Me and My Family
#2251
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Thread Starter
Joined: Jun 2014
Location: Philippines
Posts: 1,853
Re: Me and My Family
Rete....
That's the problem....she is not business smart and after 3 failures she is now aware of this. One of the conditions I laid down before I came back is that she does not enter any sort of business again without my permission to which she agreed.
The distant relative did not know of her financial plight at the time, she also does not know that she cannot repay the 203k. I suppose the lender (if there is one) assumes that I have found out about the loan with its exorbitant interest rate and have offered to repay in a lump sum.
You can rest assured that if her father wants to take action against me, then they will get no more rent from me. He is not suing me for money, but wants me removed from here for causing shame on her family. She has now stopped paying for their St Peters plan (funeral plan) and has stopped paying for the motorcycle she let them have a few months ago. I think she will also ask me to cease paying their rent now, whatever the outcome will be. Normally, they pop around a few times a week to borrow a few hundred here and there. That has stopped. Tomorrow is the day when her two kids come around for their allowance. That should be interesting. But I thought these financial sanctions she has put on them might have repercussions regarding one of the children who she is supporting financially. But under Philippine law, it is the father who has sole responsibility for that.
As far as the "loan" is concerned, she has no means to repay 20k pm interest nor indeed the capital. As I told her, we could be paying 20k pm for the rest of our natural lives unless its dealt with. And I have no urge to pay someone 25% of my pension for which I have worked for, for nearly 60 yrs.
Regards
That's the problem....she is not business smart and after 3 failures she is now aware of this. One of the conditions I laid down before I came back is that she does not enter any sort of business again without my permission to which she agreed.
The distant relative did not know of her financial plight at the time, she also does not know that she cannot repay the 203k. I suppose the lender (if there is one) assumes that I have found out about the loan with its exorbitant interest rate and have offered to repay in a lump sum.
You can rest assured that if her father wants to take action against me, then they will get no more rent from me. He is not suing me for money, but wants me removed from here for causing shame on her family. She has now stopped paying for their St Peters plan (funeral plan) and has stopped paying for the motorcycle she let them have a few months ago. I think she will also ask me to cease paying their rent now, whatever the outcome will be. Normally, they pop around a few times a week to borrow a few hundred here and there. That has stopped. Tomorrow is the day when her two kids come around for their allowance. That should be interesting. But I thought these financial sanctions she has put on them might have repercussions regarding one of the children who she is supporting financially. But under Philippine law, it is the father who has sole responsibility for that.
As far as the "loan" is concerned, she has no means to repay 20k pm interest nor indeed the capital. As I told her, we could be paying 20k pm for the rest of our natural lives unless its dealt with. And I have no urge to pay someone 25% of my pension for which I have worked for, for nearly 60 yrs.
Regards
#2252
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Thread Starter
Joined: Jun 2014
Location: Philippines
Posts: 1,853
Re: Me and My Family
T2016....
I have asked her that question....she does not know why. I have heard from somewhere that she will only get the agreement after the loan is repaid. But...I want to see it before anything is forthcoming from me.
SOS...
Thanks. Yes, I could do with a laugh. Will watch it after I have posted this.
Thanks all
I have asked her that question....she does not know why. I have heard from somewhere that she will only get the agreement after the loan is repaid. But...I want to see it before anything is forthcoming from me.
SOS...
Thanks. Yes, I could do with a laugh. Will watch it after I have posted this.
Thanks all
#2253
Re: Me and My Family
You said your wife was not business smart. Your wife is very business smart, you just have not realised it yet, You think you are smarter than her. Nope, she is way smarter than you. She is laughing behind your back. When you hit rock bottom you will suddenly have an epiphany! It will be too late though.
Last edited by Mallory; May 18th 2019 at 10:44 pm. Reason: /
#2254
BE Forum Addict
Joined: Feb 2014
Location: Capiz
Posts: 1,646
Re: Me and My Family
You said your wife was not business smart. Your wife is very business smart, you just have not realised it yet, You think you are smarter than her. Nope, she is way smarter than you. She is laughing behind your back. When you hit rock bottom you will suddenly have an epiphany! It will be too late though.
