Car Insurance Renewal
May 28th 2018, 8:07 pm
#1
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Car Insurance Renewal
Got the renewal quote for the car, seemed pricey so got some alternative quotes. I was right, the existing insurer wants €100 more than the cheapest. Next down was €20 more than the cheapest and the 2 lowest have 85c between then. Cover (3rd party due to car age) is pretty much identical. So I guess the choice down to ease of claim if required. Tranquilidade vs Zurich. Any experiences of either?
May 29th 2018, 7:57 am
#2
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Re: Car Insurance Renewal
Got the renewal quote for the car, seemed pricey so got some alternative quotes. I was right, the existing insurer wants €100 more than the cheapest. Next down was €20 more than the cheapest and the 2 lowest have 85c between then. Cover (3rd party due to car age) is pretty much identical. So I guess the choice down to ease of claim if required. Tranquilidade vs Zurich. Any experiences of either?
May 29th 2018, 5:04 pm
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Re: Car Insurance Renewal
May 29th 2018, 5:20 pm
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Re: Car Insurance Renewal
Think about service as well as price. We're Fidelidade agents and having worked with a few companies as well as Fidelidade, we're quite happy to be exclusive with them and understandable why they are by far the largest company in Portugal. Stick with rather Fidelidade, Allianz, Liberty, Generalli or Zurich in my opinion.
May 29th 2018, 5:36 pm
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Re: Car Insurance Renewal
Think about service as well as price. We're Fidelidade agents and having worked with a few companies as well as Fidelidade, we're quite happy to be exclusive with them and understandable why they are by far the largest company in Portugal. Stick with rather Fidelidade, Allianz, Liberty, Generalli or Zurich in my opinion.
May 29th 2018, 5:40 pm
#6
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Re: Car Insurance Renewal
Very strange, I take it you made a claim? One thing about them they never hike the price up without reason, ok 20€ or so might happen but surprising that you found them so much more expensive. If you are going with one of those 2, I would suggest Zurich over Tranquilidade.
May 29th 2018, 6:37 pm
#7
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Re: Car Insurance Renewal
Depends whether you are dealing direct or via an agent.
May 29th 2018, 9:06 pm
#8
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Re: Car Insurance Renewal
Very strange, I take it you made a claim? One thing about them they never hike the price up without reason, ok 20€ or so might happen but surprising that you found them so much more expensive. If you are going with one of those 2, I would suggest Zurich over Tranquilidade.
May 30th 2018, 8:18 am
#10
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Re: Car Insurance Renewal
This should not affect price, direct or agent, the discount table is the same. However I have seen us be cheaper than the company direct, I guess as the company worker get's their wage regardless they may not are so much that they get the deal/keep the customer as much as an agent would. A good agent will also fight your corner, the shirt & tie in the company won't!
Last edited by gedscottish; May 30th 2018 at 8:23 am.
May 30th 2018, 8:28 am
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Re: Car Insurance Renewal
May 30th 2018, 12:57 pm
#12
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Re: Car Insurance Renewal
It was originally an agent but the renewal notices come direct. Don’t really have ‘happiness’ view as I’ve never claimed. I think I’ll go with Zurich as life’s too short to waste more time on it and they have a decent reputation. Thanks for in input.
May 30th 2018, 2:35 pm
#13
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Re: Car Insurance Renewal
Yes, renewal comes direct, if it's not direct debit the agents name will be on the bottom left of that renewal letter. Not that it's worth paying the double for, but check the driver protection cover, you may be going from VItal 500.000 to 10.000 or 5000€. Zurich are decent for sure, Tranquil.... no comment!
May 30th 2018, 5:18 pm
#14
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Re: Car Insurance Renewal
Yes, renewal comes direct, if it's not direct debit the agents name will be on the bottom left of that renewal letter. Not that it's worth paying the double for, but check the driver protection cover, you may be going from VItal 500.000 to 10.000 or 5000€. Zurich are decent for sure, Tranquil.... no comment!
