Financing the move / fact-finding trip
Nov 1st 2006, 8:09 pm
#1
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Joined: May 2005
Posts: 5,763
Financing the move / fact-finding trip
OK, how's everyone else doing it?
We're saving saving saving each month. From the US, in April or October, it will cost us US $1,400 each return from Chicago to Auckland (via LA). In the Kiwi Summer it would cost $2K each!
So we're not going in high-season...
I just got my half-yearly statement for share purchases through my company's share purchase scheme, and was pleasantly surprised, at only putting 1% of my pay towards it, how much I'd get if they sold them for me.
Enough to buy two of our tickets for our 3-week holiday (/fact-finding trip if we love the place - holiday if we discover quickly it's not the place for us to live), plus a few hundred bucks left over, enough for some of the car rental.
Assuming we do the actual move, we'll be doing lots of consolidating, and shipping cheaply. To be honest, most of our money will have to come from the sale of our house. We have over US $100K in equity for what it would sell for, but anticipate putting the vast majority down on a house, fingers crossed. I just wish we were disciplined enough to save more... our pockets seem to sprout holes when we're feeling flush.
We're saving saving saving each month. From the US, in April or October, it will cost us US $1,400 each return from Chicago to Auckland (via LA). In the Kiwi Summer it would cost $2K each!
So we're not going in high-season...I just got my half-yearly statement for share purchases through my company's share purchase scheme, and was pleasantly surprised, at only putting 1% of my pay towards it, how much I'd get if they sold them for me.
Enough to buy two of our tickets for our 3-week holiday (/fact-finding trip if we love the place - holiday if we discover quickly it's not the place for us to live), plus a few hundred bucks left over, enough for some of the car rental.Assuming we do the actual move, we'll be doing lots of consolidating, and shipping cheaply. To be honest, most of our money will have to come from the sale of our house. We have over US $100K in equity for what it would sell for, but anticipate putting the vast majority down on a house, fingers crossed. I just wish we were disciplined enough to save more... our pockets seem to sprout holes when we're feeling flush.
Nov 1st 2006, 8:14 pm
#2
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Re: Financing the move / fact-finding trip
We're funding our move through our house sale! We own most of our house now (paid cash for most of it from profit of selling first house) so once we pay back our mortgage, we'll walk away with about £65000 cash yay - we've allocated £10k of this on flights out, removals, resettlement fees and expenses for first month etc etc!
The rest ... mmmmm could go shopping
But seriously, the money will probably be used as back up until hubby gets a job and then as a deposit on a house!
Well thats us anyhoo !!!
Michelle & Carl
The rest ... mmmmm could go shopping
But seriously, the money will probably be used as back up until hubby gets a job and then as a deposit on a house! Well thats us anyhoo !!!
Michelle & Carl
Nov 1st 2006, 9:04 pm
#3
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Re: Financing the move / fact-finding trip
Lucky you!
We sold our house 6 months or so before moving, we then used some of the profit to pay for 6 months rent on another house, about 5K on getting married and honeymoon, about 2k on daughter school (couldn't get her into the state school, no room
) a fair bit on a jolly in HK as my sis lived there, a fair bit on renting a beautiful house with sea views when we got here, NZ5k on a car, then neither of us worked for 9 months so we had lots of time to explore and spend! So now we finally buy a house with hardly any deposit
But we had a whale of a time. Oh, and we didn't bring anything with us so we started again from scratch!
Didn't have fact finding trip, I have to admit to being a bit ignorant about the country before we came. The first time we went to the west coast, hubs said, 'oh look, it's such a clear day you can see the Australia coast' and then cracked up laughing as I was squinting looking out to sea expecting to see it
We sold our house 6 months or so before moving, we then used some of the profit to pay for 6 months rent on another house, about 5K on getting married and honeymoon, about 2k on daughter school (couldn't get her into the state school, no room
) a fair bit on a jolly in HK as my sis lived there, a fair bit on renting a beautiful house with sea views when we got here, NZ5k on a car, then neither of us worked for 9 months so we had lots of time to explore and spend! So now we finally buy a house with hardly any deposit But we had a whale of a time. Oh, and we didn't bring anything with us so we started again from scratch!
Didn't have fact finding trip, I have to admit to being a bit ignorant about the country before we came. The first time we went to the west coast, hubs said, 'oh look, it's such a clear day you can see the Australia coast' and then cracked up laughing as I was squinting looking out to sea expecting to see it
Nov 1st 2006, 9:42 pm
#4
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Re: Financing the move / fact-finding trip
We financed initial move by cashing in the endowment policy, but looked for work straight away, which was back in march
and finally after selling our uk house in october, we have financed the deposit on a house here and paying back a loan on a car which we took out, still have money in the bank for a rainy day/emergency etc
and finally after selling our uk house in october, we have financed the deposit on a house here and paying back a loan on a car which we took out, still have money in the bank for a rainy day/emergency etc
Nov 1st 2006, 10:06 pm
#5
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Re: Financing the move / fact-finding trip
Originally Posted by Maz
OK, how's everyone else doing it?
