sparkywater

Thanks for all the information it has certainly given me a lot to think about. We might still end up in France when the kids have flown the nest. I thought it would be good for them to come to NZ, but after everything I have read this week end on other threads I am not so sure now. I will keep reading I have just over four years to make a decision as I retire from my present job then.
Any way thanks again for all the info.