Salaries?!

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Old Jun 12th 2011, 6:08 am
  #31  
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Default Re: Salaries?!

Originally Posted by christmasoompa
Don't know if it helps at all, but I've put our monthly outgoings in red above. I think you've overestimated somethings, which is good!

Some of the things I haven't given our outgoings for, as it's just not relevant i.e. our council tax - we're in Berkshire.

HTH.
Thanks for the info - I've made a few changes and raised some costs, lowered others and added the cost of car insurance and car tax as I had forgotton about those. I've ended up at about 2400 quid per month which is a much cheaper cost of living than what we are paying in Aus, although the wages are definitely lower in the UK, so ultimately I would imagine that we would be only slightly better off financially in the UK, but hopefully much better off in terms of happiness & well-being.

My OH just has to get a job lined up now and then I can begin to relax a little more
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Old Jun 14th 2011, 1:35 pm
  #32  
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Default Re: Salaries?!

Originally Posted by Basil Brush
Okay, so I'll average it out at 70 quid a tank - so I'm saying roughly 300 quid per month for fuel.

Can somebody tell me what a TV licence currently costs per month?

Also any ideas if my 500 quid per month is a good estimate to feed a family of 2 Adults and 1 x 17 y/o (effectively 3 x Adults). We do tend to eat chicken or meat most nights (even when we have pasta we put chicken or meat into it, which one of my Aussie friends thinks is weird as she thinks we should just have pasta with sauce on it!!) I'm intending to do a fake shop on Tesco online at some point soon, but if anyone has any ideas that would be great

This is what I am thinking so far - is there anything obvious that I'm missing?

Rent / Mortgage £800.00
Food £500.00
Council Tax £120.00
Gas / Electric £70.00
Water £36.00
Phone (Landline) £25.00
Mobile - 1 £22.00
Mobile - 2 £22.00
Ins - Contents £20.00
Ins - Building £0.00 (while renting)
Car - Finance £200.00
Car - Fuel £300.00 (Based on 1 tank per week)
Car - Servicing £50.00
TV Licence £15.00
Entertain/Dining Out £200.00

TOTAL PER MTH £2,380.00

Wow, money goes nowhere these days!!
In South Africa - comparison

Rent £386
Food £550
Council tax zero
gas / elec £60
water - included in rent
mobile 1 £90
mobile 2 £10
ins contents & 2 vehicles £80
Fuel 2 vehicles £220
school fees £125 ( no free schooling)
garden service £12.50 ( cut lawn twice a month)
cable tv £22.50
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Old Jun 14th 2011, 1:40 pm
  #33  
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Default Re: Salaries?!

Originally Posted by Basil Brush
Thanks Squirrel!

Wow, it is so much cheaper in the UK for mobiles - we get 300 free mins for about 30 quid per month in Aus (and yes we do have to pay for the handset too even when on a 2 yr contract!)

Not into sport, so not fussed about cable but hubby loves his comedy, which shouldn't be a problem as the comedy is great in the UK (not like Aus where it is virtually non-existent. We watch UK-TV for our comedy fix) and I would imagine there would be plenty on the free channels.

So I should pay the TV licence quarterly in arrears - thanks for the tip Squirrel.

SAfrica rip us off for on mobiles & landlines - expensive here!
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Old Jun 14th 2011, 1:42 pm
  #34  
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Default Re: Salaries?!

best of luck with job basil brush!
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Old Jun 14th 2011, 2:06 pm
  #35  
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Default Re: Salaries?!

Originally Posted by brummie61
In South Africa - comparison

Rent £386
Food £550
Council tax zero
gas / elec £60
water - included in rent
mobile 1 £90
mobile 2 £10
ins contents & 2 vehicles £80
Fuel 2 vehicles £220
school fees £125 ( no free schooling)
garden service £12.50 ( cut lawn twice a month)
cable tv £22.50
Add to this BP22 for Security company services if you have an alarm
BP200 per month hospital plan for family of 3, this does NOT include day to day medical expenses, only hospital stay.
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Old Jun 14th 2011, 2:24 pm
  #36  
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Default Re: Salaries?!

Originally Posted by MagsB
Add to this BP22 for Security company services if you have an alarm
BP200 per month hospital plan for family of 3, this does NOT include day to day medical expenses, only hospital stay.
No security company & fortunately medical aid (insurance) so no need for
a hospital plan..but yes we still paying off our salary close to 300 quid a month. All the best in Kent!
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Old Jun 14th 2011, 9:52 pm
  #37  
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Default Re: Salaries?!

Originally Posted by MagsB
Add to this BP22 for Security company services if you have an alarm
BP200 per month hospital plan for family of 3, this does NOT include day to day medical expenses, only hospital stay.
Hi All

Noting that folk have been listing 'typical budgets' (which I personally have found to be useful and interesting reference information), I wondered if the following link might help folk figure out how much they need to live on when they get back to the UK:

http://www.makesenseofcards.com/soacalc.html

This 'statement of affairs' calculator lets you put in an assessment of your income and outgoings - and has a number of useful budget categories (including some that folk generally don't think of - like presents for example!). It also lets you put in any regular monthly loan or other payments etc.

I've used it on occasion just to make sure that our income exceeds all of our outgoings!

Anyhow, just FYI.

All the best

Tahiti
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