Car insurance
 

Anyone get car insurance and have to prove no claim bonus from uk? Just wondering how much people were paying for car insurance in nz?

Re: Car insurance
 

They asked me but never asked to verify it. Insurance here seems to be far cheaper than the UK, I pay less that $150 p.a. for a car just over 2L via TradeMe insurance. It only takes a few minutes to run through a quote if you want an idea of how much you'll pay.

I'd recommend comprehensive, unless you have a cheap car, because it's not a legal requirement to have insurance. If one of those uninsured idiots hits you you'd likely have to drag them to court and I doubt you'd ever get your money out of them in reality.

Re: Car insurance
 

Thanks so much for the reply. I just cancelled my uk AA insurance and completely forgot to ask for a no claims bonus cert, after waiting on hold for 15 mins. Glad I won’t be having to ring them back!

Re: Car insurance
 

Yeah, car insurance will undoubtedly be cheaper than UK, given it doesn't need to cover personal injury costs, with that being covered by ACC.

Re: Car insurance
 

I have found that most of the financial rules that I grew up with and learned in the UK don't apply in New Zealand.

It is legal to drive a car without insurance here (see the answer above about ACC - it is not possible to sue for personal injury here so the insurance does not have to cover that event)

I pay for car insurance - so that if an uninsured driver damages my car then getting the money for the repairs is the insurance company's problem not mine.

The most recent bill I can find is about $500 comprehensive insurance for the year - a ten year old car and a forty year old driver.