*shell*typer

Can anyone clear something up for me?

Me & my husband are thinking of moving to NZ, does your credit history have to start from scratch like the USA?

Cheers

Shell

Da' Calders

i might be wrong but i believe so.

newkiwi

Your credit history does not follow you around, but in Nz it is not a case of a formal credit "score". So in a sense you have to start again, but if you have a job and residency it is easy to get credit. It can be more difficult if you dont have residency, but I know of people who were able to get a home loan without residency. We were also able to get a credit card before we got residency.

It is pretty much a case of which person you end up dealing with, as to how easy it will be. But if you have residency you should have no problems