unfortunately, I've had to replace my ATM card twice over the years when
it has stopped working in machines. I don't know if this is because I
treat them badly, or the Royal Bank of Scotland issue poor cards-
probably the former! Luckily, this never happened when abroad though.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
> On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
[]
> >Well that's fine. If you like to have two credit cards and I like to have
> >three, I don't think we need to argue about it.
> >
> >The point I was originally making was that in the UK, provided one is
> >eligible, you can have as many credit cards as you want with no annual
> >charge.
>
> If you have the right cards. Some do charge
Are there any visa or mastercard issuers that charge?
When I'm travelling, I generally take an ATM card and two credit cards.
The ATM has maestro, which is increasingly accepted for puchases on
mainland europe (though by no means everywhere)- so I use that when I
can.
Unfortunately, I've had to replace my ATM card twice over the years when
it has stopped working in machines. I don't know if this is because I
treat them badly, or the Royal Bank of Scotland issue poor cards-
probably the former! Luckily, this never happened when abroad though.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
Jul 27th 2005, 11:25 pm
#85
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Thu, 28 Jul 2005 11:52:25 +0100, [email protected]
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Martin <[email protected]> wrote:
>> On Thu, 28 Jul 2005 11:42:53 +0100, [email protected]
>> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
>> wrote:
>[]
>> >Maybe they feel confident that their competitors will do the same kind
>> >of thing? Basically, they're all big businesses, and they'll 'get their
>> >bit' somehow.
>>
>> I'm sure they will. Time for Brussels to intervene?
>Where intervention is helpful is to make sure that the institutions make
>their charges as transparent as possible. They've got a lot to gain by
>making their charges as complex as they can- one reason why you have a
>bewildering array of different interest rates and charges for different
>accounts in the UK.
not only in UK. Here the high interest rate accounts within a year
become low interest rate accounts with no announcement about the
change. You have to look at their web site to get info.
--
Martin
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Martin <[email protected]> wrote:
>> On Thu, 28 Jul 2005 11:42:53 +0100, [email protected]
>> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
>> wrote:
>[]
>> >Maybe they feel confident that their competitors will do the same kind
>> >of thing? Basically, they're all big businesses, and they'll 'get their
>> >bit' somehow.
>>
>> I'm sure they will. Time for Brussels to intervene?
>Where intervention is helpful is to make sure that the institutions make
>their charges as transparent as possible. They've got a lot to gain by
>making their charges as complex as they can- one reason why you have a
>bewildering array of different interest rates and charges for different
>accounts in the UK.
not only in UK. Here the high interest rate accounts within a year
become low interest rate accounts with no announcement about the
change. You have to look at their web site to get info.
--
Martin
Jul 27th 2005, 11:29 pm
#86
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Thu, 28 Jul 2005 11:56:34 +0100, [email protected]
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Martin <[email protected]> wrote:
>> On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
>[]
>> >Well that's fine. If you like to have two credit cards and I like to have
>> >three, I don't think we need to argue about it.
>> >
>> >The point I was originally making was that in the UK, provided one is
>> >eligible, you can have as many credit cards as you want with no annual
>> >charge.
>>
>> If you have the right cards. Some do charge
>Are there any visa or mastercard issuers that charge?
Dutch Mastercards have an annual charge & charge each time you use
them at an ATM, even locally. It's better to use a Dutch cash/debit
card. In fact I start to wonder why I still have a Master card.
--
Martin
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>Martin <[email protected]> wrote:
>> On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
>[]
>> >Well that's fine. If you like to have two credit cards and I like to have
>> >three, I don't think we need to argue about it.
>> >
>> >The point I was originally making was that in the UK, provided one is
>> >eligible, you can have as many credit cards as you want with no annual
>> >charge.
>>
>> If you have the right cards. Some do charge
>Are there any visa or mastercard issuers that charge?
Dutch Mastercards have an annual charge & charge each time you use
them at an ATM, even locally. It's better to use a Dutch cash/debit
card. In fact I start to wonder why I still have a Master card.
--
Martin
Jul 27th 2005, 11:30 pm
#87
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Martin <[email protected]> wrote:
> On Thu, 28 Jul 2005 11:56:34 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
>
> >Martin <[email protected]> wrote:
> >
> >> On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
> >[]
> >> >Well that's fine. If you like to have two credit cards and I like to have
> >> >three, I don't think we need to argue about it.
