money inAustralia
Sep 17th 2004, 12:34 pm
#1
Guest
Posts: n/a
money inAustralia
how widely accepted are visa and Master card?Is one more than the other?Also
we have in other travels put money on our credit card and taken cash
advances , with no penalties, have any of you done this in Oz andhave you
had to pay fees?
Thanks in advance for your help and what is the story on using
ban(debit)cards?thanks we will be visiting for themonth of October.
we have in other travels put money on our credit card and taken cash
advances , with no penalties, have any of you done this in Oz andhave you
had to pay fees?
Thanks in advance for your help and what is the story on using
ban(debit)cards?thanks we will be visiting for themonth of October.
Sep 17th 2004, 6:05 pm
#2
Guest
Posts: n/a
Re: money inAustralia
Visa and Mastercard are both almost universally accepted.
Fees are charged by the issuing bank - nothing to do with Australian banks -
so you need to check with your bank!!
Debit cards work fine - Australian ATM's are affiliated with Maestro,
Cirrus, Plus and all the other usual operating systems!
"Nielse Hansen" <[email protected]> wrote in message
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
> other?Also we have in other travels put money on our credit card and taken
> cash advances , with no penalties, have any of you done this in Oz andhave
> you had to pay fees?
> Thanks in advance for your help and what is the story on using
> ban(debit)cards?thanks we will be visiting for themonth of October.
>
Fees are charged by the issuing bank - nothing to do with Australian banks -
so you need to check with your bank!!
Debit cards work fine - Australian ATM's are affiliated with Maestro,
Cirrus, Plus and all the other usual operating systems!
"Nielse Hansen" <[email protected]> wrote in message
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
> other?Also we have in other travels put money on our credit card and taken
> cash advances , with no penalties, have any of you done this in Oz andhave
> you had to pay fees?
> Thanks in advance for your help and what is the story on using
> ban(debit)cards?thanks we will be visiting for themonth of October.
>
Sep 17th 2004, 7:41 pm
#3
Guest
Posts: n/a
Re: money inAustralia
"Nielse Hansen" <[email protected]> wrote in message
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
> other?Also we have in other travels put money on our credit card and taken
> cash advances , with no penalties, have any of you done this in Oz andhave
> you had to pay fees?
> Thanks in advance for your help and what is the story on using
> ban(debit)cards?thanks we will be visiting for themonth of October.
Just about every pace will take Visa and Master card
ta
www.poms.co.uk
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
> other?Also we have in other travels put money on our credit card and taken
> cash advances , with no penalties, have any of you done this in Oz andhave
> you had to pay fees?
> Thanks in advance for your help and what is the story on using
> ban(debit)cards?thanks we will be visiting for themonth of October.
Just about every pace will take Visa and Master card
ta
www.poms.co.uk
Sep 17th 2004, 8:30 pm
#4
Guest
Posts: n/a
Re: money inAustralia
Not a problem to put your credit card into credit and take cash advances.
Any charges will be from your own bank not from Australian Banks.
It would be no different from when we travel overseas. We do exactly the
same thing and have never had a problem in any country that we have visited.
Julie
"Nielse Hansen" <[email protected]> wrote in message
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
> other?Also we have in other travels put money on our credit card and taken
> cash advances , with no penalties, have any of you done this in Oz andhave
> you had to pay fees?
> Thanks in advance for your help and what is the story on using
> ban(debit)cards?thanks we will be visiting for themonth of October.
>
Any charges will be from your own bank not from Australian Banks.
It would be no different from when we travel overseas. We do exactly the
same thing and have never had a problem in any country that we have visited.
Julie
"Nielse Hansen" <[email protected]> wrote in message
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
> other?Also we have in other travels put money on our credit card and taken
> cash advances , with no penalties, have any of you done this in Oz andhave
> you had to pay fees?
> Thanks in advance for your help and what is the story on using
> ban(debit)cards?thanks we will be visiting for themonth of October.
