tootlewagon

Anyone had any recent quotes for Car Insurance?. I have just been quoted over €360 for the renewal of my Annual Policy for a Nissan Note 1.5 diesel. Seems a bit steep, given that I have 2 years NCD and no claims.

Are there any price comparison sites like there are in the UK?

macliam

As you insure the vehicle not the person, NCD doesn't apply like in the UK. You need to see what is included, as often roadside assistance, etc. are often bundled in. Then check with the "big boys" in insurance here and see what they quote....

mfesharne

This has no relevance whatsoever but you won't be pleased to hear my 5.9 litre V8 classic car costs me just €36 per year to insure.

And is also exempt from road tax. (snigger)

Gotta love Portugal!

liveaboard

Ah, but you pay it all back at the fuel pump, don't you?

mfesharne

I only use it for high days & holidays but ja, she's a thirsty girl......... Jeep's idea of 'in car entertainment' at that time seems to be sitting there & watching the fuel gauge drop.

Joking aside & getting back to the original question, although the O/P doesn't mention what sort of cover the quote is for it does strike me as expensive & FWIW, when I recently renewed my other car the quote I took was for only drivers of 45 years or older to drive the car & that immediately knocked €50 off the premium.

tootlewagon

The quote was for comprehensive cover with any driver (over 30), but given that it's a small car 9 years old, €360 seems pretty steep. The quote was from Ibex - any recommendation for other insurance Companies?

mfesharne

Fully comp on a 9 year old vehicle is going to be expensive because it's unusual & you'd also get better prices if you use a broker who will look for best price as opposed to an insurance company that won't.

You don't mention what area you're in but the broker I use is in Castanhere da Pera & just has a desk in a paper shop but his service is brilliant........ you can contact him at [email protected] - but he doesn't speak English I'm afraid.

Another option that's usually very competitive is ACP but you might need to be a member to get a quote.

Loafing Along

Try this site :https://www.compareomercado.pt/simul...nsoaAmxZ8P8HAQ

As others have said asking for comprehensive insurance does make it considerably more expensive

EMR

Ibex are not a Portuguese company but based in Gibraltar.
As others have suggested try a local company.

Mike

Not strictly true:

Ibex Sucursal em Portugal is the branch operation of Ibex Insurance in Portugal and is licensed to operate in Portugal as a ‘Corretor de Seguros’ (Insurance Broker). With 2 offices located in Portugal, Ibex Portugal offers the full range of Ibex policies together with a range of other insurance products from ASF regulated and authorised insurers. Ibex Sucursal is fully authorised by the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF).

Mike

It will be difficult to obtain comprehensive cover on a vehicle over 8 years old with a Portuguese insurer.

You can ask Ibex if Lusitania or Victoria will quote to cover your car.

EMR

Having read an Ibex insurance document. I beg to differ.
But it all depends who comes up with the right offer in the end.

Mike

I worked there!
Many Portuguese insurers are part of foreign companies.

macliam

The comprehensive insurance on my 1999 Seat Arosa was €190.01 last August. That's with Zurich, through a local broker.

Mike

Some companies will keep renewing comprehensive cover on older vehicles but most will not take out new business.