Me and My Family

Old Oct 8th 2018, 12:52 pm
  #1801  
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Default Re: Me and My Family

Originally Posted by mikek1

I find it unbelievable that P11. was not informed earlier that the rent was 7 months in arrears. Surely he should have been informed months ago before the debt increased. Likewise the shock of the disapearance of the jewelary stock, misfortune or whatever.I have severe reservations on how this will end up especialy when it would appear that P11 is bring kept in the dark over matters that have an important and a future indication of their life together.
If you were to read back, you will see that his wife was informed and she told him and that was when he came the father money to pay off the, I believe, 3 months rental arrears. He has told us numerous times that the business belongs to his lady wife and he does not interfere in anyway with it so not knowing that the stock is gone or the client reneged on an order would not be known to him because his lady wife conducts her own business without his intervention or advice.

You sound like someone I know who is close to the family. For nearly 50 years of marriage this woman has never had a bank account of her own even though she worked and earned a very nice salary. She needs to ask him for money because he handles everything financial and doesn't allow them to have ATM cards. If she wants to go someplace or something, she needs to clear it with him first. Not everyone lives like that. My husband and I have completely separate accounts. I do not have to account to him nor he to me for any financial dealings. I can go where I please, when I please and the same for him. We do talk about big travel plans before making reservations but since he won't travel, I do it all on my own or with a friend. And before you ask, yes, we have just celebrated our 20th wedding anniversary and things are just fine between us. An open mind is essential.
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Old Oct 8th 2018, 12:56 pm
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Default Re: Me and My Family

mikek1,

****I find it unbelievable that P11. was not informed earlier that the rent was 7 months in arrears. Surely he should have been informed months ago before the debt increased. Likewise the shock of the disapearance of the jewelary stock, misfortune or whatever****

As far as the rent was concerned, I was informed when it was in arrears. I recorded here a few months ago that her father rang her to say that they were 2 months in rent arrears. She refused to help and so did I. You may remember (or not) that after we refused to help, he was admitted into hospital the next morning with stress. He was there for about a week and my wife paid the hospital bills. I also mentioned in the post that I thought that this was just a way of getting sympathy and we would pay the arrears. I further mentioned that I assumed the rent arrears were paid by my wife after coming under so much emotional pressure with his hospitalization. Evidently, the arrears were not paid and have steadily built up.

Re the jewelry. My wife like most Filipinas is very proud and would prefer to handle personal problems herself. The big jewelry deal fell through as I recently mentioned and she tried to deal with the problem in two ways. She pawned some jewelry to realize the capital for this transaction, and then continued to pawn the remainder to buy back the previously pawned jewelry. This solved the mystery which I talked about here on why she was pawning so much. The second way was to borrow from me. I wrote a story before Xmas that she wanted to borrow 30k from me which took an age to get back. You may remember the saga of going alone on my visa run to Hong Kong because I did not have the 30k returned. She returned the money in two parts....again documented here. She used 15k of the loan to buy herself a birthday present...(remember the gold plated jewelry saga?) and the other 15k she paid to have her teeth fixed. She borrowed a further 13k which she repaid by contributing to the wedding costs. All reported here. Sadly for her, she has lost most...if not all her jewelry on a bad business deal. So, she preferred to handle it herself without my moral support. Too proud I guess.

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Old Oct 8th 2018, 12:58 pm
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Rete...

Thank you

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Old Oct 8th 2018, 1:15 pm
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Default Re: Me and My Family

Originally Posted by mikek1

I find it unbelievable that P11. was not informed earlier that the rent was 7 months in arrears. Surely he should have been informed months ago before the debt increased. Likewise the shock of the disapearance of the jewelary stock, misfortune or whatever.I have severe reservations on how this will end up especialy when it would appear that P11 is bring kept in the dark over matters that have an important and a future indication of their life together.
its clearly a tough situation for everyone involved. The truths will come out eventually if they haven’t already. I think P11 has made a decision and we should respect that.
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Old Oct 8th 2018, 1:21 pm
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Rete....again.

Yes you made a good point (which I forgot to mention to mikek1) that I never involved myself in her business. If she had asked for advice etc at any point.....then she would have got it. But I think back now at what she must have been going through trying to rescue her business being the proud woman she is. I guess she was hoping that I would "forget" the two loans which she so desperately needed to save her pawned jewelry. Obviously the pressure I put on her to repay the loans would have added to her stress. But....that's behind her now. Has she learnt from this?.....doubt it.

