Health Insurance???
Jan 22nd 2007, 12:17 pm
#1
BE Forum Addict
Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Health Insurance???
Having always relied on the NHS ( and not able to afford the luxury of BUPA!!), I'm interested to know what people class as priority when it comes to Health Insurance.
We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)
All positive & negative ( helpful tho') comments welcome.
Thanks
Sarah
We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)
All positive & negative ( helpful tho') comments welcome.
Thanks
Sarah
Jan 22nd 2007, 3:15 pm
#2
Forum Regular
Joined: Aug 2006
Location: Torbay, North Shore
Posts: 159
Re: Health Insurance???
Having always relied on the NHS ( and not able to afford the luxury of BUPA!!), I'm interested to know what people class as priority when it comes to Health Insurance.
We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)
All positive & negative ( helpful tho') comments welcome.
Thanks
Sarah
We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)
All positive & negative ( helpful tho') comments welcome.
Thanks
Sarah
Jan 23rd 2007, 9:10 am
#4
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Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Re: Health Insurance???
I keep pushing this to the top of the heap in the hope that someone might be able to help 
even if it's just recommended websites or personal opinion PLEASE,PLEASE,PLEASE!!!!!!!!!!
even if it's just recommended websites or personal opinion PLEASE,PLEASE,PLEASE!!!!!!!!!!
Jan 23rd 2007, 9:14 am
#5
Forum Regular
Joined: Aug 2006
Location: Torbay, North Shore
Posts: 159
Re: Health Insurance???
Yes, Pleeeeease do help, I too am very keen to hear some advice on this one. Together we will keep it at the top of the pile!!
Jan 23rd 2007, 1:49 pm
#6
Forum Regular
Joined: Aug 2006
Location: Torbay, North Shore
Posts: 159
Re: Health Insurance???
As we seem to be lacking in the advice department at the moment I have begun my research and so far I have come accross this: http://www.inform.co.nz/health-insur...FQq2SgodXFbhPQ
which may or may not prove to be useful.
It's a start at least!
which may or may not prove to be useful.
It's a start at least!
Jan 23rd 2007, 1:53 pm
#7
BE Forum Addict
Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Re: Health Insurance???
As we seem to be lacking in the advice department at the moment I have begun my research and so far I have come accross this: http://www.inform.co.nz/health-insur...FQq2SgodXFbhPQ
which may or may not prove to be useful.
It's a start at least!
which may or may not prove to be useful.
It's a start at least!
Cheers for that
I'll see what I can find & post that.
Sarah
Jan 23rd 2007, 5:23 pm
#8
Just Joined
Joined: Jun 2004
Posts: 13
Re: Health Insurance???
Hi Guys,
I think that the health service here is better than the Uk, the kiwis moan and say that they had to wait a few months for an op but I think the waiting time is still less than the UK.
The system is different in that you pay to see the GP (only $10 - @20) but after that you don't pay if you get refered. I think this works well as it keeps a lot of the time wasters away - you don't want to pay for a GP to tell you that you have a cold so you don't waste their time.
I went to the hospital a couple of years ago with an ear problem and was looked after there and then , they kept me in over the weekend and I saw a specialist on the Monday - I thought that was good.
We have recently taken out health insurance with a good policy that covers all events after the GP ie hospital visits, ops etc. but we did not go for the dental option. It costs $40 every two weeks - we are both fit non smokers 38 and 40 years old, however I think that they loaded the policy a bit as I have cancer in my family.
Hope this helps
Cheers
Darren
I think that the health service here is better than the Uk, the kiwis moan and say that they had to wait a few months for an op but I think the waiting time is still less than the UK.
The system is different in that you pay to see the GP (only $10 - @20) but after that you don't pay if you get refered. I think this works well as it keeps a lot of the time wasters away - you don't want to pay for a GP to tell you that you have a cold so you don't waste their time.
I went to the hospital a couple of years ago with an ear problem and was looked after there and then , they kept me in over the weekend and I saw a specialist on the Monday - I thought that was good.
We have recently taken out health insurance with a good policy that covers all events after the GP ie hospital visits, ops etc. but we did not go for the dental option. It costs $40 every two weeks - we are both fit non smokers 38 and 40 years old, however I think that they loaded the policy a bit as I have cancer in my family.
Hope this helps
Cheers
Darren
Jan 23rd 2007, 6:05 pm
#9
BE Enthusiast
Joined: Aug 2006
Posts: 445
Re: Health Insurance???
Having always relied on the NHS ( and not able to afford the luxury of BUPA!!), I'm interested to know what people class as priority when it comes to Health Insurance.
We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)
All positive & negative ( helpful tho') comments welcome.
Thanks
Sarah
We have 3 kids, no illnesses that we would require cover for ( fingers crossed) & would have be looking for the most comprehensive cover we could afford, but how much would looking at? My initial search suggests around $300 per month for all of us. Does that sound right? ( By the way, we're both non smokers)
All positive & negative ( helpful tho') comments welcome.
