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Moving to Portugal with children

Moving to Portugal with children

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Old Nov 19th 2018, 12:18 pm
  #1  
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Default Moving to Portugal with children

Hi all, I was wondering if you could help me?

So I have decided that I want to move to portugal in the near future and have started doing my research. I am finding it hard to get the feel of where to look properties within a budget should I want to buy. I have specific requirements regarding the house, I would like a 4 bedroom minimum, peferable a new build (loving the contempary designs) and I would like a swimming pool (for health reasons).

No so many things I have to consider for example being near to international school, my youngest could potentially go to a local school and pick up the language, but I wouldn't want my eldest schooling to be affect by the language barrier, such a life changing move would have. Secondly having a child with a life threathening allergy and would want to not expose them to this so, choosing an area based on this the most important factor.

I though Lisbon would be ideal, but I don't think choosing properties with what I want would be viable, I was looking at Setubal (but I don't know if this area is ideal for my child's allergies), the the Algarves and prices are too high and potentially to touristy for me, I want to emmerce myslef into the Potuguese lifestyle and create friendships with both locals and expats.

I also wanted to know if anyone rents out properties in England and the uses the income to live off in Portugal & how does that work interms of tax (this is something I am looking at, to support myself).
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Old Nov 19th 2018, 4:45 pm
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Default Re: Moving to Portugal with children

With property rental income the tax has to bee paid in the country where the accommodation is located. You will not have to pay extra tax on that property in Portugal, however you will still need to fill in a Portuguese tax form. Good luck.
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Old Nov 19th 2018, 5:26 pm
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Default Re: Moving to Portugal with children

Why have you decided to move to Portugal?
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Old Nov 19th 2018, 6:15 pm
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Default Re: Moving to Portugal with children

Originally Posted by miisy_c
Hi all, I was wondering if you could help me?

So I have decided that I want to move to portugal in the near future and have started doing my research. I am finding it hard to get the feel of where to look properties within a budget should I want to buy. I have specific requirements regarding the house, I would like a 4 bedroom minimum, peferable a new build (loving the contempary designs) and I would like a swimming pool (for health reasons).

No so many things I have to consider for example being near to international school, my youngest could potentially go to a local school and pick up the language, but I wouldn't want my eldest schooling to be affect by the language barrier, such a life changing move would have. Secondly having a child with a life threathening allergy and would want to not expose them to this so, choosing an area based on this the most important factor.

I though Lisbon would be ideal, but I don't think choosing properties with what I want would be viable, I was looking at Setubal (but I don't know if this area is ideal for my child's allergies), the the Algarves and prices are too high and potentially to touristy for me, I want to emmerce myslef into the Potuguese lifestyle and create friendships with both locals and expats.

I also wanted to know if anyone rents out properties in England and the uses the income to live off in Portugal & how does that work interms of tax (this is something I am looking at, to support myself).
Hi, you should ask your child's allergy specialist for advice about which areas in Portugal to avoid.
As said, is there a particular reason for wanting to move to Portugal, with two children, including one needing medical care? You don't say whether it's the elder or the younger, nor how old they are, but the allergic child will have a lot to cope with, esp. as he/she doesn't speak Portuguese....
If you'd be depending on UK rental income to support you and your family, bear in mind the fluctuating exchange rates and any restrictions that Brexit might create...
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Old Nov 19th 2018, 8:44 pm
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Default Re: Moving to Portugal with children

Originally Posted by dmu
Hi, you should ask your child's allergy specialist for advice about which areas in Portugal to avoid.
As said, is there a particular reason for wanting to move to Portugal, with two children, including one needing medical care? You don't say whether it's the elder or the younger, nor how old they are, but the allergic child will have a lot to cope with, esp. as he/she doesn't speak Portuguese....
If you'd be depending on UK rental income to support you and your family, bear in mind the fluctuating exchange rates and any restrictions that Brexit might create...
Hi, the move wouldn't be right now but in a few years, so my kids will be around 14 and 9 at the projected time of the move.

I was also thinking about learning portuguese before the impending move, so we can navigate life better.

I want to move because of my own ill health and the warmer climate will help me manage my condition, because the cold weather triggers symptoms, a move outside of the U.K. has never been on the cards before, but now I want to reduce the change of it ruling my life and I can live a normal life, like before. Portugal is only 3 hours away, so we can visit family and the can come visit us also, so it seems like the perfect place to settle, imo.

It is my eldest child with the allergies, we manage the allergies perfectly well here & have done when we've been abroad.
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Old Nov 20th 2018, 7:07 am
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Default Re: Moving to Portugal with children

Originally Posted by miisy_c
Hi, the move wouldn't be right now but in a few years, so my kids will be around 14 and 9 at the projected time of the move.

I was also thinking about learning portuguese before the impending move, so we can navigate life better.