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Old Oct 8th 2018, 3:57 pm
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Default Re: Me and My Family

Originally Posted by Rete
If you were to read back, you will see that his wife was informed and she told him and that was when he came the father money to pay off the, I believe, 3 months rental arrears. He has told us numerous times that the business belongs to his lady wife and he does not interfere in anyway with it so not knowing that the stock is gone or the client reneged on an order would not be known to him because his lady wife conducts her own business without his intervention or advice.

You sound like someone I know who is close to the family. For nearly 50 years of marriage this woman has never had a bank account of her own even though she worked and earned a very nice salary. She needs to ask him for money because he handles everything financial and doesn't allow them to have ATM cards. If she wants to go someplace or something, she needs to clear it with him first. Not everyone lives like that. My husband and I have completely separate accounts. I do not have to account to him nor he to me for any financial dealings. I can go where I please, when I please and the same for him. We do talk about big travel plans before making reservations but since he won't travel, I do it all on my own or with a friend. And before you ask, yes, we have just celebrated our 20th wedding anniversary and things are just fine between us. An open mind is essential.
Rete,

We are nothing like ‘someone close to the family’. My wife and I have worked together in our bussiness for 24years before retiring to the Philippines.We built up our wealth by hard work and being sensible with our money. My wife has her own Bank accounts and credit Cards etc. Indeed, we own 2 Houses in the Philippines which are in her name, and she is given a sizable amount of money every month which she can spend without question from me ( I do not care its OUR money)
I handle all our investments to maximize the amount of return we get has that my field of expertise. The major difference is my wife has no intrest in our financial affairs, and could not care less, she has no desire to even look at our joint Bank accounts. Further she has access to all our Bank accounts, credit card pin numbers, investments Log in detail, etc........but never even bovers to access them.To add, I have transferred significant amount to my wifes Bank account, and none of the funds have been used.........she just does not care.
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Old Oct 10th 2018, 6:42 am
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Greetings..

Before I add further to post marriage episodes.... 2 things:

For the past week or so now that everything has settled down...it has been pure marital bliss. I have now got the woman back that succumbed to pressures and stress. And long may that continue. She is still apart from her family but seems to be getting reconciled with the situation.

As an addendum to her family's rent situation. I am now paying the rent. Her father saw sense and agreed to meet her conditions (no free-loaders etc) and we shook hands on it at our house here over a beer at a dignified meeting. No contract has been signed....so I can pull out at any time. One ex-pat here....and I guess a few of my readers will think that's a crazy thing to do bearing in mind that they landed me with 35k rent arrears. I can understand that. But my rationale was to try and keep the family together and not cast them off. Me? I would kick them all into touch and wash my hands of them. But I was thinking of my wife. She agreed to it as long as they keep their side of the bargain. With that link....there is more chance of them all becoming a proper family unit again. Not today...or tomorrow. But hopefully in the future. I know she is still hurting from the family break-up. I should add that although I am paying the rent, it is not costing me extra. He is now paying for his maintenance medicine and she has forgone the allowance increase I promised. Anyway....she doesn't need it. She is no longer paying half rent so she is better off in that respect.

Now...the bolt from the blue. I told a story about 2yrs ago that she bought a mobile phone on contract which cost her 2.5k pm ....I think the contract was over 2 yrs. I told her how extravagant that was but of course in one ear...out of the other syndrome. Her sister btw who should be earning a mint at a call centre is paying 3k....out of her meager 5k salary. But I digress. Her reasoning was that it was good for her business....she can down load dozens or hundreds of pics of jewelry more simply. That went over my head. Some time later, she changed the sim card because she did not know how much load she was using from the allowance and didn't want to be landed with a big bill. She preferred to pay for load up front on another sim card. Was that logic I saw flying out of the window? Yup..... She was getting a statement of account each month and so was I by e.mail. She was always one month behind. Long story.