We're saving saving saving each month. From the US, in April or October, it will cost us US $1,400 each return from Chicago to Auckland (via LA). In the Kiwi Summer it would cost $2K each! So we're not going in high-season...
I just got my half-yearly statement for share purchases through my company's share purchase scheme, and was pleasantly surprised, at only putting 1% of my pay towards it, how much I'd get if they sold them for me. Enough to buy two of our tickets for our 3-week holiday (/fact-finding trip if we love the place - holiday if we discover quickly it's not the place for us to live), plus a few hundred bucks left over, enough for some of the car rental.
Assuming we do the actual move, we'll be doing lots of consolidating, and shipping cheaply. To be honest, most of our money will have to come from the sale of our house. We have over US $100K in equity for what it would sell for, but anticipate putting the vast majority down on a house, fingers crossed. I just wish we were disciplined enough to save more... our pockets seem to sprout holes when we're feeling flush.
We're saving saving saving each month. From the US, in April or October, it will cost us US $1,400 each return from Chicago to Auckland (via LA). In the Kiwi Summer it would cost $2K each!
So we're not going in high-season...I just got my half-yearly statement for share purchases through my company's share purchase scheme, and was pleasantly surprised, at only putting 1% of my pay towards it, how much I'd get if they sold them for me.
Enough to buy two of our tickets for our 3-week holiday (/fact-finding trip if we love the place - holiday if we discover quickly it's not the place for us to live), plus a few hundred bucks left over, enough for some of the car rental.Assuming we do the actual move, we'll be doing lots of consolidating, and shipping cheaply. To be honest, most of our money will have to come from the sale of our house. We have over US $100K in equity for what it would sell for, but anticipate putting the vast majority down on a house, fingers crossed. I just wish we were disciplined enough to save more... our pockets seem to sprout holes when we're feeling flush.
Nov 1st 2006, 10:08 pm
#6
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Re: Financing the move / fact-finding trip
If we do it, we will be mortgage/debt free
But will only have an income of about $50,000NZ until I get a job. So will be hard at first then when I get a job it should good times
But will only have an income of about $50,000NZ until I get a job. So will be hard at first then when I get a job it should good times
Nov 1st 2006, 10:20 pm
#7
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Re: Financing the move / fact-finding trip
Originally Posted by Jack Daws
If we do it, we will be mortgage/debt free
But will only have an income of about $50,000NZ until I get a job. So will be hard at first then when I get a job it should good times
But will only have an income of about $50,000NZ until I get a job. So will be hard at first then when I get a job it should good times
To right! No mortgage...wow, must be a nice feeling!
Just need to get here now
Nov 1st 2006, 10:24 pm
#8
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Re: Financing the move / fact-finding trip
Originally Posted by Jude J
To right! No mortgage...wow, must be a nice feeling!
Just need to get here now
Just need to get here now
But its not about that for us. Its so our kids can ......... well thats another thread
Nov 1st 2006, 10:43 pm
#9
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Re: Financing the move / fact-finding trip
Originally Posted by Jack Daws
Yeah it will be. But we will have a drastic pay cut
But its not about that for us. Its so our kids can ......... well thats another thread
But its not about that for us. Its so our kids can ......... well thats another thread
Where are you living now?
Nov 1st 2006, 10:44 pm
#10
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Re: Financing the move / fact-finding trip
Originally Posted by Jude J
I know what you are saying...there's plenty more to life than earning a big wage.
Where are you living now?
Where are you living now?
Nov 1st 2006, 10:57 pm
#11
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Re: Financing the move / fact-finding trip
Oh gawd. Sorry, do not have very fond memories of Notts! Just the town we lived in for a year...Worksop, it was awful.
Wont say too much more, would hate to offend anyone from that part of the world, but just one thing, it was whilst living there and working in Sheffield that we decided to move here!
Wont say too much more, would hate to offend anyone from that part of the world, but just one thing, it was whilst living there and working in Sheffield that we decided to move here!
Nov 1st 2006, 10:59 pm
#12
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Re: Financing the move / fact-finding trip
Originally Posted by Jude J
it was whilst living there and working in Sheffield that we decided to move here!
Nov 1st 2006, 11:10 pm
#13
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Re: Financing the move / fact-finding trip
Originally Posted by Jack Daws
It will have that affect
Nov 1st 2006, 11:23 pm
#14
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Re: Financing the move / fact-finding trip
Here's my 2 when we where in Egypt a fortnight ago
Nov 1st 2006, 11:39 pm
#15
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Re: Financing the move / fact-finding trip
gorgeous Jack, they look like they are loving it!
I bet you have a fun time with them, they have a cute look of mischief about them
they look like they are loving it! I bet you have a fun time with them, they have a cute look of mischief about them
