dj322

Hey all,

So I am a Brit citizen with permanent residency and living in Canada now. I exchanged my UK driver's licence for a British Columbian one. My question is, I want to come back to the UK and drive my brother's car. He got a quote from his insurance company stating it would be 22 pounds a day with an excess of a whopping 800 pounds. How can I drive in the UK without being fleeced by insurance companies? Would having an International Driving Permit help my cause?

Englishmum

Are you coming back to the UK to live long-term/permanently, or just for a vacation?

dj322

I will be back for 3 months

Bermudashorts

I don't think you have much choice to be honest, I think you would need to be on the same policy as he is and if that is their terms well ....

Unless he wants to cancel his policy, shop around and take out a fresh one that is more accommodating. In less straight forward scenarios such as this, talking to a broker might be a good idea. Try Adrian Flux.

Editha

You've probably worked this out already, but if you are going to pay that much in insurance, it wouldn't be any more expensive to hire a car for your sole use.

chris955

When my wife visited her Dad a few years ago before we moved back she was put on his policy and it only cost about £30 with no excess increase. It's a shame they are obviously trying to put people off doing it. Might be worth looking for a cheap hire car or a better insurance company.

Novocastrian

As a non-EU resident you can take advantage of the buy-back leasing schemes offered by e.g. Renault or Peugeot, see this link for example: https://www.renaultcanada.com/BuyBackWizard.asp

I've just priced a Renault Clio 1V, auto with GPS and all the trimmings at roughly 24 quid a day all inclusive (tax, insurance, the lot) for a 3-month lease starting today with a Heathrow pick up and drop off.

I've used this system many a time in France hassle free.

HTH