Car insurance
#1
Just Joined
Thread Starter
Joined: Aug 2020
Posts: 9
Car insurance
Anyone get car insurance and have to prove no claim bonus from uk? Just wondering how much people were paying for car insurance in nz?
#2
Re: Car insurance
They asked me but never asked to verify it. Insurance here seems to be far cheaper than the UK, I pay less that $150 p.a. for a car just over 2L via TradeMe insurance. It only takes a few minutes to run through a quote if you want an idea of how much you'll pay.
I'd recommend comprehensive, unless you have a cheap car, because it's not a legal requirement to have insurance. If one of those uninsured idiots hits you you'd likely have to drag them to court and I doubt you'd ever get your money out of them in reality.
I'd recommend comprehensive, unless you have a cheap car, because it's not a legal requirement to have insurance. If one of those uninsured idiots hits you you'd likely have to drag them to court and I doubt you'd ever get your money out of them in reality.
#3
Just Joined
Thread Starter
Joined: Aug 2020
Posts: 9
Re: Car insurance
Thanks so much for the reply. I just cancelled my uk AA insurance and completely forgot to ask for a no claims bonus cert, after waiting on hold for 15 mins. Glad I won’t be having to ring them back!
#4
BE Enthusiast
Joined: Jan 2008
Location: permanently locked down
Posts: 733
Re: Car insurance
Yeah, car insurance will undoubtedly be cheaper than UK, given it doesn't need to cover personal injury costs, with that being covered by ACC.
#5
BE Enthusiast
Joined: Jul 2008
Location: Auckland
Posts: 463
Re: Car insurance
It is legal to drive a car without insurance here (see the answer above about ACC - it is not possible to sue for personal injury here so the insurance does not have to cover that event)
I pay for car insurance - so that if an uninsured driver damages my car then getting the money for the repairs is the insurance company's problem not mine.
The most recent bill I can find is about $500 comprehensive insurance for the year - a ten year old car and a forty year old driver.