> >> >
> >> >The point I was originally making was that in the UK, provided one is
> >> >eligible, you can have as many credit cards as you want with no annual
> >> >charge.
> >>
> >> If you have the right cards. Some do charge
> >
> >Are there any visa or mastercard issuers that charge?
>
> Dutch Mastercards have an annual charge
Oh, I meant in the UK.
> & charge each time you use
> them at an ATM, even locally. It's better to use a Dutch cash/debit
> card. In fact I start to wonder why I still have a Master card.
My maestro card number wouldn't be accepted in a lot of the online
transactions I do, etc.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
> On Thu, 28 Jul 2005 11:56:34 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
>
> >Martin <[email protected]> wrote:
> >
> >> On Wed, 27 Jul 2005 22:50:47 GMT, Mike Lane <[email protected]> wrote:
> >[]
> >> >Well that's fine. If you like to have two credit cards and I like to have
> >> >three, I don't think we need to argue about it.
> >> >
> >> >The point I was originally making was that in the UK, provided one is
> >> >eligible, you can have as many credit cards as you want with no annual
> >> >charge.
> >>
> >> If you have the right cards. Some do charge
> >
> >Are there any visa or mastercard issuers that charge?
>
> Dutch Mastercards have an annual charge
Oh, I meant in the UK.
> & charge each time you use
> them at an ATM, even locally. It's better to use a Dutch cash/debit
> card. In fact I start to wonder why I still have a Master card.
My maestro card number wouldn't be accepted in a lot of the online
transactions I do, etc.
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
Jul 27th 2005, 11:38 pm
#88
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Timothy Kroesen wrote:
> Why pay any but the newest of Mortgages, etc off???
>
> Ever heard of the 'Rule of 78's' whereas most of your interest is
> paid up front in the loan? May not apply to EU as I've never
> taken a loan out there.
When interest rates were high, I paid more than the bank demanded.
Now that they're low (lowest in my lifetime), I pay the amount due.
The loan has passed the point where the interest exceeds the
principal but the interest is still several hundred dollars a month.
__________________________________________________ _________________
A San Franciscan in 47.452 mile² San Francisco.
< http://geocities.com/dancefest/ >-< http://geocities.com/iconoc/ >
ICQ: < http://wwp.mirabilis.com/19098103 > ---> IClast at SFbay Net
> Why pay any but the newest of Mortgages, etc off???
>
> Ever heard of the 'Rule of 78's' whereas most of your interest is
> paid up front in the loan? May not apply to EU as I've never
> taken a loan out there.
When interest rates were high, I paid more than the bank demanded.
Now that they're low (lowest in my lifetime), I pay the amount due.
The loan has passed the point where the interest exceeds the
principal but the interest is still several hundred dollars a month.
__________________________________________________ _________________
A San Franciscan in 47.452 mile² San Francisco.
< http://geocities.com/dancefest/ >-< http://geocities.com/iconoc/ >
ICQ: < http://wwp.mirabilis.com/19098103 > ---> IClast at SFbay Net
Jul 28th 2005, 12:03 am
#89
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
On Thu, 28 Jul 2005 12:30:55 +0100, [email protected]
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>My maestro card number wouldn't be accepted in a lot of the online
>transactions I do, etc.
Complain!
--
Martin
(chancellor of the duchy of besses o' th' barn and prestwich tesco)
wrote:
>My maestro card number wouldn't be accepted in a lot of the online
>transactions I do, etc.
Complain!
--
Martin
Jul 28th 2005, 12:05 am
#90
Guest
Posts: n/a
Re: French OR ITALIAN credit cards only!
Martin <[email protected]> wrote:
> On Thu, 28 Jul 2005 12:30:55 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
>
> >My maestro card number wouldn't be accepted in a lot of the online
> >transactions I do, etc.
>
> Complain!
To whom?
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
> On Thu, 28 Jul 2005 12:30:55 +0100, [email protected]
> (chancellor of the duchy of besses o' th' barn and prestwich tesco)
> wrote:
>
> >My maestro card number wouldn't be accepted in a lot of the online
> >transactions I do, etc.
>
> Complain!
To whom?
--
David Horne- www.davidhorne.net
usenet (at) davidhorne (dot) co (dot) uk