I want to move because of my own ill health and the warmer climate will help me manage my condition, because the cold weather triggers symptoms, a move outside of the U.K. has never been on the cards before, but now I want to reduce the change of it ruling my life and I can live a normal life, like before. Portugal is only 3 hours away, so we can visit family and the can come visit us also, so it seems like the perfect place to settle, imo.

It is my eldest child with the allergies, we manage the allergies perfectly well here & have done when we've been abroad.
Fair enough, but the present conditions for living in Portugal might not be valid "in a few years", after Brexit.
https://www.livinginportugal.com/en/...ional-schools/
gives info on International Schools, which you can research already, and, if your allergy specialist hasn't got the data, make a search for specific allergy zones in Portugal. For example any one allergic to cypress wouldn't choose to live in Provence....
I'd recommend starting to learn Portuguese as from now (the children, too) - it's not an easy language to learn, even if you speak French, for example. It's work in progress for me at the moment....
HTH
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Old Nov 20th 2018, 9:34 am
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Default Re: Moving to Portugal with children

Originally Posted by treacle38
With property rental income the tax has to bee paid in the country where the accommodation is located. You will not have to pay extra tax on that property in Portugal, however you will still need to fill in a Portuguese tax form. Good luck.
Not strictly correct. Income from property in the UK will remain taxable by the UK. As a resident of Portugal, you will also have to declare it on your PT tax return, as you are taxed on worldwide income. Tax will be calculated by Portugal on the UK property income, but a tax credit will be given for the the amount of tax already paid to the UK on the same income, thereby reducing your PT tax liability. If you successfully apply for NHR tax status, the UK property income should be entirely exempt from PT tax liability, although you will still have to declare it on your PT tax return and will still have to declare it in the UK.
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Old Nov 20th 2018, 1:06 pm
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Default Re: Moving to Portugal with children

Originally Posted by dmu
Fair enough, but the present conditions for living in Portugal might not be valid "in a few years", after Brexit.
gives info on International Schools, which you can research already, and, if your allergy specialist hasn't got the data, make a search for specific allergy zones in Portugal. For example any one allergic to cypress wouldn't choose to live in Provence....
I'd recommend starting to learn Portuguese as from now (the children, too) - it's not an easy language to learn, even if you speak French, for example. It's work in progress for me at the moment....
HTH
I don't like to disclose much on the internet, however I suppose to get the help I require from informed people, I need to disclose my child's allergy and that it is a fish one. The issue is that the allergy isn't just triggered by eating it, it also is triggered by ingesting the particles when fish is being cooked & because I see that fish plays a huge part in the Portuguese diet I was wondering if the smell of fish is prevalent in the atmosphere?

I was thinking of going to some sort of class with the children, so we were all prepared to communicate in Portuguese and have a smooth transition from country to country, with minimal limitations.

Also what is cypress never heard of it?
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Old Nov 20th 2018, 1:09 pm
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Default Re: Moving to Portugal with children

Originally Posted by Mac and Mabel

Not strictly correct. Income from property in the UK will remain taxable by the UK. As a resident of Portugal, you will also have to declare it on your PT tax return, as you are taxed on worldwide income. Tax will be calculated by Portugal on the UK property income, but a tax credit will be given for the the amount of tax already paid to the UK on the same income, thereby reducing your PT tax liability. If you successfully apply for NHR tax status, the UK property income should be entirely exempt from PT tax liability, although you will still have to declare it on your PT tax return and will still have to declare it in the UK.
So your saying I will be taxed on the rental income by both countries?

Would it be more advisable then to buy and rent out properties in Portugal rather than the UK, if this is what I do, to create a regular income?
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Old Nov 20th 2018, 2:23 pm
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Default Re: Moving to Portugal with children

Originally Posted by miisy_c
I don't like to disclose much on the internet, however I suppose to get the help I require from informed people, I need to disclose my child's allergy and that it is a fish one. The issue is that the allergy isn't just triggered by eating it, it also is triggered by ingesting the particles when fish is being cooked & because I see that fish plays a huge part in the Portuguese diet I was wondering if the smell of fish is prevalent in the atmosphere?

I was thinking of going to some sort of class with the children, so we were all prepared to communicate in Portuguese and have a smooth transition from country to country, with minimal limitations.

Also what is cypress never heard of it?
Sorry to hear that. Unfortunately, as you say, fish plays a huge part in the Portuguese diet! Maybe if you look for a place well inland? And silly details like school canteens should be considered, although a Doctor's certificate should be acceptable to obtain a "special diet" menu on fish days.
Not applicable to your child, but here's an informative link:
https://en.wikipedia.org/wiki/Cupres...haracteristics
I know a French couple in Provence where the wife suffers so much from the allergenic pollen from cypress trees that they have to move back to the north of France during the pollen season. They only discovered her allergy the season after they moved there....
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Old Nov 20th 2018, 3:58 pm
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Default Re: Moving to Portugal with children

