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As an expat on work visa, do I need travel insurance?

As an expat on work visa, do I need travel insurance?

Old Mar 22nd 2018, 10:47 am
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Default As an expat on work visa, do I need travel insurance?

Could really do with some help on this!
I’m going to Wellington on a tenporary Work visa and from what I can tell I’m eligible for healthcare.
However, if for example I died and my body had to be transported home, this wouldn’t be covered and so do I need travel insurance?
Does anyone know any good insurers that cover for 2 years?

Thanks!
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Old Mar 22nd 2018, 11:59 am
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Default Re: As an expat on work visa, do I need travel insurance?

As it's a temporary work visa I would have thought you'd likely only be covered for emergencies?
I suggest you investigate the various specialist insurers for backpackers etc to ensure you are covered for the scenario you illustrated!
doubtless some of our NZ folk will be around to explain the health situation on a temporary visa but it's bedtime there at the moment!
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Old Mar 22nd 2018, 12:15 pm
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Default Re: As an expat on work visa, do I need travel insurance?

Originally Posted by quiltman View Post
As it's a temporary work visa I would have thought you'd likely only be covered for emergencies?
I suggest you investigate the various specialist insurers for backpackers etc to ensure you are covered for the scenario you illustrated!
doubtless some of our NZ folk will be around to explain the health situation on a temporary visa but it's bedtime there at the moment!
Thanks for your reply! The NZ govt site says:

“You qualify for subsidised care if you are a citizen, resident, hold a work visa for that is valid for two years or more from the date you arrive, or hold a work visa and have legally resided in NZ for the last two years.”

This makes me think I’d be eligible for healthcare, but maybe not! I won’t be backpacking, I’ll be working in a full time office job.

Thanks for your help again - will see what people say when they wake up!
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Old Mar 22nd 2018, 7:18 pm
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Default Re: As an expat on work visa, do I need travel insurance?

Morning,

you would be subsidised but would need to find a surgery that has places and subsidise are only applied for at certain times of the year, or they used to be. saying that it does only mean you will pay a lower fee than those not subsidised, my last visit, I am a Citizen, cost me $52.00 for consult rather than the $80 odd non subsidised.
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Old Mar 22nd 2018, 8:19 pm
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Default Re: As an expat on work visa, do I need travel insurance?

Originally Posted by lambg View Post
Thanks for your reply! The NZ govt site says:

“You qualify for subsidised care if you are a citizen, resident, hold a work visa for that is valid for two years or more from the date you arrive, or hold a work visa and have legally resided in NZ for the last two years.”

This makes me think I’d be eligible for healthcare, but maybe not! I won’t be backpacking, I’ll be working in a full time office job.

Thanks for your help again - will see what people say when they wake up!
If your temp work visa is for two years at the very least, then you qualify for the same level of healthcare as an NZ resident/citizen does.

The UK and NZ have a reciprocal agreement.
Please note that the NZ system is only in part like the UK system. It is part subsidised for everyone.

Yes. In the event of your death here & that your wish wold be for your body/ashes to be repatriated, then you will need to either set aside costs for that or be insured against that .

My suggestion is that you ask a company like Rowland Bros International for their recommendations as to insurers that properly underwrite for this.

You should also make it clear to family in writing that in the event of your death you wishes your body or ashes to be repatriated.
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