Me and My Family
Oct 23rd 2015, 4:34 pm
#241
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re: Me and My Family
Whilst on the subject of allowances, members might like to view this
. This clip is from a site www.myphilippinedreams.com and is probably the best sites for living in the Philippines.
Oct 24th 2015, 2:45 am
#242
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re: Me and My Family
Certainly agree Mikek1. We both have sat down during an idle moment to watch those videos. My gf loves them. Not seen that one yet, but will later. She is also a member of the closed fb group "Foreigners Wives" and often shares some of the posts with me.
The comparison of the Philippines and Essex made me smile. I have relatives there and I sometimes wonder if they have more money than sense with the amount of bling they wear. Also, the amount they spend on their personal appearance. As I have mentioned before, my gf is one of the best dressed women around here. Even a walk to the market requires at least 20 mins of make-up and preparation. Those who have fb will have seen that. She says its to make me proud...maybe. But I prefer jeans and t shirt which is what I always wear.
The clothes she buys are plentiful but surprisingly cheap and fashionable . She is constantly off-loading all the old clothes to her sisters.
She has talked about gold being the alternative to money and an investment. Most of what she buys is certainly plain. But hardly wears. The only thing she wears is a gold necklace I bought her when we first met at the airport. She will change that to a gold crucifix when appropriate. A few months ago, I mentioned she pawned one of her gold pieces to help her family and recently when she went to pay the interest, I surprised her and redeemed it for her. Doubt if I will do that again in view of her profligacy with gold.
A final note. Her sister as most of you know is at University on her final year of a four year course. It is an Information Technology Course. My gf paid for her first 3 years and I am paying for her final year. She is expecting to land a job at a call centre with this qualification and expects to earn circa 18k per month. Most of that will go back to her family....but I wonder is 18k pm is optimistic. I hope I am wrong.
The comparison of the Philippines and Essex made me smile. I have relatives there and I sometimes wonder if they have more money than sense with the amount of bling they wear. Also, the amount they spend on their personal appearance. As I have mentioned before, my gf is one of the best dressed women around here. Even a walk to the market requires at least 20 mins of make-up and preparation. Those who have fb will have seen that. She says its to make me proud...maybe. But I prefer jeans and t shirt which is what I always wear.
The clothes she buys are plentiful but surprisingly cheap and fashionable . She is constantly off-loading all the old clothes to her sisters.
She has talked about gold being the alternative to money and an investment. Most of what she buys is certainly plain. But hardly wears. The only thing she wears is a gold necklace I bought her when we first met at the airport. She will change that to a gold crucifix when appropriate. A few months ago, I mentioned she pawned one of her gold pieces to help her family and recently when she went to pay the interest, I surprised her and redeemed it for her. Doubt if I will do that again in view of her profligacy with gold.
A final note. Her sister as most of you know is at University on her final year of a four year course. It is an Information Technology Course. My gf paid for her first 3 years and I am paying for her final year. She is expecting to land a job at a call centre with this qualification and expects to earn circa 18k per month. Most of that will go back to her family....but I wonder is 18k pm is optimistic. I hope I am wrong.
Last edited by BEVS; Oct 11th 2017 at 9:56 pm.
Oct 24th 2015, 3:10 am
#243
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re: Me and My Family
A final note. Her sister as most of you know is at University on her final year of a four year course. It is an Information Technology Course. My gf paid for her first 3 years and I am paying for her final year. She is expecting to land a job at a call centre with this qualification and expects to earn circa 18k per month. Most of that will go back to her family....but I wonder is 18k pm is optimistic. I hope I am wrong.
Last edited by BEVS; Oct 11th 2017 at 9:56 pm.
Oct 24th 2015, 9:57 am
#245
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re: Me and My Family
Guess money for the family means more than aspirations here in the Philippines... Sad.
There was a BBC interview of a Call center owner who said "The brightest graduates from our top universities fight to get a job here. We only take the smartest kids. And after we've finished training them they get to answer telephone calls". There must be something better on offer for university graduates.
Last edited by BEVS; Oct 11th 2017 at 9:56 pm.
Oct 24th 2015, 11:35 am
#246
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re: Me and My Family
Regardless where they work money for the family is always at the top of the spend list.
There was a BBC interview of a Call center owner who said "The brightest graduates from our top universities fight to get a job here. We only take the smartest kids. And after we've finished training them they get to answer telephone calls". There must be something better on offer for university graduates.
There was a BBC interview of a Call center owner who said "The brightest graduates from our top universities fight to get a job here. We only take the smartest kids. And after we've finished training them they get to answer telephone calls". There must be something better on offer for university graduates.