>
Sep 18th 2004, 9:27 am
#5
Guest
Posts: n/a
Re: money inAustralia
in article [email protected], www.poms.co.uk at
[email protected] wrote on 9/18/04 4:41 AM:
>
> "Nielse Hansen" <[email protected]> wrote in message
> news:[email protected] le.rogers.com...
>> how widely accepted are visa and Master card?Is one more than the
>> other?Also we have in other travels put money on our credit card and taken
>> cash advances , with no penalties, have any of you done this in Oz andhave
>> you had to pay fees?
>> Thanks in advance for your help and what is the story on using
>> ban(debit)cards?thanks we will be visiting for themonth of October.
>>
>
>
> Just about every pace will take Visa and Master card
>
>
>
> ta
> www.poms.co.uk
>
>
Yes - as of a little over a year ago, merchants (etc) were allowed to add
the discount on to prices if you paid by CC (e.g. 2% discount on $100
purchase = $102 or, technically, $102.04 if they did the maths correctly);
QF was and may still be doing this. How wide spread the practice is, I
dunno.
Group?
[email protected] wrote on 9/18/04 4:41 AM:
>
> "Nielse Hansen" <[email protected]> wrote in message
> news:[email protected] le.rogers.com...
>> how widely accepted are visa and Master card?Is one more than the
>> other?Also we have in other travels put money on our credit card and taken
>> cash advances , with no penalties, have any of you done this in Oz andhave
>> you had to pay fees?
>> Thanks in advance for your help and what is the story on using
>> ban(debit)cards?thanks we will be visiting for themonth of October.
>>
>
>
> Just about every pace will take Visa and Master card
>
>
>
> ta
> www.poms.co.uk
>
>
Yes - as of a little over a year ago, merchants (etc) were allowed to add
the discount on to prices if you paid by CC (e.g. 2% discount on $100
purchase = $102 or, technically, $102.04 if they did the maths correctly);
QF was and may still be doing this. How wide spread the practice is, I
dunno.
Group?
Sep 18th 2004, 9:30 am
#6
Guest
Posts: n/a
Re: money inAustralia
in article [email protected], Julie at [email protected]
wrote on 9/18/04 5:30 AM:
> Not a problem to put your credit card into credit and take cash advances.
> Any charges will be from your own bank not from Australian Banks.
>
> It would be no different from when we travel overseas. We do exactly the
> same thing and have never had a problem in any country that we have visited.
It's not a problem in Australia - I have had a problem with doing this in
the developing world, however.
Beware that some private ATMs (e.g. the ones you find in bars and pokies,
not banks) DO add a surcharge onto the transaction, not just what your bank
charges you. Still, the exchange rate is usually better and so it's worth
while for larger debits, provided you're comfortable walking around with
excess cash for a couple days.
wrote on 9/18/04 5:30 AM:
> Not a problem to put your credit card into credit and take cash advances.
> Any charges will be from your own bank not from Australian Banks.
>
> It would be no different from when we travel overseas. We do exactly the
> same thing and have never had a problem in any country that we have visited.
It's not a problem in Australia - I have had a problem with doing this in
the developing world, however.
Beware that some private ATMs (e.g. the ones you find in bars and pokies,
not banks) DO add a surcharge onto the transaction, not just what your bank
charges you. Still, the exchange rate is usually better and so it's worth
while for larger debits, provided you're comfortable walking around with
excess cash for a couple days.
Sep 18th 2004, 12:41 pm
#7
Guest
Posts: n/a
Re: money inAustralia
Raffi Balmanoukian <[email protected] a>
wrote on Sun 19 Sep 2004 07:27:57a
> Yes - as of a little over a year ago, merchants (etc) were allowed to
> add the discount on to prices if you paid by CC (e.g. 2% discount on
> $100 purchase = $102 or, technically, $102.04 if they did the maths
> correctly); QF was and may still be doing this. How wide spread the
> practice is, I dunno.
>
> Group?
It's increasing, albeit very slowly and quietly (natch). The major telco
now does the same thing - pay by CC, pay an additional 1% (or thereabouts).
