Health insurance Yes or no?
Jun 27th 2007, 2:22 pm
#1
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Joined: Aug 2005
Posts: 47
Health insurance Yes or no?
Is health insurance necessary and if so any idea of the cost and a decent company to give my money to?
Jun 28th 2007, 7:28 am
#2
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Joined: Apr 2007
Posts: 15
Re: Health insurance Yes or no?
In my opinion, healthcare systems( and waiting list) in NZ are more or less the same like the UK, so if you need one in the UK, then you need one here too.
But if you're here on work visa less than 2 yrs, you definitely need health insurance.
Disclaimer: I worked for NHS and now working for one of the DHB (District Health Board) in NZ
But if you're here on work visa less than 2 yrs, you definitely need health insurance.
Disclaimer: I worked for NHS and now working for one of the DHB (District Health Board) in NZ
Jun 28th 2007, 7:43 am
#4
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Joined: Apr 2007
Posts: 15
Re: Health insurance Yes or no?
Because healthcare is not free if you are on a work visa that is less than 2 yrs
If you are here on a tourist visa or work permit (less than 2 yrs), then you are eligible for immediately necessary care only(under reciprocal agreement) ie.appendicitis, chronic illness follow-up isn't covered under the reciprocal arrangement with the UK. Accident Compensation Corporation (ACC) will pay out for treatment for anyone if they are accidently incapacitated while in NZ (and the definition of an 'accident' seems pretty broad - deliberate self harmers turn up under ACC coverage!). If you are a permanent resident you are eligible for the same coverage as native kiwis.
If you are here on a tourist visa or work permit (less than 2 yrs), then you are eligible for immediately necessary care only(under reciprocal agreement) ie.appendicitis, chronic illness follow-up isn't covered under the reciprocal arrangement with the UK. Accident Compensation Corporation (ACC) will pay out for treatment for anyone if they are accidently incapacitated while in NZ (and the definition of an 'accident' seems pretty broad - deliberate self harmers turn up under ACC coverage!). If you are a permanent resident you are eligible for the same coverage as native kiwis.
Jun 28th 2007, 2:15 pm
#6
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Joined: Mar 2007
Location: Cockle Bay, NEW ZEALAND
Posts: 1,007
Re: Health insurance Yes or no?
Because healthcare is not free if you are on a work visa that is less than 2 yrs
If you are here on a tourist visa or work permit (less than 2 yrs), then you are eligible for immediately necessary care only(under reciprocal agreement) ie.appendicitis, chronic illness follow-up isn't covered under the reciprocal arrangement with the UK. Accident Compensation Corporation (ACC) will pay out for treatment for anyone if they are accidently incapacitated while in NZ (and the definition of an 'accident' seems pretty broad - deliberate self harmers turn up under ACC coverage!). If you are a permanent resident you are eligible for the same coverage as native kiwis.
If you are here on a tourist visa or work permit (less than 2 yrs), then you are eligible for immediately necessary care only(under reciprocal agreement) ie.appendicitis, chronic illness follow-up isn't covered under the reciprocal arrangement with the UK. Accident Compensation Corporation (ACC) will pay out for treatment for anyone if they are accidently incapacitated while in NZ (and the definition of an 'accident' seems pretty broad - deliberate self harmers turn up under ACC coverage!). If you are a permanent resident you are eligible for the same coverage as native kiwis.
Cheers
Jun 29th 2007, 9:03 am
#7
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Joined: Jun 2007
Location: Wellington NZ
Posts: 19
Re: Health insurance Yes or no?
Shawn