Oct 25th 2015, 2:07 am
#247
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re: Me and My Family
Pete, 18K per month at call centre in Cebu/Manilla is about right. most are around 15/20K for 5 x 12 hour shifts per week.sometimes there is a little overtime available. A supervisor may get up to 25k. In the UK call centres have a massive turnover of staff due to the nature of the job, here, they have a queue of people wanting to work in them!
Oct 25th 2015, 2:23 am
#248
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re: Me and My Family
Pete, 18K per month at call centre in Cebu/Manilla is about right. most are around 15/20K for 5 x 12 hour shifts per week.sometimes there is a little overtime available. A supervisor may get up to 25k. In the UK call centres have a massive turnover of staff due to the nature of the job, here, they have a queue of people wanting to work in them!
Oct 25th 2015, 5:50 am
#249
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re: Me and My Family
The highest ranked university in the Philippines is UP Diliman....ranked 1411 in the world!
Philippines | Ranking Web of Universities
Oct 25th 2015, 8:16 am
#250
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re: Me and My Family
Unfortunately, that is the going rate for a Filipino degree. Its not like you can go knocking on any first world doors with your masters degree.
The highest ranked university in the Philippines is UP Diliman....ranked 1411 in the world!
Philippines | Ranking Web of Universities
The highest ranked university in the Philippines is UP Diliman....ranked 1411 in the world!
Philippines | Ranking Web of Universities
Oct 25th 2015, 1:38 pm
#251
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re: Me and My Family
I fear your suggestion that their Masters Degree is about the same as a UK 'A' Level maybe a bit optimistic.
Oct 27th 2015, 7:01 pm
#252
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re: Me and My Family
Not only in the Philippines. Loads of graduates in UK doing shelf-stacking ad burger-flipping. The "Diploma Disease" has led to a huge increase in people with useless paper qualifications unrelated to the job market.
Nov 5th 2015, 3:03 am
#253
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re: Me and My Family
Got a convoluted story the other day. I seem to get a lot of these. Will cut out all the tales of woe involved and try to make a long story short. And even now, I do not fully understand it or the logic behind it.
She said she wanted to help a friend with money problems and this friend had jewellery to pawn. She said her friend could not do it herself for some obscure reason, (think she is an OFW) and could not trust anyone with the money except my gf. I think the idea was for my gf to pawn the jewellery and then send the money to her friend. No idea who was going to service the monthly interest. Jewellery was obtained but I noticed gf signing a piece of paper with her name on it with three monthly payments of 14k. I could not see the exact content of the paper and on querying this, she said she was merely countersigning her friends agreement?
We get back home and next day find the pawn shops will only give about 13k for this item for which gf friend paid 43K. Result was to return said item to gf friend. We received and returned the jewellery to an intermediate who was unknown to us.
Now, I should also add that the jewellery was picked up quite a way away and required a 7 hr return journey getting up at an unearthly hour plus hanging around for a taxi etc. The same journey was taken to return the jewellery.
I cannot make head nor tail of that. My theory is gf was buying the jewellery for herself....but to pawn for the money. She could not possibly repay 14k per month otherwise.
Anyway... she is not happy at the moment. Gf cheerfully announces that Palawan the pawnshop is auctioning jewellery today and we should go there and get a bargain......and they take credit cards! I said I was in no position to buy jewellery and pointed out that the jewellery would have a reserve price and doubted if there was much of a bargain to be had anyway.
Cue Pinay pout. Slightly different from the others in that she is feeling sorry for herself and will not talk about it. Not had one of those for a few weeks now. They only seem to come when it involves money. My money.
She said she wanted to help a friend with money problems and this friend had jewellery to pawn. She said her friend could not do it herself for some obscure reason, (think she is an OFW) and could not trust anyone with the money except my gf. I think the idea was for my gf to pawn the jewellery and then send the money to her friend. No idea who was going to service the monthly interest. Jewellery was obtained but I noticed gf signing a piece of paper with her name on it with three monthly payments of 14k. I could not see the exact content of the paper and on querying this, she said she was merely countersigning her friends agreement?
We get back home and next day find the pawn shops will only give about 13k for this item for which gf friend paid 43K. Result was to return said item to gf friend. We received and returned the jewellery to an intermediate who was unknown to us.
Now, I should also add that the jewellery was picked up quite a way away and required a 7 hr return journey getting up at an unearthly hour plus hanging around for a taxi etc. The same journey was taken to return the jewellery.
