New house, new country, new life?
#76
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Re: New house, new country, new life?
The host of our holiday home tolds me that I am without any chance to ask residency before the 3 months period is over. He asked his residency 5 weeks ago in Carvoeiro (I thought that for Caramujeiro I need to go to Lagoa??).
Because he is not a pensionado, he needed to proof that he has sufficient income. He also needed 2 witnesses to proof he was actually living here. They were extremely strict. And he has since 15 years an immense villa here as non-resident and even then it is so hard to become resident here
And ..... he does not want that I use his address when I want to register for residency ....
I feel confused.
Because he is not a pensionado, he needed to proof that he has sufficient income. He also needed 2 witnesses to proof he was actually living here. They were extremely strict. And he has since 15 years an immense villa here as non-resident and even then it is so hard to become resident here
And ..... he does not want that I use his address when I want to register for residency ....
I feel confused.
#77
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Re: New house, new country, new life?
Condition - health insurance
Declaration, under oath, that they do have enough financial resources to support him and his family members, as well as an health insurance, provided that such is required by the Member-State of the nationality of the Portuguese citizens
I don't know? We are still covered by our national health insurance in Spain. Is that enough? Do we need to have a private insurance in Portugal? I thought this was not necessary.
Declaration, under oath, that they do have enough financial resources to support him and his family members, as well as an health insurance, provided that such is required by the Member-State of the nationality of the Portuguese citizens
I don't know? We are still covered by our national health insurance in Spain. Is that enough? Do we need to have a private insurance in Portugal? I thought this was not necessary.
#78
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Re: New house, new country, new life?
I don't know. I left the netherlands 20 years ago and I could not find this info for pensionado's. Normally people come to the netherlands to work there. Who would like to come to Holland as a pensionado??
#79
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Re: New house, new country, new life?
If you're a state pensioner, doesn't the country paying your pension also reimburse your country of residence for the cost of your healthcare - a de facto insurance policy?
The system that applies for UK citizens (for now, at least!) is described in https://www.nhs.uk/NHSEngland/Health...nPortugal.aspx, particularly in the 'Living in Portugal' section near the end.
The system that applies for UK citizens (for now, at least!) is described in https://www.nhs.uk/NHSEngland/Health...nPortugal.aspx, particularly in the 'Living in Portugal' section near the end.
#80
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Re: New house, new country, new life?
Do you have any official documentation from your landlord (lease, receipt etc)? If so that might be sufficient even without his permission? He may be concerned that his own claim to be resident (at the address where you are staying?) would be compromised by your claim to be resident there too! Or it might draw attention to his undeclared income?
He has a huge villa with a house attached and a small apartment. The villa and the house are for holiday rentals. He lives at the same address as the holidaymakers.
Maybe we will try it and go to the Camara. When it does not work, we know at least what the conditions are.
Last edited by Pilou; Nov 23rd 2017 at 9:56 pm.
#81
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Re: New house, new country, new life?
If you're a state pensioner, doesn't the country paying your pension also reimburse your country of residence for the cost of your healthcare - a de facto insurance policy?
The system that applies for UK citizens (for now, at least!) is described in https://www.nhs.uk/NHSEngland/Health...nPortugal.aspx, particularly in the 'Living in Portugal' section near the end.
The system that applies for UK citizens (for now, at least!) is described in https://www.nhs.uk/NHSEngland/Health...nPortugal.aspx, particularly in the 'Living in Portugal' section near the end.
#82
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Re: New house, new country, new life?
Acccording to expatica:
It might be worth investigating to see if it might work for you?
http://europa.eu/youreurope/citizens...s/index_en.htm
EU citizens who retire early and move to Portugal may qualify for free or subsidised healthcare for up to two years of residence, provided they obtain form S1. Alternatively, early retirees can pay voluntary social security contributions or get private health insurance in Portugal. Once EU citizens reach the legal retirement age, they will be typically covered for free or subsidised healthcare under another insurance (with a S1 form).
http://europa.eu/youreurope/citizens...s/index_en.htm
Last edited by RichardHenshall; Nov 23rd 2017 at 10:43 pm. Reason: Added one link & disabled another!
#83
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Re: New house, new country, new life?
EU citizens who retire early and move to Portugal may qualify for free or subsidised healthcare for up to two years of residence, provided they obtain form S1. Alternatively, early retirees can pay voluntary social security contributions or get private health insurance in Portugal. Once EU citizens reach the legal retirement age, they will be typically covered for free or subsidised healthcare under another insurance (with a S1 form).
I don't this this is the case now. I think they changed it a while back and the form S1 is only for State Pension aged people these days.
I don't this this is the case now. I think they changed it a while back and the form S1 is only for State Pension aged people these days.
#86
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Re: New house, new country, new life?
I clearly remember that I was worried about my income situation as I had no proof with me other than a BPI bank slip showing €150 odd. They did not ask.
As to medical, I cannot remember if they asked but I had a 6 month travel medical insurance that I extended from the normal 3 months when purchasing a flight ticket.
I do not have a S1 number but with my SNS number I get state healthcare and I will not be renewing my private medical insurance again. The state hospital here is more modern and better equipped than the Hospital Particular.
As to medical, I cannot remember if they asked but I had a 6 month travel medical insurance that I extended from the normal 3 months when purchasing a flight ticket.
I do not have a S1 number but with my SNS number I get state healthcare and I will not be renewing my private medical insurance again. The state hospital here is more modern and better equipped than the Hospital Particular.
