Mortgage from overseas
Sep 13th 2012, 10:58 pm
#1
BE Enthusiast
Thread Starter
Joined: Mar 2009
Posts: 696
Mortgage from overseas
Silly I know, but here goes anyway.
What are the chances of a NZ mortgage being approved from overseas?
I have just literally seen my dream house on Trade Me (as in I know the house, the street, the area...it is a once in a lifetime opportunity). I have never seen this house for sale - EVER.
Our circumstances are.....We are heading over in January 2013. I am a returning kiwi, we have a healthy deposit (just under 50% of house value), will have no debt in NZ or UK, have a firm job offer ready to start in Jan with a good package.
Is it worth even contacting banks/mortgage brokers or is it just silly to even think about it at this stage?
Off to have a calming glass of wine......
What are the chances of a NZ mortgage being approved from overseas?
I have just literally seen my dream house on Trade Me (as in I know the house, the street, the area...it is a once in a lifetime opportunity). I have never seen this house for sale - EVER.
Our circumstances are.....We are heading over in January 2013. I am a returning kiwi, we have a healthy deposit (just under 50% of house value), will have no debt in NZ or UK, have a firm job offer ready to start in Jan with a good package.
Is it worth even contacting banks/mortgage brokers or is it just silly to even think about it at this stage?
Off to have a calming glass of wine......
Sep 13th 2012, 11:44 pm
#2
MODERATOR
Joined: Oct 2011
Location: Wellington - I miss Castles, the NHS & English school system
Posts: 9,077
Re: Mortgage from overseas
no idea but if you don't ask you won't know.
maybe call a mortgage broker and see what they can do for you.
also do you know anyone in the area that can go and do a look round and organise builders report etc?
maybe call a mortgage broker and see what they can do for you.
also do you know anyone in the area that can go and do a look round and organise builders report etc?
Sep 15th 2012, 10:47 am
#3
---
Joined: Jun 2007
Posts: 2,994
Re: Mortgage from overseas
You could five years ago- get on the phone to NZ mortgage brokers and banks; good luck!
Sep 15th 2012, 4:00 pm
#4
Just Joined
Joined: May 2011
Posts: 18
Re: Mortgage from overseas
Silly I know, but here goes anyway.
What are the chances of a NZ mortgage being approved from overseas?
I have just literally seen my dream house on Trade Me (as in I know the house, the street, the area...it is a once in a lifetime opportunity). I have never seen this house for sale - EVER.
Our circumstances are.....We are heading over in January 2013. I am a returning kiwi, we have a healthy deposit (just under 50% of house value), will have no debt in NZ or UK, have a firm job offer ready to start in Jan with a good package.
Is it worth even contacting banks/mortgage brokers or is it just silly to even think about it at this stage?
Off to have a calming glass of wine......
What are the chances of a NZ mortgage being approved from overseas?
I have just literally seen my dream house on Trade Me (as in I know the house, the street, the area...it is a once in a lifetime opportunity). I have never seen this house for sale - EVER.
Our circumstances are.....We are heading over in January 2013. I am a returning kiwi, we have a healthy deposit (just under 50% of house value), will have no debt in NZ or UK, have a firm job offer ready to start in Jan with a good package.
Is it worth even contacting banks/mortgage brokers or is it just silly to even think about it at this stage?
Off to have a calming glass of wine......