Originally Posted by Mac and Mabel

Not strictly correct. Income from property in the UK will remain taxable by the UK. As a resident of Portugal, you will also have to declare it on your PT tax return, as you are taxed on worldwide income. Tax will be calculated by Portugal on the UK property income, but a tax credit will be given for the the amount of tax already paid to the UK on the same income, thereby reducing your PT tax liability. If you successfully apply for NHR tax status, the UK property income should be entirely exempt from PT tax liability, although you will still have to declare it on your PT tax return and will still have to declare it in the UK.
This is totally wrong, tax on property income and any pension paid by the UK gov is taxable in the UK. Private pensions and any profits on shares etc, will be exempt under NHR, this under the double taxation treaty.
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Old Nov 20th 2018, 4:16 pm
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Default Re: Moving to Portugal with children

Originally Posted by dmu
Sorry to hear that. Unfortunately, as you say, fish plays a huge part in the Portuguese diet! Maybe if you look for a place well inland? And silly details like school canteens should be considered, although a Doctor's certificate should be acceptable to obtain a "special diet" menu on fish days.
Not applicable to your child, but here's an informative link:

I know a French couple in Provence where the wife suffers so much from the allergenic pollen from cypress trees that they have to move back to the north of France during the pollen season. They only discovered her allergy the season after they moved there....
He's been Jamaica numerous times, altough we have generally been in land for the most part, fish factors in the Jamaican diet quite heavily also, but this was only a 4-6 weeks stints.

Now I've been doing my research and Setubal looks perfect on paper, good international school & I could purchase a house that is not too far from this school without having to break the bank, only thing is the mention of it being a fishing town, when researching.

Do you have any area's you'd recommend for me to look into, being close to the sea isn't high on my list. Location to a good school (international would be good) but if we become fluent of at least functional in Portuguese we could look at local schools, a brand new home, minimum 4 bedrooms and a swimming pool & parking space.

Now with the tree pollen, you got me all worried because I have terrible hayfever, however I think I have grass pollen, I only tend to get it in the UK because anywhere I have been on holiday I have never suffered.
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Old Nov 20th 2018, 5:50 pm
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Default Re: Moving to Portugal with children

Originally Posted by treacle38
This is totally wrong, tax on property income and any pension paid by the UK gov is taxable in the UK. Private pensions and any profits on shares etc, will be exempt under NHR, this under the double taxation treaty.
Hmm, bemused as to how you think my post was “totally wrong” and your further information makes it no clearer... However, I confidently stand by the information in my previous post, having been resident and tax resident in Portugal since 2016, declaring my UK-sourced property income in both the UK and Portugal (using accountant), and, because of NHR status, paying no further tax on that income in Portugal, although of course I do pay tax on it to the UK. Without NHR, I would be paying additional tax on that income to Portugal, basically the PT amount due minus what I had already paid to the UK.

N.b. to the original poster, without NHR tax status in Portugal, you will pay tax on that income in Portugal and the UK, although, in theory at least, the total paid in both countries will not be higher than the highest amount charged by either country (Portugal would probably be the higher calculation). Re PT-sourced rental income, it’s not something I know about but re tax and particularly NHR, NHR will not give you exemption from paying tax on that income, only overseas sourced rental income.
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Old Nov 20th 2018, 8:38 pm
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Default Re: Moving to Portugal with children

Sorry to hear that your child is allergic to fish: I think that might be pretty hard to handle in PT especially if the allergy triggered by fish particles in the air, which would mean that even going to a restaurant for a meal would be out of the question. Even inland fish features pretty heavily on the menu since the PT speciality is dried cod and you don't need to be anywhere near the sea to have a good dose of cod. There is practically nothing BUT fish in Setubal though, so that might not be the best place. Also, have you been to Portugal in winter? It's cold and wet and most houses don't have any heating.
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Old Nov 20th 2018, 8:55 pm
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Default Re: Moving to Portugal with children

Originally Posted by Mac and Mabel


Hmm, bemused as to how you think my post was “totally wrong” and your further information makes it no clearer... However, I confidently stand by the information in my previous post, having been resident and tax resident in Portugal since 2016, declaring my UK-sourced property income in both the UK and Portugal (using accountant), and, because of NHR status, paying no further tax on that income in Portugal, although of course I do pay tax on it to the UK. Without NHR, I would be paying additional tax on that income to Portugal, basically the PT amount due minus what I had already paid to the UK.

N.b. to the original poster, without NHR tax status in Portugal, you will pay tax on that income in Portugal and the UK, although, in theory at least, the total paid in both countries will not be higher than the highest amount charged by either country (Portugal would probably be the higher calculation). Re PT-sourced rental income, it’s not something I know about but re tax and particularly NHR, NHR will not give you exemption from paying tax on that income, only overseas sourced rental income.
Hi thanks for the infomation, I don't want to be taxed on my income twice, altough from what I have read, is that the tax liability is lower in Portugal, I could be wrong however.

Could you please explain NHR status more to me, thank you.
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