Credit Rating

Old Apr 20th 2006, 3:14 pm
  #1  
*shell*typer
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Can anyone clear something up for me?

Me & my husband are thinking of moving to NZ, does your credit history have to start from scratch like the USA?

Cheers

Shell
 
Old Apr 20th 2006, 5:13 pm
  #2  
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Default Re: Credit Rating

Originally Posted by *shell*typer
Can anyone clear something up for me?

Me & my husband are thinking of moving to NZ, does your credit history have to start from scratch like the USA?

Cheers

Shell
i might be wrong but i believe so.
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Old Apr 20th 2006, 10:42 pm
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Default Re: Credit Rating

Originally Posted by *shell*typer
Can anyone clear something up for me?

Me & my husband are thinking of moving to NZ, does your credit history have to start from scratch like the USA?

Cheers

Shell
Your credit history does not follow you around, but in Nz it is not a case of a formal credit "score". So in a sense you have to start again, but if you have a job and residency it is easy to get credit. It can be more difficult if you dont have residency, but I know of people who were able to get a home loan without residency. We were also able to get a credit card before we got residency.

It is pretty much a case of which person you end up dealing with, as to how easy it will be. But if you have residency you should have no problems
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