AngelaandJim

Hi

Can anyone tell me if the cost of pet insurance is more expensive in NZ ?

I have 3 ragdolls which I pay £53 a month for insurance just wondering if it is around the same

Thanks in advance

Genesis

Just paid out $400 for Hector for 3 days hospitalisation and blood tests. He's almost 5 now so we are well in pocket had we paid the $25 or thereabouts per month over the last 5 years (the vets told me this is the going rate for pet ins). Mind you there will be an excess to factor in aswell. Also it goes up quite a bit as they get older and exisiting problems are not covered..you know they will try to use anything against paying out.

Jan n Neil

We have 3 dogs and TBH you will save money by paying for any bits as they come up, just put the 50 bux a month away somewhere you will be surprised how quick it mounts up

Neil

AngelaandJim

Libby & Oscar have both had Corona Virus and have cost around £1500 I've had to pay the £50 excess twice so for me the insurance has more than paid for itself. Ellie has been ok just a bit on the big side at 7kg

We are with Pet Plan and they have never questioned anything and always paid out quickly. I think I would feel safer having them insured as with my luck I would end up with huge bills

Angela

RobClubley

I looked into this a year or so ago and the policies I found at the time were about $30 a month plus extra for dental and extra for hereditary disease cover.
They usually paid a percentage of each cost rather than an excess and were limited to something poxy like $1500 a year in claims.
From that they seemed to be a waste of money. We have three cats and a dog so premiums would be about $140 a month.
In the last 2 years the cats have cost us about $300 total I think - one had an infection after being clawed by another cat.
The dog on the other hand had a series of fits last year and ended up being on a drip at the vets for a few days costing us over $1000 plus maybe $300 in follow up tests and stuff.
But there's a chance that wouldn't have been covered as if it's epilepsy it could be hereditary etc etc.
So from what I've seen, NZ pet insurance isn't worth it!

AngelaandJim

That's really bad going to have a good think about this

Hope your dog is ok now

pricklykina

I pay $12 a month for my cat through Pet insure.
It pays 80% I think...don't remember the maximums
OUr cat used to cost a fortune after fighting but since insuring him he hasn't had a scrap in 3 years...typical

RobClubley

That sounds much more reasonable! Will check them out, thanks