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Which UK bank account is best to keep open?

Which UK bank account is best to keep open?

Old Oct 27th 2019, 12:21 pm
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Default Which UK bank account is best to keep open?

Hi,

Can anyone recommend the best UK bank non paying monthly bank account to keep open once moved to Portugal. Portuguese bank account opened but I wish to keep at least 1 UK bank account account open for when I return home to visit children and family. I currently have accounts with 3 high street banks. I have heard that some banks do not let you keep one open with a Portuguese address. Any suggestions?
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Old Oct 27th 2019, 12:30 pm
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Default Re: Which UK bank account is best to keep open?

Originally Posted by Helen248 View Post
Hi,

Can anyone recommend the best UK bank non paying monthly bank account to keep open once moved to Portugal. Portuguese bank account opened but I wish to keep at least 1 UK bank account account open for when I return home to visit children and family. I currently have accounts with 3 high street banks. I have heard that some banks do not let you keep one open with a Portuguese address. Any suggestions?
If one of your UK accounts is with HSBC, that one. HSBC have no issues with overseas account-holders. We have HSBC accounts in UK, France and Canada all linked to our UK address.
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Old Oct 27th 2019, 12:35 pm
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Default Re: Which UK bank account is best to keep open?

Thanks very much. I have accounts with First Direct, TSB & Santander. I think First Diect may be linked to HSBC so that might be the best. I suppose I need to phone them all up and ask.
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Old Oct 27th 2019, 12:43 pm
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Default Re: Which UK bank account is best to keep open?

Originally Posted by Helen248 View Post
Thanks very much. I have accounts with First Direct, TSB & Santander. I think First Diect may be linked to HSBC so that might be the best. I suppose I need to phone them all up and ask.
I've not had dealings with First Direct, but I too believe that they are an HSBC affiliate. Best of luck.
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Old Oct 27th 2019, 12:57 pm
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Default Re: Which UK bank account is best to keep open?

Use one of your children's address, and select paperless accounts so no docs ever get posted is what I've done.
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Old Oct 27th 2019, 1:05 pm
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Default Re: Which UK bank account is best to keep open?

We kept ours with the Halifax, openly, without any problems.
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Old Oct 27th 2019, 1:13 pm
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Default Re: Which UK bank account is best to keep open?

I can't use children's addresses as son may be moving to \USA for work and daughter is 17 and will be moving in with her dad (my ex husband) before going off to uni next Oct. I could use my dads address but I really want to do everything right and above board. I am assuming that there must be one bank who allows this. I have messaged both Santander & First Direct.
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Old Oct 27th 2019, 1:41 pm
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Default Re: Which UK bank account is best to keep open?

Originally Posted by Helen248 View Post
I can't use children's addresses as son may be moving to \USA for work and daughter is 17 and will be moving in with her dad (my ex husband) before going off to uni next Oct. I could use my dads address but I really want to do everything right and above board. I am assuming that there must be one bank who allows this. I have messaged both Santander & First Direct.
Had no problems with NatWest - been abroad for over 20 years.. Now with current security system they send verification code to Portuguese mobile without any problem. Have usual Debit / Credit cards also posted here with no issues.
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Old Oct 27th 2019, 2:08 pm
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Default Re: Which UK bank account is best to keep open?

RBS also happy for us to keep our account when we moved over permanently, they send replacement cards etc without bother.
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Old Oct 27th 2019, 3:40 pm
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Default Re: Which UK bank account is best to keep open?

Great, thanks everyone.
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Old Oct 27th 2019, 10:39 pm
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Default Re: Which UK bank account is best to keep open?

Originally Posted by dingg View Post
Use one of your children's address, and select paperless accounts so no docs ever get posted is what I've done.
I don't see why you felt that you needed to do this. From what I hear most UK banks are happy for you to move abroad and keep your account open.

My husband is with Nationwide & I'm with TSB, both banks have our Portuguese addresses and phone numbers, no problems.

We are both paperless but my new Cashpoint card arrived here in the post.
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Old Oct 27th 2019, 11:00 pm
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Default Re: Which UK bank account is best to keep open?

Hi ac

It just seemed easier to do and works for me 😊
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Old Oct 28th 2019, 1:42 pm
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Default Re: Which UK bank account is best to keep open?

Originally Posted by Novocastrian View Post
If one of your UK accounts is with HSBC, that one. HSBC have no issues with overseas account-holders. We have HSBC accounts in UK, France and Canada all linked to our UK address.

Agree Thats the one we chose after much research .It also happened to have a branch in the area we visit each summer!!
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