Health insurance cover
#16
Re: Health insurance cover
Thank you for your words of wisdom
#17
BE Enthusiast
Joined: Jan 2007
Location: Tavira
Posts: 661
Re: Health insurance cover
I am 56 my wife 44 and the 2 of us are in the Portuguese health system and we were never asked if we have PMI. Went to the social security office filled in the form there and then, they took a copy of our passport and residencia and it was as simple as that.
#18
BE Enthusiast
Joined: Sep 2007
Location: Woodbridge (x Tavira)
Posts: 817
Re: Health insurance cover
I am interested in the response posted by Joao - My wife and I hope to be able to retire early and relocate to central algarve next year. It has been mentioned to me that as we are both below state retiral age (late 50s) and will not be working that we would not be entitled to the PT health system and would require proof of private health insurance before being allowed to take up residency
this seems to differ from what Joao has said - any clarification would be most welcome
Ken
this seems to differ from what Joao has said - any clarification would be most welcome
Ken
Joao
#19
Just Joined
Joined: Feb 2007
Posts: 18
Re: Health insurance cover
thanks for the advice - i will contact Lisbon and get the official position
cheers all
cheers all
#22
Just Joined
Joined: Feb 2007
Posts: 18
Re: Health insurance cover
response from Br Embassy in Lisbon on health care rights for EU citizens
15. Health Service
Under EU legislation and the Protocol on Medical Treatment that was signed between Portugal and the UK on 15 November 1978, British citizens who are legally resident in Portugal are entitled to state medical treatment on the same terms as any Portuguese national who is covered by the National Health service. Non-resident British visitors to Portugal are entitled to emergency medical treatment at state facilities on production of their British passport or European Health Insurance Card.
In order to benefit from state-funded health care as a resident, you should apply for a national health service “user card” (cartão de utente) at your local health centre (centro de saúde) producing your passport as evidence of national status, and your registration certificate (see paragraph 1 above). Until such a time as a registration certificate has been issued, you will only be entitled to emergency treatment from state facilities. Routine consultations, complementary exams, such as x-rays and blood tests, and prescriptions for existing illnesses only become available on national health service terms once a registration certificate has been issued and a user card has been applied for.
There is, however, one exception to this rule. If you are retired and are in receipt of a UK state retirement pension, you may apply for a user card and enrol with a state GP immediately on arrival, simply on the production of your passport and pension receipts. Though not obligatory, it is also advisable to obtain Form 121 from the Department for Work and Pensions before leaving the UK. This confirms your status as a UK pensioner to the Portuguese authorities, and speeds-up the issue of a Portuguese health service user card.
Please note that the only medicines that are available free-of-charge in Portugal, are those used to treat the sufferers of certain chronic illnesses. All other medicines have to be purchased, though many are subsidised to some extent when obtained on prescription and on presentation of a health service user card.
There are several good but extremely expensive private clinics in Portugal. If you are considering using private health facilities, you may wish to take out health insurance, either in the UK or locally on arrival.
hope this helps
cheers
15. Health Service
Under EU legislation and the Protocol on Medical Treatment that was signed between Portugal and the UK on 15 November 1978, British citizens who are legally resident in Portugal are entitled to state medical treatment on the same terms as any Portuguese national who is covered by the National Health service. Non-resident British visitors to Portugal are entitled to emergency medical treatment at state facilities on production of their British passport or European Health Insurance Card.
In order to benefit from state-funded health care as a resident, you should apply for a national health service “user card” (cartão de utente) at your local health centre (centro de saúde) producing your passport as evidence of national status, and your registration certificate (see paragraph 1 above). Until such a time as a registration certificate has been issued, you will only be entitled to emergency treatment from state facilities. Routine consultations, complementary exams, such as x-rays and blood tests, and prescriptions for existing illnesses only become available on national health service terms once a registration certificate has been issued and a user card has been applied for.
There is, however, one exception to this rule. If you are retired and are in receipt of a UK state retirement pension, you may apply for a user card and enrol with a state GP immediately on arrival, simply on the production of your passport and pension receipts. Though not obligatory, it is also advisable to obtain Form 121 from the Department for Work and Pensions before leaving the UK. This confirms your status as a UK pensioner to the Portuguese authorities, and speeds-up the issue of a Portuguese health service user card.
Please note that the only medicines that are available free-of-charge in Portugal, are those used to treat the sufferers of certain chronic illnesses. All other medicines have to be purchased, though many are subsidised to some extent when obtained on prescription and on presentation of a health service user card.
There are several good but extremely expensive private clinics in Portugal. If you are considering using private health facilities, you may wish to take out health insurance, either in the UK or locally on arrival.
hope this helps
cheers
#23
Just Joined
Joined: Nov 2007
Posts: 4
Re: Health insurance cover
We have residencia,and wasnt asked for anything to do with health cover to obtain it. (5 euros for both of us)
Chris
Chris
#24
Re: Health insurance cover
So basically.... PHI is not mandatory if you're planning on getting residency? Its only recommended for speedy and maybe more concentrated/dedicated healthcare like the PHI services offerred in the UK through organisatons such as BUPA?
Thanks for supplying the info Contrada
Thanks for supplying the info Contrada
#25
Just Joined
Thread Starter
Joined: Oct 2007
Location: Vila do Conde, Portugal (soon)
Posts: 12
Re: Health insurance cover
So basically.... PHI is not mandatory if you're planning on getting residency? Its only recommended for speedy and maybe more concentrated/dedicated healthcare like the PHI services offerred in the UK through organisatons such as BUPA?
Thanks for supplying the info Contrada
Thanks for supplying the info Contrada
Thanks to all anyway and, how impressed am I by the British Embassy inputting to the debate! Superb!