Banks and Mobile phone providers......
#1
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Joined: Mar 2014
Posts: 18
Banks and Mobile phone providers......
Over here in the the UK i currently bank with First Direct (part of HSBC) and i am very happy with them- as a telephone based bank they are available on the phone 24 hours a day.
As i need to open a NZ bank account (preferably before i leave) can anyone tell me if there is an equivalent that i could go with?
With regards mobiles, i am with T-mobile (EE) here. I don't really care to stay with them or not. What is the best provider in NZ- i will be mostly interested in DATA rather than calls/texts. Coverage around Rotorua will be important.
Thanks
As i need to open a NZ bank account (preferably before i leave) can anyone tell me if there is an equivalent that i could go with?
With regards mobiles, i am with T-mobile (EE) here. I don't really care to stay with them or not. What is the best provider in NZ- i will be mostly interested in DATA rather than calls/texts. Coverage around Rotorua will be important.
Thanks
#2
Re: Banks and Mobile phone providers......
I have phone banking on my ANZ account but never use it. I presume all other banks have the same. I do everything I need to do online, eg pay bills, transfer money etc. I also contact them this way if necessary. Only rarely do I need to go into a branch-it's usually to deposit the FIL's Xmas cheque
Do you specifically need or desire phone banking?
Do you specifically need or desire phone banking?
#3
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Joined: Mar 2014
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Re: Banks and Mobile phone providers......
I like the ability to speak to a person 24 hours a day - automated phone banking doesn't count. Online banking is limited - can't set up new payees, can't arrange a loan/mortgage/overdraft.
Maybe things will be different in NZ though and i might not need it............
Maybe things will be different in NZ though and i might not need it............
#4
Re: Banks and Mobile phone providers......
I see.
I can set up new payees on my NZ account, I can also do that on my remaining UK account [I did it recently]
I don't know about arranging a loan etc, not sure whether that is possible.
I've just had a look at my bank's phone banking hours. You can talk to someone from 6am to midnight 7 days a week. I suppose it depends on your finances and what you need-it's so rare that I need something I can't do online that I just go into a branch
I can set up new payees on my NZ account, I can also do that on my remaining UK account [I did it recently]
I don't know about arranging a loan etc, not sure whether that is possible.
I've just had a look at my bank's phone banking hours. You can talk to someone from 6am to midnight 7 days a week. I suppose it depends on your finances and what you need-it's so rare that I need something I can't do online that I just go into a branch
#5
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Re: Banks and Mobile phone providers......
Thanks
#6
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Re: Banks and Mobile phone providers......
How much phone data do you use? I am on 2degrees and have stuck with pay as you go rather than contract. 2degrees are about the cheapest I have seen for what I want though Skinny may be better by a few dollars.
The most you'll get on an individual plan with 2degrees looks to be 1.5gb per month at 39 dollars though that carries over, extra data is $20 per GB. Yes that is expensive heh but I can tether to my tablet for about 15 -20 hours of browsing for that.
Telecom is $119 per month for 3GB of data on contract. Vodafone is $169 per month for 4GB. Those are the main three providers that I can think of and there are cheaper plans. I've just given you top whack so you know what you're facing bring your own unlocked phone too.
The most you'll get on an individual plan with 2degrees looks to be 1.5gb per month at 39 dollars though that carries over, extra data is $20 per GB. Yes that is expensive heh but I can tether to my tablet for about 15 -20 hours of browsing for that.
Telecom is $119 per month for 3GB of data on contract. Vodafone is $169 per month for 4GB. Those are the main three providers that I can think of and there are cheaper plans. I've just given you top whack so you know what you're facing bring your own unlocked phone too.
#7
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Location: Wellington - I miss Castles, the NHS & English school system
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Re: Banks and Mobile phone providers......
mobile phones - it will also depend on whereabouts you are living, some phone companies coverage are a bit hit and miss in certain area's. If you have a contract on your mobile in the UK and won't be using it here then it is best to get out before you come over. The nightmare we had on trying to shut down the contract here I wouldn't wish on anyone
#8
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Joined: Apr 2014
Location: Sydney / Christchurch
Posts: 192
Re: Banks and Mobile phone providers......
mobile phones - it will also depend on whereabouts you are living, some phone companies coverage are a bit hit and miss in certain area's. If you have a contract on your mobile in the UK and won't be using it here then it is best to get out before you come over. The nightmare we had on trying to shut down the contract here I wouldn't wish on anyone
I'd hold fire for your phone as you may get a company phone free with your job. Some companies tend to have this but you will only get about 1GB of data. Also, check where you live. Telecom in Amberley isn't the best, go rural into the Southern Alps - hello, I am on my mobile can you hear me?