Have not seen it yet at any major department stores or restaurants.
--
Chris
Concatenate for email: mrgazpacho @ hotmail . com
wrote on Sun 19 Sep 2004 07:27:57a
> Yes - as of a little over a year ago, merchants (etc) were allowed to
> add the discount on to prices if you paid by CC (e.g. 2% discount on
> $100 purchase = $102 or, technically, $102.04 if they did the maths
> correctly); QF was and may still be doing this. How wide spread the
> practice is, I dunno.
>
> Group?
It's increasing, albeit very slowly and quietly (natch). The major telco
now does the same thing - pay by CC, pay an additional 1% (or thereabouts).
Have not seen it yet at any major department stores or restaurants.
--
Chris
Concatenate for email: mrgazpacho @ hotmail . com
Sep 18th 2004, 4:02 pm
#8
Guest
Posts: n/a
Re: money inAustralia
"Raffi Balmanoukian" <[email protected] a>
wrote in message
news:BD722EFC.26EEF%walkabout@TAKEOUTTHETRASHTOREP LY.ns.sympatico.ca...
> in article [email protected], www.poms.co.uk at
> [email protected] wrote on 9/18/04 4:41 AM:
> >
> > "Nielse Hansen" <[email protected]> wrote in message
> > news:[email protected] le.rogers.com...
> >> how widely accepted are visa and Master card?Is one more than the
> >> other?Also we have in other travels put money on our credit card and
taken
> >> cash advances , with no penalties, have any of you done this in Oz
andhave
> >> you had to pay fees?
> >> Thanks in advance for your help and what is the story on using
> >> ban(debit)cards?thanks we will be visiting for themonth of October.
> >>
> >
> >
> > Just about every pace will take Visa and Master card
> >
> >
> >
> > ta
> > www.poms.co.uk
> >
> >
> Yes - as of a little over a year ago, merchants (etc) were allowed to add
> the discount on to prices if you paid by CC (e.g. 2% discount on $100
> purchase = $102 or, technically, $102.04 if they did the maths correctly);
> QF was and may still be doing this. How wide spread the practice is, I
> dunno.
> Group?
Only Qantas and Telstra that I know of. Even the supermarkets - who operate
on far lower margins - have resisted the temptation to add a surcharge for
credit cards.
wrote in message
news:BD722EFC.26EEF%walkabout@TAKEOUTTHETRASHTOREP LY.ns.sympatico.ca...
> in article [email protected], www.poms.co.uk at
> [email protected] wrote on 9/18/04 4:41 AM:
> >
> > "Nielse Hansen" <[email protected]> wrote in message
> > news:[email protected] le.rogers.com...
> >> how widely accepted are visa and Master card?Is one more than the
> >> other?Also we have in other travels put money on our credit card and
taken
> >> cash advances , with no penalties, have any of you done this in Oz
andhave
> >> you had to pay fees?
> >> Thanks in advance for your help and what is the story on using
> >> ban(debit)cards?thanks we will be visiting for themonth of October.
> >>
> >
> >
> > Just about every pace will take Visa and Master card
> >
> >
> >
> > ta
> > www.poms.co.uk
> >
> >
> Yes - as of a little over a year ago, merchants (etc) were allowed to add
> the discount on to prices if you paid by CC (e.g. 2% discount on $100
> purchase = $102 or, technically, $102.04 if they did the maths correctly);
> QF was and may still be doing this. How wide spread the practice is, I
> dunno.
> Group?
Only Qantas and Telstra that I know of. Even the supermarkets - who operate
on far lower margins - have resisted the temptation to add a surcharge for
credit cards.
Sep 18th 2004, 8:27 pm
#9
Guest
Posts: n/a
Re: money inAustralia
Chris Kuan wrote:
> Raffi Balmanoukian <[email protected] a>
> wrote on Sun 19 Sep 2004 07:27:57a
>
>
>>Yes - as of a little over a year ago, merchants (etc) were allowed to
>>add the discount on to prices if you paid by CC (e.g. 2% discount on
>>$100 purchase = $102 or, technically, $102.04 if they did the maths
>>correctly); QF was and may still be doing this. How wide spread the
>>practice is, I dunno.
