Utility Bills

Old Nov 13th 2013, 1:06 pm
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Default Utility Bills

Sorry im probably becoming a pain now but can someone give me an approx breakdown of utility bills including
Electric
Gas (Does this exist as i cant find any prices for it )
Water rates
Council tax ..Or equivalent
Phone
Tv
Anything else they can think of , In approx 3 bed house
Thankyou so much

Oh also how much would the road user tax be a year for a 2006 4x4
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Old Nov 13th 2013, 4:38 pm
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Default Re: Utility Bills

Ok, we're a family of 4 in a 3 bed house.

Electric - average $170 a month (we're fairly frugal and that figure won't keep a house to a UK-level of house warmth but we're used to the houses being colder now. Also that would probably be higher in a colder part of the country)

Gas - some places have mains gas but not many, we don't

Water rates - we pay $50-60 a month

No council tax as such, instead it's rates for homeowners. Ours are $144 a month (it's calculated according to estimated house value).

Phone - we have phone + 80gb of Internet for $85 a month

Tv - no tv licence. We pay $60 a month for Sky (various packages available)

Road user tax, you pay car registration, for a regular car it's about $285 a year. I think it's about a hundred more for a 4x4.

Other stuff - insurances? We have house + contents + 2 cars for $185 a month.

That's all our regular bills.
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Old Nov 13th 2013, 6:14 pm
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Default Re: Utility Bills

if you rent you do not pay rates and in some cases not water either
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Old Nov 13th 2013, 6:17 pm
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Default Re: Utility Bills

Great thank you this info is invaluable to me
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Old Nov 13th 2013, 6:39 pm
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Default Re: Utility Bills

gas bottle $96 per month with a yearly rental charge on top. think another $96 but could be $50,can't remember

Electric $240 a month, as I said I will not go cold and we do have 5 heat pumps and it has been winter

Phone and Internet $120 a month approx but that does cover hubbies mobile as well

Sky $86 thats with Sport and Soho channel and before we watch films per month

Rates $123 per month

Dr appts funded $48 per appt. this varies from surgery to surgery

We don't have water rates but some area do

Car Insurance $505, fully comp per year

House hold and contents insurance $1413 per year
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Old Nov 15th 2013, 3:14 pm
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Default Re: Utility Bills

Originally Posted by MrsFychan View Post

House hold and contents insurance $1413 per year
How are the insurance companies about quoting in an earthquake zone , Are all areas insurable ?
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Old Nov 15th 2013, 4:49 pm
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Default Re: Utility Bills

Originally Posted by janeyk View Post
if you rent you do not pay rates and in some cases not water either
Except that the Landlord includes it when calculating the rent to charge.
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Old Nov 15th 2013, 7:00 pm
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Default Re: Utility Bills

Originally Posted by oceane01 View Post
How are the insurance companies about quoting in an earthquake zone , Are all areas insurable ?
some do some don't.

I know a friend here on the North Island had a bit of difficulty insuring her newly bought home after the July Earth Quake here, but did finally manage it.

If you are renting you would only insure content so that may help
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