#2255
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Joined: Jan 2017
Location: Kuching, Sarawak
Posts: 674
Re: Me and My Family
I'm still a bit concerned about her passing around the tale that you have a multi-Million dollar (or is it peso) insurance policy. Now regardless of whether SHE knows this, it was seen as somehow guaranteeing/collateralizing the loan.
Now the implication is that even if you were uninformed about the loan, or cut her off, etc. the lender would eventually get their loan back with interest and fines when you kicked. That was THE LENDERS understanding. Now, don't you see how spreading such a tale about could have some consequences on your physical well-being...to a criminally inclined lender or other person that she is in debt to? Heck, even the two scofflaws that she lent the money too at higher usurious rates than the original money-lender (who apparently though they were even a less reliable customer than your LL who has a rich hubby with "millions in life insurance: coming her way) might see some advantage at taking some sort of deleterious action. Logic being "I Sr. P11 is deceased LL will inherit millions, she'll be generous and write off her loans to us...she won't need our money".
Now the implication is that even if you were uninformed about the loan, or cut her off, etc. the lender would eventually get their loan back with interest and fines when you kicked. That was THE LENDERS understanding. Now, don't you see how spreading such a tale about could have some consequences on your physical well-being...to a criminally inclined lender or other person that she is in debt to? Heck, even the two scofflaws that she lent the money too at higher usurious rates than the original money-lender (who apparently though they were even a less reliable customer than your LL who has a rich hubby with "millions in life insurance: coming her way) might see some advantage at taking some sort of deleterious action. Logic being "I Sr. P11 is deceased LL will inherit millions, she'll be generous and write off her loans to us...she won't need our money".
#2256
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Thread Starter
Joined: Jun 2014
Location: Philippines
Posts: 1,853
Re: Me and My Family
Greetings...
Whilst I was mincing around the beach this morning, I bumped into the father. He greeted me very warmly....certainly a lot different to that of someone who wants to run me out of Dodge City. We chatted about nothing in particular, and certainly nothing was mentioned about our recent travails. We shook hands and that was the end of that. So...I have no idea what this case is about that has been filed....or why she made a drama out of it. Certainly, she has been her bubbly effervescent self today. With him was his brother who has been away for a while. He is suffering from TB and sadly it shows. But he still keeps that lovely smile on his face. A gentleman in the truest sense of the word. When he was first diagnosed, I was conned out of 1k for treatment. I didn't know then that treatment was free at the local DOTs centre.
I have now seen the agreement between my wife and the lender. Scribbled on a piece of paper dated early last year. The signature is hers and it ties in with what has been stated. So, the jig saw is now complete and now perhaps we can move on with our lives. With a bit of belt tightening.....
Forgot to mention.... she now has another dog. Another shih Tzu. She got it off a friend who cannot keep it for various reasons. This one is 7 months old and never been jabbed. So we went to the vets the next day and started off with worming treatment. In two weeks I believe, she can have her first treatment for parvo...the dog that is.
On that note...that's how it hangs at the moment. I don't want any more crises or dramas....I have had more than my fill.
Regards. Hope I don't need to post here again for a while...And I mean that in the nicest possible way.
Whilst I was mincing around the beach this morning, I bumped into the father. He greeted me very warmly....certainly a lot different to that of someone who wants to run me out of Dodge City. We chatted about nothing in particular, and certainly nothing was mentioned about our recent travails. We shook hands and that was the end of that. So...I have no idea what this case is about that has been filed....or why she made a drama out of it. Certainly, she has been her bubbly effervescent self today. With him was his brother who has been away for a while. He is suffering from TB and sadly it shows. But he still keeps that lovely smile on his face. A gentleman in the truest sense of the word. When he was first diagnosed, I was conned out of 1k for treatment. I didn't know then that treatment was free at the local DOTs centre.
I have now seen the agreement between my wife and the lender. Scribbled on a piece of paper dated early last year. The signature is hers and it ties in with what has been stated. So, the jig saw is now complete and now perhaps we can move on with our lives. With a bit of belt tightening.....
Forgot to mention.... she now has another dog. Another shih Tzu. She got it off a friend who cannot keep it for various reasons. This one is 7 months old and never been jabbed. So we went to the vets the next day and started off with worming treatment. In two weeks I believe, she can have her first treatment for parvo...the dog that is.
