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Buying a second hand car in Portugal

Buying a second hand car in Portugal

Old Jul 19th 2023, 11:21 am
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Default Buying a second hand car in Portugal

Hi,
I am looking at buying a secondhand car privately, I am led to understand that with a car in Portugal the new owner takes responsibility for any outstanding finance and also any outstanding fines.
Firstly, is this correct?
Secondly, In the UK we have the online HPI services that can check for outstanding finance and debt and as to whether the vehicle has been accident damaged stolen or written off, Is there such a service in Portugal?
Typically I see that with many things in Portugal buying a car is quite a complex and bureaucratic process.
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Old Jul 19th 2023, 6:49 pm
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Default Re: Buying a second hand car in Portugal

Originally Posted by littleyellowenterprise
Hi,
I am looking at buying a secondhand car privately, I am led to understand that with a car in Portugal the new owner takes responsibility for any outstanding finance and also any outstanding fines.
Firstly, is this correct?
Secondly, In the UK we have the online HPI services that can check for outstanding finance and debt and as to whether the vehicle has been accident damaged stolen or written off, Is there such a service in Portugal?
Typically I see that with many things in Portugal buying a car is quite a complex and bureaucratic process.
If you buy the car privately, you may have issues - it's one of the reasons to buy through a dealer.

Buying is not necessarily as difficult as you might think.... but like people who think to buy a house without a solicitor, there are always traps for those who think they spot a "bargain".

We bought a second-hand car through the Ford dealer in Faro and had no issues whatsoever.
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Old Jul 20th 2023, 5:39 am
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Default Re: Buying a second hand car in Portugal

Originally Posted by littleyellowenterprise
I am looking at buying a secondhand car privately, I am led to understand that with a car in Portugal the new owner takes responsibility for any outstanding finance and also any outstanding fines.
Firstly, is this correct?
Not correct with regard to fines, no. Fines are the responsibility of the driver of the car at the time of the offence. If the driver isn't otherwise identified at that time, the notice will be issued in the name of the then registered owner. They don't transfer with the car if it's subsequently sold and the fine is still unpaid.
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Old Jul 20th 2023, 6:45 am
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Default Re: Buying a second hand car in Portugal

It was also announced a few years ago that unpaid road tax would no longer be charged to the new owner.

If you but from a dealer it costs considerably more; you have to pay IVA for one thing.

Manty people feel more confident buying from a dealer, but whether it's actually more secure is not clear, as a lot of people have complained about dealer bought cars on these pages.
If you have the dealer repair your used car under warranty, I suspect they'll be more likely to cut corners than if you take your car to a local garage near your residence, where they live or die on their reputation.

I got a good deal on a private sale and I'm still driving the car 12 years later.
I bought a second car from a dealer, it was loaded with problems I had to repair, but the price was low enough.

Old cars pay lower road tax and the difference can be significant.
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Old Jul 21st 2023, 10:11 am
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Default Re: Buying a second hand car in Portugal

Thank you, that is reassuring.
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Old Jul 21st 2023, 10:15 am
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Default Re: Buying a second hand car in Portugal

Interestingly, I am considering a car from a dealer, however, it is a UK dealer specialising in LHD cars.
As with many people I am struggling to find a car of quality in my price range due to the inflated price of cars in Portugal.
The attraction of this particular car is it is PT registered but as it is located in the UK it is being sold at UK market value which is approximately 2k less than PT value.
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Old Jul 21st 2023, 1:08 pm
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Default Re: Buying a second hand car in Portugal

Originally Posted by liveaboard
If you but from a dealer it costs considerably more; you have to pay IVA for one thing.
It will cost more because of the overheads the dealer has to bear, and their liabilities due to the obligatory warranty that goes with the sale. There isn't any IVA or other tax on the purchase of a used PT vehicle in Portugal, though, regardless of whether the sale is private or through a dealer.

With regard to checking the history of the car and whether there are any claims on it by other parties, the Certidão do Registo Automóvel can be requested via Automóvel Online at a cost of 10€. Your insurer can also (as far as I know) access information not available to members of the general public about the car's history.
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Old Jul 22nd 2023, 1:38 pm
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Default Re: Buying a second hand car in Portugal

Originally Posted by littleyellowenterprise
Interestingly, I am considering a car from a dealer, however, it is a UK dealer specialising in LHD cars.
As with many people I am struggling to find a car of quality in my price range due to the inflated price of cars in Portugal.
The attraction of this particular car is it is PT registered but as it is located in the UK it is being sold at UK market value which is approximately 2k less than PT value.
I've previously bought from an LHD place near Basingstoke. Not sure of your situation but UK resident is not allowed to drive a non UK registered car on the road in the UK (there are some exceptions), there may also be an issue with paperwork as it could be the previous owner is not the seller. in Portugal it seems usual for the dealer to sort out some of the paperwork which will probably not happen if buying outside Portugal.
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Old Jul 23rd 2023, 6:10 am
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Default Re: Buying a second hand car in Portugal

Originally Posted by Red Eric
Not correct with regard to fines, no. Fines are the responsibility of the driver of the car at the time of the offence. If the driver isn't otherwise identified at that time, the notice will be issued in the name of the then registered owner. They don't transfer with the car if it's subsequently sold and the fine is still unpaid.
Yep I can testify to that. I bought a car privately, and after 2 mnths I got a letter from Viaverde (road tolls) for unpaid tolls. I contacted them and sent them confirmation of when I bought the car and they agreed it was not my fine, end of story).
That did not show up at the change of owner done by me at the local Registro.
Dunno where you are, but remember that an MOT (IPO) can be done 3 months before due date, so if unsure about mechanics just ask for the car to be tested. (and if 3 months before, the car then would get 15 months of test)

Last edited by wellinever; Jul 23rd 2023 at 6:14 am.
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