Turned 65 years

Old Feb 6th 2020, 8:09 pm
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Default Turned 65 years

Hi all
I am turning 65 in March and have Been in NZ now for the past 3 years and qualified for residency under the Parent Category, I do not qualify for my UK State Pension until I am 66. Does any one know if I am eligible for anything in NZ upon reaching 65 or do I only get what I am allowed from the UK Pension when I reach 66, or can any one put me in touch to ask this to.

Michael
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Old Feb 7th 2020, 12:32 am
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Default Re: Turned 65 years

Hi,
Great news - you will qualify for a full NZ state pension, called NZ Superannuation. You should visit the Work & Income website and follow the instructions. Its best to start early as there might be additional information you need to supply.
Notes:
- It is assumed that you previously lived in the UK for an appropriate amount of time. Therefore you qualify for a NZ Superannuation payment under the Reciprocal Agreement
- You can only collect one state pension (ie you can not collect a NZ pension at age 65 and then at age 66 also collect a UK state pension)
- The NZ Government will be paid your UK state pension, but pay you a full NZ Superannuation amount. This offsets the NZ Govt costs.

Hope that helps.
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Old Feb 7th 2020, 3:07 am
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Default Re: Turned 65 years

Originally Posted by chc4me View Post
Hi,
Great news - you will qualify for a full NZ state pension, called NZ Superannuation. You should visit the Work & Income website and follow the instructions. Its best to start early as there might be additional information you need to supply.
Notes:
- It is assumed that you previously lived in the UK for an appropriate amount of time. Therefore you qualify for a NZ Superannuation payment under the Reciprocal Agreement
- You can only collect one state pension (ie you can not collect a NZ pension at age 65 and then at age 66 also collect a UK state pension)
- The NZ Government will be paid your UK state pension, but pay you a full NZ Superannuation amount. This offsets the NZ Govt costs.

Hope that helps.
Hi
Many thanks for responding so quickly. I looked online as suggested, it looks very daunting to me. would you know if I got in touch with work and income someone would be able to run through it with me and help fill in the relevant forms etc.
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Old Feb 14th 2020, 3:45 am
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Default Re: Turned 65 years

It’s actually very easy. We are in our 70's and came here whilst receiving our UK pension, which we then had to bring over from time to time, the ER varying and sometimes causing us quite a theoretical (and actual!) loss.

You need to make an appointment with a local Work and Pensions office, who I’m sure you will find are extremely helpful - the Auckland one certainly was. Our case officer was really surprised that we had taken over 18 months to contact them! She filled in the information on her PC and that same evening (it was a Monday) we received our first payment! (Wouldn’t get that in the UK!!) For a short time we received both UK and NZ Super but, quite naturally, once NZ Super had the figures and agreement from UK pensions we had a fortnightly deduction for the overpayment. You can pay that as a lump sum if you wish.

The other thing about NZ Super is that you get the annual uplift, a winter fuel allowance and a Gold discount card! Your UK pension gets frozen at the rate you either first get it whilst in NZ, or at the rate it was when you left the UK, which is what happened to us.
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