On that note...that's how it hangs at the moment. I don't want any more crises or dramas....I have had more than my fill.
Regards. Hope I don't need to post here again for a while...And I mean that in the nicest possible way.
Last edited by Philosophical 11; May 19th 2019 at 6:17 am.
#2257
On a grand tour
Joined: Jul 2017
Location: Somewhere dusty
Posts: 240
Re: Me and My Family
P11, sorry to burst your bubble but nothing has changed, just because you've seen some supposed 'agreement'.
This roller-coaster ride will continue - always heading downhill, as these rides do - and slowly your savings will disappear, together with your health. Your "bubbly, effervescent LL" is a lying, scheming, manipulative user.
Sorry. You seem like a very nice, generous, give-everyone-the-benefit-of-the-doubt kind of guy, with the patience of a saint. I even believe that you genuinely enjoy writing about your travails. But please... you are being TAKEN! Get out now, out of the Philippines, this week.
There are other rustic, affordable places with beaches and nice weather.
This roller-coaster ride will continue - always heading downhill, as these rides do - and slowly your savings will disappear, together with your health. Your "bubbly, effervescent LL" is a lying, scheming, manipulative user.
Sorry. You seem like a very nice, generous, give-everyone-the-benefit-of-the-doubt kind of guy, with the patience of a saint. I even believe that you genuinely enjoy writing about your travails. But please... you are being TAKEN! Get out now, out of the Philippines, this week.
There are other rustic, affordable places with beaches and nice weather.
#2258
BE Forum Addict
Joined: Feb 2014
Location: Capiz
Posts: 1,646
Re: Me and My Family
Forgot to mention.... she now has another dog. Another shih Tzu. She got it off a friend who cannot keep it for various reasons. This one is 7 months old and never been jabbed. So we went to the vets the next day and started off with worming treatment. In two weeks I believe, she can have her first treatment for parvo...the dog that is.
#2259
BE Forum Addict
Joined: Feb 2014
Location: Capiz
Posts: 1,646
Re: Me and My Family
I'm still a bit concerned about her passing around the tale that you have a multi-Million dollar (or is it peso) insurance policy. Now regardless of whether SHE knows this, it was seen as somehow guaranteeing/collateralizing the loan.
Now the implication is that even if you were uninformed about the loan, or cut her off, etc. the lender would eventually get their loan back with interest and fines when you kicked. That was THE LENDERS understanding. Now, don't you see how spreading such a tale about could have some consequences on your physical well-being...to a criminally inclined lender or other person that she is in debt to? Heck, even the two scofflaws that she lent the money too at higher usurious rates than the original money-lender (who apparently though they were even a less reliable customer than your LL who has a rich hubby with "millions in life insurance: coming her way) might see some advantage at taking some sort of deleterious action. Logic being "I Sr. P11 is deceased LL will inherit millions, she'll be generous and write off her loans to us...she won't need our money".
Now the implication is that even if you were uninformed about the loan, or cut her off, etc. the lender would eventually get their loan back with interest and fines when you kicked. That was THE LENDERS understanding. Now, don't you see how spreading such a tale about could have some consequences on your physical well-being...to a criminally inclined lender or other person that she is in debt to? Heck, even the two scofflaws that she lent the money too at higher usurious rates than the original money-lender (who apparently though they were even a less reliable customer than your LL who has a rich hubby with "millions in life insurance: coming her way) might see some advantage at taking some sort of deleterious action. Logic being "I Sr. P11 is deceased LL will inherit millions, she'll be generous and write off her loans to us...she won't need our money".
#2260
Re: Me and My Family
My missus has no idea if I have a life insurance, she knows I have pensions from 4 different countries but does not know what their value is. My brother has all the details and permission to deal with state and private pensions upon me shuffling off the perch. So there is no incentive for her to push me down the stairs.
On balance is this marriage going better or worse than the first one?
#2262
Re: Me and My Family
Father in law and brother smiling, just thinking of other ways to con money from you. They all smile to your face, it's in their culture, it's what they are doing behind your back that counts.
