smck3179

As stated above Im a UK national living in the US - trying to secure a mortgage to purchase a property in Northern Ireland. Not looking to move home right away but would like to have a place bought and possibly rent it out before I move back.

Ive done some research on here and in other places and am at a standstill, is the market for this just completely dead?

From what Ive read on here (and from speaking directly with them) HSBC premier seems to be possibly the only option available to me.

Multiple enquiries to banks brokers etc have just gone nowhere.

Any help or advice would be greatly appreciated.

not2old

I wonder

Expat Buy To Let Mortgages From Mortgagesforexpats.com

Buy to let mortgages for expats.

Buy-to-let mortgages - Overview: HSBC Expat

BritInParis

BBC News - UK expats 'struggling to buy a home'

Giantaxe

A number of lenders have dropped out of expat mortgages since the date of that BBC News article. I do know that Skipton BS has a program.

Throw in the age discrimination that UK lenders can seemingly employ, and overall it's got very difficult to get an ex pat mortgage compared to what it used to be like. I'm kicking myself for not having bought an apartment 10 years ago; now any purchase will likely have to be for cash.

smck3179

Im finally making some headway after an exhaustive search - Giantaxe, are you trying to buy somewhere in mainland UK? If you want to PM me I can send you a couple of leads that should be able to help you.

lou p

I am also having massive problems. I'm a UK national living in Japan and looking to buy a property back home in Northern Ireland, smck3179 I'd love to know your leads.

lou p

I shall PM you

aratan

I have had good experiences with John Charcol as a mortgage advisor. Worth giving them a call, probably.

megooo25

Hi I am in the same situation.

struggling to get a mortgage

Please advise..Thanks

AceofSpades

I'm not sure if this is possible? if you get something I'm interested too.

maccan

Hi all, i am now working my way through this now in prep for a December re-mortgage, does anyone have an update?

jamis2k

Hey.I'm also having problem wanting to invest in northern Ireland whilst working in Hong Kong. Could you pm me your leads as well? seems like hit a brick wall trying to find lenders. Cheers

James

daisymoll

We did manage to get an agreement in principle pretty soon after landing through HSBC Premier....have not looked in to anything else..

brits1

Hi,

We had two offers while we were living in Australia, one was from the Halifax and the other HSBC both good offers, it was over 5 years ago now and other banks were just not interested due to what was happening with banks in the UK at the time, some banks are "loosing" up a bit now, Santander also said yes at the time but we did not take it any further. Good luck

6i Inn

Hi Everyone,

I've been reading the about comments in this thread and I previously did have complications remortgaging and releasing equity in my UK property and purchasing another. I've lived all over the world and still love the UK property market especially now. I was referred a company called Bond Finance in London. These guys are backed by a bank in the UK which is helpful. I've only used these guys and I do know they have offices in Australia.

Like above comment I wont add link but worth a search if you would like more information.

Hope this helps guys and good luck.

6i