>>Group?
>
>
> It's increasing, albeit very slowly and quietly (natch). The major telco
> now does the same thing - pay by CC, pay an additional 1% (or thereabouts).
>
> Have not seen it yet at any major department stores or restaurants.
>
I've just paid for my round the world tickets etc, using my credit card
to get the free travel insurance (quoted at AUD580) - and been charged
an extra 1% by the travel agent (about AUD75) so I reckon I'm still ahead :)
Anne
> Raffi Balmanoukian <[email protected] a>
> wrote on Sun 19 Sep 2004 07:27:57a
>
>
>>Yes - as of a little over a year ago, merchants (etc) were allowed to
>>add the discount on to prices if you paid by CC (e.g. 2% discount on
>>$100 purchase = $102 or, technically, $102.04 if they did the maths
>>correctly); QF was and may still be doing this. How wide spread the
>>practice is, I dunno.
>>Group?
>
>
> It's increasing, albeit very slowly and quietly (natch). The major telco
> now does the same thing - pay by CC, pay an additional 1% (or thereabouts).
>
> Have not seen it yet at any major department stores or restaurants.
>
I've just paid for my round the world tickets etc, using my credit card
to get the free travel insurance (quoted at AUD580) - and been charged
an extra 1% by the travel agent (about AUD75) so I reckon I'm still ahead :)
Anne
Sep 18th 2004, 9:54 pm
#10
Guest
Posts: n/a
Re: money inAustralia
"Nielse Hansen" <[email protected]> wrote in message
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
other?Also
> we have in other travels put money on our credit card and taken cash
> advances , with no penalties, have any of you done this in Oz andhave you
> had to pay fees?
Good answers from everyone else. I would just add:
- Mastercard has a slight edge, as many taxis will not take Visa
- If your bank cash card is on the Maestro or Cirrus network, you can also
use it in ATMs (cash machines) to get cash, but check with your home bank
about the fees involved.
Daniel
--
Daniel Bowen, Melbourne, Australia
Email: dbowen at custard dot net dot au
http://www.danielbowen.com/
news:[email protected] le.rogers.com...
> how widely accepted are visa and Master card?Is one more than the
other?Also
> we have in other travels put money on our credit card and taken cash
> advances , with no penalties, have any of you done this in Oz andhave you
> had to pay fees?
Good answers from everyone else. I would just add:
- Mastercard has a slight edge, as many taxis will not take Visa
- If your bank cash card is on the Maestro or Cirrus network, you can also
use it in ATMs (cash machines) to get cash, but check with your home bank
about the fees involved.
Daniel
--
Daniel Bowen, Melbourne, Australia
Email: dbowen at custard dot net dot au
http://www.danielbowen.com/
Sep 29th 2004, 2:17 am
#11
Guest
Posts: n/a
Re: money inAustralia
Daniel Bowen <[email protected]> wrote:
> Good answers from everyone else. I would just add:
>
> - Mastercard has a slight edge, as many taxis will not take Visa
Taxi's (in Sydney at least) have been accepting Visa for some time.
The reason for them not accepting them previously was the fact they
wanted to charge a surcharge for paying with card (be it visa, m/c, amex,
cabcharge or other) and Visa wouldn't allow that.
With the new government regulations Visa couldn't stop it even if they
wanted to. Problem solved.
Scott.
> Good answers from everyone else. I would just add:
>
> - Mastercard has a slight edge, as many taxis will not take Visa
Taxi's (in Sydney at least) have been accepting Visa for some time.
The reason for them not accepting them previously was the fact they
wanted to charge a surcharge for paying with card (be it visa, m/c, amex,
cabcharge or other) and Visa wouldn't allow that.
With the new government regulations Visa couldn't stop it even if they
wanted to. Problem solved.
Scott.