#2263
BE Enthusiast
Joined: Jan 2017
Location: Kuching, Sarawak
Posts: 674
Re: Me and My Family
I'm wondering if LL has done a little creative cut and pasting or fuzzy xeroxing to create documents to support her requests for loans. But maybe she wouldn't need things in a world where a scrap of paper without an official stamp constitutes the record of a loan agreement. They used to give out these sorts of loans back in the day in New York. Vinnie would go "Contract? Your word is your contract, your part of the family now, and we don't like to bring the courts or police into it. But if you need a reminder of the terms - writing it out on a napkin, here...10%/ month and $100 fine if you're late. Joey the Barracuda will come by every month to collect and to remind you." Usurious loans were always backed up either by muscle, physical harm to self, family or pets, property damage, or social boycott (shops no longer serve, mail not delivered, electricity and phone goes out, water failures, etc.).
The whole family seems to be grifters that are willing to lie to get money...and despite that, P11 always comes to the rescue. School expenses, business losses, housing costs, motorcycles bought and then resold (and then replaced by P11), medical expenses, usurious loans. They are involved with the police and some drug dealer, and serious loan sharks, and LL is now one herself (maybe she fronted the drug dealer who skipped town).
#2264
Re: Me and My Family
Greetings...
Whilst I was mincing around the beach this morning, I bumped into the father. He greeted me very warmly....certainly a lot different to that of someone who wants to run me out of Dodge City. We chatted about nothing in particular, and certainly nothing was mentioned about our recent travails. We shook hands and that was the end of that. So...I have no idea what this case is about that has been filed....or why she made a drama out of it. Certainly, she has been her bubbly effervescent self today. With him was his brother who has been away for a while. He is suffering from TB and sadly it shows. But he still keeps that lovely smile on his face. A gentleman in the truest sense of the word. When he was first diagnosed, I was conned out of 1k for treatment. I didn't know then that treatment was free at the local DOTs centre.
I have now seen the agreement between my wife and the lender. Scribbled on a piece of paper dated early last year. The signature is hers and it ties in with what has been stated. So, the jig saw is now complete and now perhaps we can move on with our lives. With a bit of belt tightening.....
Whilst I was mincing around the beach this morning, I bumped into the father. He greeted me very warmly....certainly a lot different to that of someone who wants to run me out of Dodge City. We chatted about nothing in particular, and certainly nothing was mentioned about our recent travails. We shook hands and that was the end of that. So...I have no idea what this case is about that has been filed....or why she made a drama out of it. Certainly, she has been her bubbly effervescent self today. With him was his brother who has been away for a while. He is suffering from TB and sadly it shows. But he still keeps that lovely smile on his face. A gentleman in the truest sense of the word. When he was first diagnosed, I was conned out of 1k for treatment. I didn't know then that treatment was free at the local DOTs centre.
I have now seen the agreement between my wife and the lender. Scribbled on a piece of paper dated early last year. The signature is hers and it ties in with what has been stated. So, the jig saw is now complete and now perhaps we can move on with our lives. With a bit of belt tightening.....
Smh.
#2265
Aussie Finn Mixture!
Joined: May 2005
Location: Leschenault WA (after few locations around WA and Around Europe!)
Posts: 1,151
Re: Me and My Family
P11, sorry to burst your bubble but nothing has changed, just because you've seen some supposed 'agreement'.
This roller-coaster ride will continue - always heading downhill, as these rides do - and slowly your savings will disappear, together with your health. Your "bubbly, effervescent LL" is a lying, scheming, manipulative user.
Sorry. You seem like a very nice, generous, give-everyone-the-benefit-of-the-doubt kind of guy, with the patience of a saint. I even believe that you genuinely enjoy writing about your travails. But please... you are being TAKEN! Get out now, out of the Philippines, this week.
There are other rustic, affordable places with beaches and nice weather.
This roller-coaster ride will continue - always heading downhill, as these rides do - and slowly your savings will disappear, together with your health. Your "bubbly, effervescent LL" is a lying, scheming, manipulative user.
Sorry. You seem like a very nice, generous, give-everyone-the-benefit-of-the-doubt kind of guy, with the patience of a saint. I even believe that you genuinely enjoy writing about your travails. But please... you are being TAKEN! Get out now, out of the Philippines, this week.
There are other rustic, affordable places with beaches and nice weather.