Thanks
Sarah
750-800£ a year 2 adults and 2 kids. Southern Cross, check their webste. Cheers
Jan 23rd 2007, 9:38 pm
#10
BE Forum Addict
Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Re: Health Insurance???
Hi Guys,
I think that the health service here is better than the Uk, the kiwis moan and say that they had to wait a few months for an op but I think the waiting time is still less than the UK.
The system is different in that you pay to see the GP (only $10 - @20) but after that you don't pay if you get refered. I think this works well as it keeps a lot of the time wasters away - you don't want to pay for a GP to tell you that you have a cold so you don't waste their time.
I went to the hospital a couple of years ago with an ear problem and was looked after there and then , they kept me in over the weekend and I saw a specialist on the Monday - I thought that was good.
We have recently taken out health insurance with a good policy that covers all events after the GP ie hospital visits, ops etc. but we did not go for the dental option. It costs $40 every two weeks - we are both fit non smokers 38 and 40 years old, however I think that they loaded the policy a bit as I have cancer in my family.
Hope this helps
Cheers
Darren
I think that the health service here is better than the Uk, the kiwis moan and say that they had to wait a few months for an op but I think the waiting time is still less than the UK.
The system is different in that you pay to see the GP (only $10 - @20) but after that you don't pay if you get refered. I think this works well as it keeps a lot of the time wasters away - you don't want to pay for a GP to tell you that you have a cold so you don't waste their time.
I went to the hospital a couple of years ago with an ear problem and was looked after there and then , they kept me in over the weekend and I saw a specialist on the Monday - I thought that was good.
We have recently taken out health insurance with a good policy that covers all events after the GP ie hospital visits, ops etc. but we did not go for the dental option. It costs $40 every two weeks - we are both fit non smokers 38 and 40 years old, however I think that they loaded the policy a bit as I have cancer in my family.
Hope this helps
Cheers
Darren
A Reply!!!!!
Thank you so much. Good to see that you're not left totally stranded, esp in the 1st couple of weeks
Jan 23rd 2007, 9:41 pm
#11
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Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Re: Health Insurance???
Thanks Mcuddy for that.
I had heard of Southern Cross before. Think I'm right in saying that we get 3rd child covered for free!!!!
Kev gets cover through Tower but not clear in his job offer if we could extend that to all of us, and don't want to tempt fate by making an enquiry with them yet
Jan 24th 2007, 9:58 am
#12
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Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Re: Health Insurance???
Found this!! worth a look for people on work visas esp.
http://www.healthinsurance.co.nz/
http://www.southerncross.co.nz/index...7-2E144EA38D84
This one gives you an good idea of what you would pay for an op.!!!
http://www.everybody.co.nz/page-56d7...e76f8301e.aspx
I'll look for more if I get a chance later.
Sarah
http://www.healthinsurance.co.nz/
http://www.southerncross.co.nz/index...7-2E144EA38D84
This one gives you an good idea of what you would pay for an op.!!!
http://www.everybody.co.nz/page-56d7...e76f8301e.aspx
I'll look for more if I get a chance later.
Sarah
Jan 24th 2007, 10:07 am
#13
Forum Regular
Joined: Aug 2006
Location: Torbay, North Shore
Posts: 159
Re: Health Insurance???
Found this!! worth a look for people on work visas esp.
http://www.healthinsurance.co.nz/
http://www.southerncross.co.nz/index...7-2E144EA38D84
This one gives you an good idea of what you would pay for an op.!!!
http://www.everybody.co.nz/page-56d7...e76f8301e.aspx
I'll look for more if I get a chance later.
Sarah
http://www.healthinsurance.co.nz/
http://www.southerncross.co.nz/index...7-2E144EA38D84
This one gives you an good idea of what you would pay for an op.!!!
http://www.everybody.co.nz/page-56d7...e76f8301e.aspx
I'll look for more if I get a chance later.
Sarah
Jul 30th 2007, 11:52 am
#14
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Joined: Aug 2003
Location: New Zealand
Posts: 2,389
Re: Health Insurance???
I'm researching health insurance for when we arrive in Oct. (we have PR ). Anyone recommend an insurance for us 
Jul 30th 2007, 8:13 pm
#15
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Thread Starter
Joined: Oct 2006
Location: NZ
Posts: 3,366
Re: Health Insurance???
Would still recommend Sourthern Cross TBH.
You can get family cover (up to 21 years of age
) for around $1200 a year.We thought we had sorted ours through DH work. Paperwork turned up yesterday; cancelled by lunchtime
They wanted $100 a month more than on their paperwork and were gonna backdate their direct debit to April
(another $1000!!) Nothing from them to say we had been covered all this time.HTH
Sarah x
