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Health Insurance???

Health Insurance???

Old Jan 22nd 2007, 12:17 pm
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Default Health Insurance???

Having always relied on the NHS ( and not able to afford the luxury of BUPA!!), I'm interested to know what people class as priority when it comes to Health Insurance.

We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)

All positive & negative ( helpful tho') comments welcome.

Thanks
Sarah
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Old Jan 22nd 2007, 3:15 pm
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Default Re: Health Insurance???

Originally Posted by kev&sarah View Post
Having always relied on the NHS ( and not able to afford the luxury of BUPA!!), I'm interested to know what people class as priority when it comes to Health Insurance.

We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)

All positive & negative ( helpful tho') comments welcome.

Thanks
Sarah
Ooohh, good question! This is the research I haven't got round to just yet and so I look forward to the response!
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Old Jan 22nd 2007, 8:06 pm
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Default Re: Health Insurance???

Originally Posted by DiffordA View Post
Ooohh, good question! This is the research I haven't got round to just yet and so I look forward to the response!

Know what you mean!!

Been on our list of things to do for ages. Now the ITA is in thought I'd better get my finger out!!!
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Old Jan 23rd 2007, 9:10 am
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Default Re: Health Insurance???

I keep pushing this to the top of the heap in the hope that someone might be able to help even if it's just recommended websites or personal opinion PLEASE,PLEASE,PLEASE!!!!!!!!!!
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Old Jan 23rd 2007, 9:14 am
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Default Re: Health Insurance???

Originally Posted by kev&sarah View Post
I keep pushing this to the top of the heap in the hope that someone might be able to help even if it's just recommended websites or personal opinion PLEASE,PLEASE,PLEASE!!!!!!!!!!
Yes, Pleeeeease do help, I too am very keen to hear some advice on this one. Together we will keep it at the top of the pile!!
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Old Jan 23rd 2007, 1:49 pm
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Default Re: Health Insurance???

As we seem to be lacking in the advice department at the moment I have begun my research and so far I have come accross this: http://www.inform.co.nz/health-insur...FQq2SgodXFbhPQ
which may or may not prove to be useful.

It's a start at least!
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Old Jan 23rd 2007, 1:53 pm
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Default Re: Health Insurance???

Originally Posted by DiffordA View Post
As we seem to be lacking in the advice department at the moment I have begun my research and so far I have come accross this: http://www.inform.co.nz/health-insur...FQq2SgodXFbhPQ
which may or may not prove to be useful.

It's a start at least!

Cheers for that

I'll see what I can find & post that.

Sarah
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Old Jan 23rd 2007, 5:23 pm
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Default Re: Health Insurance???

Hi Guys,
I think that the health service here is better than the Uk, the kiwis moan and say that they had to wait a few months for an op but I think the waiting time is still less than the UK.

The system is different in that you pay to see the GP (only $10 - @20) but after that you don't pay if you get refered. I think this works well as it keeps a lot of the time wasters away - you don't want to pay for a GP to tell you that you have a cold so you don't waste their time.

I went to the hospital a couple of years ago with an ear problem and was looked after there and then , they kept me in over the weekend and I saw a specialist on the Monday - I thought that was good.

We have recently taken out health insurance with a good policy that covers all events after the GP ie hospital visits, ops etc. but we did not go for the dental option. It costs $40 every two weeks - we are both fit non smokers 38 and 40 years old, however I think that they loaded the policy a bit as I have cancer in my family.

Hope this helps

Cheers

Darren
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Old Jan 23rd 2007, 6:05 pm
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Default Re: Health Insurance???

Originally Posted by kev&sarah View Post
Having always relied on the NHS ( and not able to afford the luxury of BUPA!!), I'm interested to know what people class as priority when it comes to Health Insurance.

We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)

All positive & negative ( helpful tho') comments welcome.

Thanks
Sarah
Hi guys
750-800£ a year 2 adults and 2 kids. Southern Cross, check their webste. Cheers
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Old Jan 23rd 2007, 9:38 pm
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Default Re: Health Insurance???

Originally Posted by Enfield View Post
Hi Guys,
I think that the health service here is better than the Uk, the kiwis moan and say that they had to wait a few months for an op but I think the waiting time is still less than the UK.

The system is different in that you pay to see the GP (only $10 - @20) but after that you don't pay if you get refered. I think this works well as it keeps a lot of the time wasters away - you don't want to pay for a GP to tell you that you have a cold so you don't waste their time.

I went to the hospital a couple of years ago with an ear problem and was looked after there and then , they kept me in over the weekend and I saw a specialist on the Monday - I thought that was good.

We have recently taken out health insurance with a good policy that covers all events after the GP ie hospital visits, ops etc. but we did not go for the dental option. It costs $40 every two weeks - we are both fit non smokers 38 and 40 years old, however I think that they loaded the policy a bit as I have cancer in my family.

Hope this helps

Cheers

Darren

A Reply!!!!!

Thank you so much. Good to see that you're not left totally stranded, esp in the 1st couple of weeks
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Old Jan 23rd 2007, 9:41 pm
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Default Re: Health Insurance???

Originally Posted by mcuddy1 View Post
Hi guys
750-800£ a year 2 adults and 2 kids. Southern Cross, check their webste. Cheers

Thanks Mcuddy for that.

I had heard of Southern Cross before. Think I'm right in saying that we get 3rd child covered for free!!!!

Kev gets cover through Tower but not clear in his job offer if we could extend that to all of us, and don't want to tempt fate by making an enquiry with them yet
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Old Jan 24th 2007, 9:58 am
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Default Re: Health Insurance???

Found this!! worth a look for people on work visas esp.

http://www.healthinsurance.co.nz/

http://www.southerncross.co.nz/index...7-2E144EA38D84

This one gives you an good idea of what you would pay for an op.!!!

http://www.everybody.co.nz/page-56d7...e76f8301e.aspx
I'll look for more if I get a chance later.

Sarah
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Old Jan 24th 2007, 10:07 am
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Default Re: Health Insurance???

Originally Posted by kev&sarah View Post
Found this!! worth a look for people on work visas esp.

http://www.healthinsurance.co.nz/

http://www.southerncross.co.nz/index...7-2E144EA38D84

This one gives you an good idea of what you would pay for an op.!!!

http://www.everybody.co.nz/page-56d7...e76f8301e.aspx
I'll look for more if I get a chance later.

Sarah
Ooohh good links. Thanks!!
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Old Jul 30th 2007, 11:52 am
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Default Re: Health Insurance???

I'm researching health insurance for when we arrive in Oct. (we have PR ). Anyone recommend an insurance for us
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Old Jul 30th 2007, 8:13 pm
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Default Re: Health Insurance???

Originally Posted by helinuk View Post
I'm researching health insurance for when we arrive in Oct. (we have PR ). Anyone recommend an insurance for us

Would still recommend Sourthern Cross TBH.
You can get family cover (up to 21 years of age ) for around $1200 a year.

We thought we had sorted ours through DH work. Paperwork turned up yesterday; cancelled by lunchtime

They wanted $100 a month more than on their paperwork and were gonna backdate their direct debit to April (another $1000!!) Nothing from them to say we had been covered all this time.

HTH
Sarah x
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