stepney

I'm a British citizen who has lived in a non-EU East European country for 8 years and may soon have to move back to the UK, which is unplanned.

I know that after 6 years I'm now classed as non-resident in the UK. I cleared up all my tax affairs before emigrating. I didn't continue paying any National Insurance payments and now I'm worried that I could have lost my UK state pension because of this - is this so?

Also, I have no idea where to start when I move back. I can find somewhere to live and hopefully will find work easily. I have some savings to get by for a couple of months. I'll have no children or dependants with me.

Help!

Mummy in the foothills

You're only missing 6 years of payments you can catch those back up again if you wanted you need 30 years for a full OAP.

killerhales

As already said, you only need a total of 30 years, so missing 8 might not make any difference.

Try the attached link for more information:

http://search2.hmrc.gov.uk/kbroker/h...0&raction=view

These particular HMRC people are very helpful, based on my past experience.

stepney

Thanks for the replies.
Where would be my first stop upon returning....
The tax office? Job centre? Social security?

stepney

What would be the best thing to do with 20,000 euros in your pocket when returning to UK (it's a divorce settlement) Where to put it?

SanDiegogirl

All of these things ..... plus probably setting up a bank account, getting accommodation, getting a car maybe, buying furniture etc etc.

So much to do, so little time

jbrown

You should check if there's a totalization agreement with the UK. For example, US SS contributions can be counted towards UK contributions:

http://www.ssa.gov/international/Agr...phlets/uk.html

This avoids problems like not having contributed sufficient years in the US to be eligible for US benefits.

mikelincs

you would be best getting that transfered to a bank in the UK from your bank, UK banks will need to know just where the money came from at that amount, and you will have to prove it due to money laundering rules.

johnh009

A down payment on a property (for the long term).

stepney

20,000 euros will be all I have to return with (I gave up/sold everything when I moved abroad) so I would like to be able to go back to UK and not lose any of that money......

mikelincs

If you do not still have a UK bank account then you will first have to open one, you will need any paperwork that says just where the money has come from.