Getting on the NZ housing ladder
#16
BE Enthusiast
Joined: Jan 2009
Location: Whangaparaoa
Posts: 458
Re: Getting on the NZ housing ladder
Note - I am saying I used them to help with cash flow not a house deposit!!!
That said, they could have been used for that.
#17
Re: Getting on the NZ housing ladder
Looking into a morgage offer, Kiwibank has just turned us down as they class our residency visa as 'temporary' - just interested from those who have managed to get a mortgage who you dealt with?
#18
Forum Regular
Joined: Nov 2012
Location: New Plymouth
Posts: 210
Re: Getting on the NZ housing ladder
We managed to get our mortgage while we were on WTR visas. We went with ASB. We already had a bank account with them before approaching for a mortgage and to be fair we had a bit more than the 5% deposit. The visa simply wasnt an issue and we have found ASB to be incredibly helpful over the years with everything from our mortgage to money transfer and insurance. Now if we pay the damn thing off life would be much easier! Another stint in the Middle East is needed
#19
BE Enthusiast
Joined: Mar 2009
Location: Torbay, North Shore
Posts: 744
Re: Getting on the NZ housing ladder
both times we bought we got a mortgage within 6 weeks of being in the country with Westpak, kiwi bank also turned us down even though we had PR