The statements ceased to come in March this year and she told me that the contract was now expired. I thought nothing more of it. She received a letter about 2 weeks ago from a debt collecting agency demanding 56k signed by a lawyer. This was for 2 months arrears...plus 4k costs.....and 42k penalty/reconnection fee. There was supposed to be a final demand prior to that which we never saw. It is only I that goes to the post office and she never gets any mail. What was her reaction? Very little. Just asked me to send them an e.mail and tell them the contract had expired some time ago. She cannot find the original contract. Unknown to her....I am now embroiled in sorting this out. I have cleared the 2 months outstanding arrears and before I deal with the rest I have asked the phone company to send me details of the contract. I think they may be prepared to waive the 42k penalty. So....I am awaiting that which I have requested a couple of times to which they have ignored. Otherwise, we will have to drop into their office in the big city when I go to renew my visa next month so we can see what she has signed. I suspect she could have her credit rating damaged by this if it is not cleared up. Bearing in mind of course that our landlady wants us to buy this house which will be in her name via the local bank here. Also....for me....maybe an impact on my visa because I am married to her. A good ex-pat friend here who appears to be in the know said that I should never have got involved. It would have just gone down as a "default". Whatever that means. Still....will update on that outcome later.

Anyway...all for now. Much more to come. Then we are up to date.

Regards. Thanks for reading.....

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Old Oct 28th 2018, 4:19 pm
  #1808  
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Hey Love, not seen you around in two weeks. Hope everything has worked itself out and that you and the Mrs. are okay. You still owe us another chapter in the story.
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Old Oct 29th 2018, 4:44 am
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Rete....

Thanks for your concern. Taking a little time out at the moment due to events here and I have been laid low with a bug. Although I am just about recovered I am seeing the doc (belatedly) this afternoon. Also taking my wife who also has a problem. Will update later. It will not be a good read.

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Old Oct 29th 2018, 1:06 pm
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Sorry about you being laid up with a bug. Nothing worse than those flu type illnesses. Takes the what all out of ya. Good luck with the doctor today.
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Old Nov 2nd 2018, 2:13 pm
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Greetings!

Still laid low with a bug on top of a bad cold. Feel very weak with no energy....imagine a body is powered by a battery and that battery is low with no charging taking place. Dr prescribed two lots of vitamins and my wife is mopping my fevered brow plus the odd massage. She herself has been seen by a doctor and referred her to a specialist who has eliminated serious problems that could be causing her "prolonged ladies problems". Diagnosed as hormones shot to pieces and now undergoing medication.

Now, I am jumping a few chapters to bring this up to date.....more or less. I have again "copied and pasted" from an e,mail I have sent and it will not be pleasant reading.


++++
This is not going to make pleasant reading, but I can only say like it is.
She was away overnight at a birthday party and long story short.....we got into an argument about money whilst messaging. Again. First it was about her overspending her monthly allowance and always asking for an advance. That turned to what I believe is a scam she is trying to pull. Here is the scam....decide for yourself. She was making on-line deals with a new seller and placed a number of orders on behalf of her customers. The seller appeared to be a scammer herself ....took the money....and the jewelry never turned up. I saw the messages between her and the seller and then she was blocked. I was also. I could not see how many or how much jewelry was involved. She said about 5 and now she (me) was responsible for the money she received. She said she spoke to the customers who were understanding and could wait for the money. I found out from her order book, that she owes about 160k to her customers. I asked for receipts for the 160k which she must have got when she sent the orders to the seller. She cannot find any of them. Lost them somehow. Yeah....right. But I have a plan to deal with that if and when she starts asking for it. Hopefully she wont and realizes I have rumbled this scam. I am calling it a scam because of the missing receipts. Anyway....big row started when I said I wasn't going to pay. I didn't say why. Then the threats came....she was going to end her life when she got back from the party.

.The next morning, I sent her a msg hoping she was OK etc, and she told me to get out of the house before she gets back. Otherwise she will kill me. First time I have been threatened. I then made the decision to leave....and told her so. She said that if I was gone and hid the knives, she will douse herself in petrol and light a match. I left.I was on a bus when I got the first of many hysterical calls from her. Demanding that I came home so I can watch her burn. The calls kept coming....I told her not to be stupid. Then the last call I could hear was what sounded like petro; or whatever being poured over her. She was screaming and the phone went dead. I immediately tried to call her parents...no luck. Her sister....no luck. So I left msgs. I then called up 2 ex-pat friends who lived nearby to investigate. I got off the bus to return.

Long story short again. Mates turn up and the gate was locked. Once someone legged it over the wall, they found the house locked up. No-one was there I was told. But after carefully looking inside, they found her on the floor. Then her parents pitched up and they broke into the house. She was unconscious but undamaged. She must have used the shower to simulate petrol poured on her. The place was a mess. All my beer bottles were smashed....ornaments and cutlery every where. She probably fainted from hysterics. She has done that before.I got back 2 hrs later and she was alone sleeping on the bed. The place was cleared up. She wanted nothing to do with me and stared as though hypnotized. This morning, she was the same. I tried to speak to her calmly and it resulted into another outburst. Wedding ring thrown across the room with ornaments and was told to divorce her. She again collapsed and I carried her to the bedroom and kept an eye on her. She woke up and I consoled her for about an hour...talking to her. This resulted in much tears by her and holding me tightly. Crisis was now over.....for now.