You can always go to HSBC by the way for a foreign account as I have a Premier account set up with them but it is a company benefit (from the UK). I had to change my standard HSBC account to a premier account, and just use that to put some money in for when Christmas and birthdays come round, as well as potential trips home. You will have to pay around $12.95GB per month for it but the days of free banking are coming to an end. Hey ho, someone has to pay for their Friday nights out.
#9
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Location: London
Posts: 10
Re: Banks and Mobile phone providers......
Has anyone been able to cancel an EE contract early? I've still got 7 months left on mine after we leave the UK and resigned myself to having to paying it...
#10
Re: Banks and Mobile phone providers......
Hello.
I am on Vodafone Freebees DATA. Prepay Freebees | Bonus with every topup - Vodafone NZ
I compared all and looked into coverage. As far as data is concerned, this was the best one i could find. I was advised 2 degrees coverage wasnt that good, so I avoided them.
I stayed on pay as you go. I top up by $20 a month and use the phone exactly like i did in the UK. (iPhone) My bill in the UK was £39 a month. I get 250mb data a month and unlimited texts with my plan (on top of the $20 credit) and i sometimes use it all, (not always) but when i do, i can use the top up $20 balance to add a bolt on.
My husband uses telecom. I believe they have also brought out a pay as you go data offer. Plans & pricing - Mobile broadband - Mobile - Shop - Personal - Telecom New Zealand. but it is on a contract.
I am on Vodafone Freebees DATA. Prepay Freebees | Bonus with every topup - Vodafone NZ
I compared all and looked into coverage. As far as data is concerned, this was the best one i could find. I was advised 2 degrees coverage wasnt that good, so I avoided them.
I stayed on pay as you go. I top up by $20 a month and use the phone exactly like i did in the UK. (iPhone) My bill in the UK was £39 a month. I get 250mb data a month and unlimited texts with my plan (on top of the $20 credit) and i sometimes use it all, (not always) but when i do, i can use the top up $20 balance to add a bolt on.
My husband uses telecom. I believe they have also brought out a pay as you go data offer. Plans & pricing - Mobile broadband - Mobile - Shop - Personal - Telecom New Zealand. but it is on a contract.
#11
Re: Banks and Mobile phone providers......
no, I had an o2 contract which i had to pay till the end. I gave my dad the sim card so he at least could use my free calls etc.
#12
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Joined: Mar 2014
Location: London
Posts: 10
Re: Banks and Mobile phone providers......
Thought so. Thanks M_and_M.
#13
Re: Banks and Mobile phone providers......
Over here in the the UK i currently bank with First Direct (part of HSBC) and i am very happy with them- as a telephone based bank they are available on the phone 24 hours a day.
As i need to open a NZ bank account (preferably before i leave) can anyone tell me if there is an equivalent that i could go with?
With regards mobiles, i am with T-mobile (EE) here. I don't really care to stay with them or not. What is the best provider in NZ- i will be mostly interested in DATA rather than calls/texts. Coverage around Rotorua will be important.
Thanks
As i need to open a NZ bank account (preferably before i leave) can anyone tell me if there is an equivalent that i could go with?
With regards mobiles, i am with T-mobile (EE) here. I don't really care to stay with them or not. What is the best provider in NZ- i will be mostly interested in DATA rather than calls/texts. Coverage around Rotorua will be important.
Thanks
ASB
ANZ
Bank of New Zealand
Westpac
I am pretty sure ASB/ Westpac/ANZ do migrant banking services which allow you to open an account before you arrive in the country. Look on their websites.
As for mobiles phones, you can probably go with either Vodafone or telecom
#14
Re: Banks and Mobile phone providers......
You can open a BNZ account from the UK too - I've used them for 8 years, can do everything online, including raising credit limits etc. Have found them very efficient and great when you're overseas too as long as you let them know.
#15
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Joined: Apr 2014
Posts: 21
Re: Banks and Mobile phone providers......
Hi,
This would be something, I would also be interested in. I have been told that a account cannot be opened without stepping into a NZ branch (HSBC NZ told me so. Some new regulations I believe)
Also, is it worth paying the monthly fee for the NZ accounts? I have got spoilt by the fee free accounts in UK.
This would be something, I would also be interested in. I have been told that a account cannot be opened without stepping into a NZ branch (HSBC NZ told me so. Some new regulations I believe)
Also, is it worth paying the monthly fee for the NZ accounts? I have got spoilt by the fee free accounts in UK.