#87
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Re: New house, new country, new life?
I clearly remember that I was worried about my income situation as I had no proof with me other than a BPI bank slip showing €150 odd. They did not ask.
As to medical, I cannot remember if they asked but I had a 6 month travel medical insurance that I extended from the normal 3 months when purchasing a flight ticket.
I do not have a S1 number but with my SNS number I get state healthcare and I will not be renewing my private medical insurance again. The state hospital here is more modern and better equipped than the Hospital Particular.
As to medical, I cannot remember if they asked but I had a 6 month travel medical insurance that I extended from the normal 3 months when purchasing a flight ticket.
I do not have a S1 number but with my SNS number I get state healthcare and I will not be renewing my private medical insurance again. The state hospital here is more modern and better equipped than the Hospital Particular.
The only obligation is that once I receive my Dutch pension, I need to register in the Netherlands for health care and a fee will for that will be withheld on my pension. With the papers from the Netherlands I register in Portugal for the state health care. That procedure is obligatory according to EU-rules.
#88
Re: New house, new country, new life?
I think all that story of the NHS paying pensioners health costs is over. It was a bi-lateral treaty from the middle ages and it expired. It never applied to Germans for instance.
Every resident of Portugal now has the right to government health care. You don't need to be pensioned, you don't need to be employed, or have a social security number. This was published in the English press and by AFPOP, and we got our Portuguese health numbers with little difficulty.
And therefore health insurance is no longer a requirement for residency; it's the other way around now, residency is required for health insurance.
All this proving you're here for 3 months seems awfully hard too; consider simply registering in another camara. All we needed was a postal address for the initial 5 year registration of an EU citizen.
The second 5 years may require a bit more preparation; that's done at the SEF office and they want proof of income and such things.
Portuguese who become resident in the Netherlands are required by law to purchase health cover, as is every resident of that country.
It's different for people visiting; then costs have to be paid by the insurance from your country of residence.
I can tell you from experience that in the Netherlands, the emergency department demands cash payment and tells you to get reimbursed when you get home. And it's a flat E250.
I'm still waiting to get reimbursed.
Every resident of Portugal now has the right to government health care. You don't need to be pensioned, you don't need to be employed, or have a social security number. This was published in the English press and by AFPOP, and we got our Portuguese health numbers with little difficulty.
And therefore health insurance is no longer a requirement for residency; it's the other way around now, residency is required for health insurance.
All this proving you're here for 3 months seems awfully hard too; consider simply registering in another camara. All we needed was a postal address for the initial 5 year registration of an EU citizen.
The second 5 years may require a bit more preparation; that's done at the SEF office and they want proof of income and such things.
Portuguese who become resident in the Netherlands are required by law to purchase health cover, as is every resident of that country.
It's different for people visiting; then costs have to be paid by the insurance from your country of residence.
I can tell you from experience that in the Netherlands, the emergency department demands cash payment and tells you to get reimbursed when you get home. And it's a flat E250.
I'm still waiting to get reimbursed.
#89
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Re: New house, new country, new life?
I think all that story of the NHS paying pensioners health costs is over. It was a bi-lateral treaty from the middle ages and it expired. It never applied to Germans for instance.
Every resident of Portugal now has the right to government health care. You don't need to be pensioned, you don't need to be employed, or have a social security number. This was published in the English press and by AFPOP, and we got our Portuguese health numbers with little difficulty.
And therefore health insurance is no longer a requirement for residency; it's the other way around now, residency is required for health insurance.
All this proving you're here for 3 months seems awfully hard too; consider simply registering in another camara. All we needed was a postal address for the initial 5 year registration of an EU citizen.
The second 5 years may require a bit more preparation; that's done at the SEF office and they want proof of income and such things.
Portuguese who become resident in the Netherlands are required by law to purchase health cover, as is every resident of that country.
It's different for people visiting; then costs have to be paid by the insurance from your country of residence.
I can tell you from experience that in the Netherlands, the emergency department demands cash payment and tells you to get reimbursed when you get home. And it's a flat E250.
I'm still waiting to get reimbursed.
Every resident of Portugal now has the right to government health care. You don't need to be pensioned, you don't need to be employed, or have a social security number. This was published in the English press and by AFPOP, and we got our Portuguese health numbers with little difficulty.
And therefore health insurance is no longer a requirement for residency; it's the other way around now, residency is required for health insurance.
All this proving you're here for 3 months seems awfully hard too; consider simply registering in another camara. All we needed was a postal address for the initial 5 year registration of an EU citizen.
The second 5 years may require a bit more preparation; that's done at the SEF office and they want proof of income and such things.
Portuguese who become resident in the Netherlands are required by law to purchase health cover, as is every resident of that country.
It's different for people visiting; then costs have to be paid by the insurance from your country of residence.
I can tell you from experience that in the Netherlands, the emergency department demands cash payment and tells you to get reimbursed when you get home. And it's a flat E250.
I'm still waiting to get reimbursed.
In Holland every person legally living there (includes expats) is obliged to pay for the NHS (that was different 15 years ago, only people with a lower income could join the NHS).
There are private insurances, but they give only extra cover on top of the standard state healthcare. The fee for the standard package is fixed by the government each year.
#90
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Re: New house, new country, new life?
When we are resident we need to register with the tax authorities.
No obligation to wait 183 days, I hope. We can register at the tax authorities immediately after receiving the resident card?
No obligation to wait 183 days, I hope. We can register at the tax authorities immediately after receiving the resident card?