.Now, the question I ask is why these sudden outbursts....suicide threats etc over the past few months? A week after our wedding she "lost" her wedding ring down the shower plug hole. So she says. Despite all my efforts, I cannot flush it out. I think its sitting in a pawnshop somewhere. Why should a woman who diligently and meticulously plan a wedding want to sell her ring so easily? My theory is....pressure. This pressure is causing suicidal tendencies. Pressure from whom? Maybe her family are demanding too much money from her. Maybe she is trying to buy back the jewelry she has pawned. Or perhaps.....a boyfriend or husband that wants a payoff. If she has been married before as rumoured, she could end up in jail. If she was having an illicit affair with a boyfriend....maybe he is holding her to ransom. Why would she pawn a cheap wedding ring so easily? Probably stole my ATM card and gave it to her bf whom I saw on the CCTV recording. All conjecture.....but very possible.

Now this shocked me...... She has recently been posting selfie pics with comments in Illongo. I have asked an ex-pats gf to translate and it could be she is alluding to an affair. I was astounded that she or anyone would post such a thing on fb if true. She smiled sweetly and said it was normal. Many will know about the affair and don't care....those that know nothing don't care either. I need to get to the bottom of this. My eyes and ears are open and so are my mates here. She appears to be under so much pressure now that its affecting our relationship. When my two mates were trying to get into the house, her father eventually arrived. He was angry with them even though they were on the scene first and trying to help. He was angry with me when he visited later. Why blame me.....she told me to leave. Its her probably scamming not me. Its me paying off his 35k overdue rent bill. And I could go on..... Maybe he is pissed off that his daughter has been hurt because a rich foreigner has said he would not pay a big money scam. Another threat she made whilst she was hysterical on the phone and pouring "petrol" over herself was that when her family finds her.....they will come looking for me too.This cannot....and will not go on. I have now got some money in the bank to take care of myself initially if I have to go back to the UK quickly. XXXXXXXXX has said he will take me in until such time I get settled. But I need to find out whats going on....and quickly. Could be home for Xmas... ++++++++

Now this shocking episode came about after a few weeks of marital bliss so it came as a surprise. Currently all is fine and in the next update I will outline what I have done if she makes any further demands. Which I can tell you she has.....and the result went to my plan. Which surprised me greatly. Also....a deal from the landlady to buy this house.....which I am putting into place. Think I would call it lip-service....

Regards

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Old Nov 2nd 2018, 2:19 pm
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One word...RUN.
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Old Nov 2nd 2018, 2:33 pm
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Originally Posted by Jerseygirl
One word...RUN.
Could not agree more. It looks like time to PUFO back to the UK.
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Old Nov 2nd 2018, 3:00 pm
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OMG, whatever have you gotten yourself into. It appears that she is a bit more stabilized if she is 'caring' for you while you are ill. I normally give people many chances before condemning them. For me, your DL has run out of chances. I will go as far as to tell you to attend a new doctor and have blood tests done for poisoning. Your bug is lasting far too long for it to be legitimate. Her behavior, IMHO, is an act and done solely so that when you are found dead one day and if a medical examiner finds poison in your body she will declare that she has been suffering from a metal breakdown.

Please look out for yourself. You have expat friends there who you can turn to for help in finding a doctor not under her or her family's influence. With you dead and buried, she will have the house which will be in her name anyway, your pension (or a part thereof) and she have a more financially stable life than she is enjoying at the moment with you holding the purse strings.
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Old Nov 2nd 2018, 11:49 pm
  #1815  
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P11 I have always had the opinion that you are an educated, caring, generous, thoughtful person.You do not deserve this callous scheming bitch, or her awful family.Your constant appeasment has not helped matters and you should now have more than enough warnings to realize that its time to dissapear before you come to physical harm.
My honest thoughts are you are in very real danger of coming to harm,or you will not be able to leave the Philippines due to a trumped up accusations,, which could end up in prison.
For your sake make a unannounced trip to the airport before its to late.

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PS. If you need accomodation, or anything else message me via a privite message.

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