I cannot make head nor tail of that. My theory is gf was buying the jewellery for herself....but to pawn for the money. She could not possibly repay 14k per month otherwise.
Anyway... she is not happy at the moment. Gf cheerfully announces that Palawan the pawnshop is auctioning jewellery today and we should go there and get a bargain......and they take credit cards! I said I was in no position to buy jewellery and pointed out that the jewellery would have a reserve price and doubted if there was much of a bargain to be had anyway.
Cue Pinay pout. Slightly different from the others in that she is feeling sorry for herself and will not talk about it. Not had one of those for a few weeks now. They only seem to come when it involves money. My money.
Last edited by BEVS; Oct 11th 2017 at 9:56 pm.
Nov 5th 2015, 7:10 am
#254
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Location: Suffolk UK
Posts: 1,179
re: Me and My Family
Got a convoluted story the other day. I seem to get a lot of these. Will cut out all the tales of woe involved and try to make a long story short. And even now, I do not fully understand it or the logic behind it.
She said she wanted to help a friend with money problems and this friend had jewellery to pawn. She said her friend could not do it herself for some obscure reason, (think she is an OFW) and could not trust anyone with the money except my gf. I think the idea was for my gf to pawn the jewellery and then send the money to her friend. No idea who was going to service the monthly interest. Jewellery was obtained but I noticed gf signing a piece of paper with her name on it with three monthly payments of 14k. I could not see the exact content of the paper and on querying this, she said she was merely countersigning her friends agreement?
We get back home and next day find the pawn shops will only give about 13k for this item for which gf friend paid 43K. Result was to return said item to gf friend. We received and returned the jewellery to an intermediate who was unknown to us.
Now, I should also add that the jewellery was picked up quite a way away and required a 7 hr return journey getting up at an unearthly hour plus hanging around for a taxi etc. The same journey was taken to return the jewellery.
I cannot make head nor tail of that. My theory is gf was buying the jewellery for herself....but to pawn for the money. She could not possibly repay 14k per month otherwise.
Anyway... she is not happy at the moment. Gf cheerfully announces that Palawan the pawnshop is auctioning jewellery today and we should go there and get a bargain......and they take credit cards! I said I was in no position to buy jewellery and pointed out that the jewellery would have a reserve price and doubted if there was much of a bargain to be had anyway.
Cue Pinay pout. Slightly different from the others in that she is feeling sorry for herself and will not talk about it. Not had one of those for a few weeks now. They only seem to come when it involves money. My money.
Happy days
Pete
She said she wanted to help a friend with money problems and this friend had jewellery to pawn. She said her friend could not do it herself for some obscure reason, (think she is an OFW) and could not trust anyone with the money except my gf. I think the idea was for my gf to pawn the jewellery and then send the money to her friend. No idea who was going to service the monthly interest. Jewellery was obtained but I noticed gf signing a piece of paper with her name on it with three monthly payments of 14k. I could not see the exact content of the paper and on querying this, she said she was merely countersigning her friends agreement?
We get back home and next day find the pawn shops will only give about 13k for this item for which gf friend paid 43K. Result was to return said item to gf friend. We received and returned the jewellery to an intermediate who was unknown to us.
Now, I should also add that the jewellery was picked up quite a way away and required a 7 hr return journey getting up at an unearthly hour plus hanging around for a taxi etc. The same journey was taken to return the jewellery.
I cannot make head nor tail of that. My theory is gf was buying the jewellery for herself....but to pawn for the money. She could not possibly repay 14k per month otherwise.
Anyway... she is not happy at the moment. Gf cheerfully announces that Palawan the pawnshop is auctioning jewellery today and we should go there and get a bargain......and they take credit cards! I said I was in no position to buy jewellery and pointed out that the jewellery would have a reserve price and doubted if there was much of a bargain to be had anyway.
Cue Pinay pout. Slightly different from the others in that she is feeling sorry for herself and will not talk about it. Not had one of those for a few weeks now. They only seem to come when it involves money. My money.
Happy days
Pete
Last edited by BEVS; Oct 11th 2017 at 9:57 pm.
Nov 5th 2015, 9:06 am
#255
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Location: Capiz
Posts: 1,646
re: Me and My Family
Years ago my missus asked me to loan on a friends jewelry, I said no as it was nearly useless ( only about 3-4g of broken 9kt ). She loaned her and proudly showed what she had got for her P1,000, and to prove me wrong headed to the palawan to pawn it for a profit. She returned looking very crestfallen, eventually I got it out of her, after fees etc they offered her about 1/3rd of what she had given and needless to say her friend never wanted it back.