Renting housing in the UK
#16
BE Forum Addict
Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,131
Re: Renting housing in the UK
#17
Forum Regular
Joined: Jul 2014
Location: Florida
Posts: 83
Re: Renting housing in the UK
Hi just read your comments and info on moving back to the UK, we are doing the same next year and was going to ask the same questions that you have asked but i also have a few more what about car rental and buying a car,storage we are not bringing furniture just personel belongings and we are retired but have money in the bank and several pensions that we live on.
any information would be greatly appreciated
David
any information would be greatly appreciated
David
#18
BE Forum Addict
Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,131
Re: Renting housing in the UK
Hi just read your comments and info on moving back to the UK, we are doing the same next year and was going to ask the same questions that you have asked but i also have a few more what about car rental and buying a car,storage we are not bringing furniture just personel belongings and we are retired but have money in the bank and several pensions that we live on.
any information would be greatly appreciated
David
any information would be greatly appreciated
David
#19
Re: Renting housing in the UK
Hi just read your comments and info on moving back to the UK, we are doing the same next year and was going to ask the same questions that you have asked but i also have a few more what about car rental and buying a car,storage we are not bringing furniture just personel belongings and we are retired but have money in the bank and several pensions that we live on.
any information would be greatly appreciated
David
any information would be greatly appreciated
David
I'm guessing, but don't know, that car insurance with no UK credit rating or driving record might be a tad high for a while.
Also, I have to pass the UK driving test after many years of US driving and doubtless many unacceptable habits I never held a full UK license, only a provisional for my moped.
#20
Re: Renting housing in the UK
I'm guessing, but don't know, that car insurance with no UK credit rating or driving record might be a tad high for a while.
Also, I have to pass the UK driving test after many years of US driving and doubtless many unacceptable habits I never held a full UK license, only a provisional for my moped.
Also, I have to pass the UK driving test after many years of US driving and doubtless many unacceptable habits I never held a full UK license, only a provisional for my moped.
I was allowed to drive on my Oz license for a year and then just did a straight swap for a UK one, no test needed. I was just about to ask why you couldn't do the same and then remembered, you're used to driving on the 'wrong' side of the road.
Last edited by spouse of scouse; Jul 7th 2021 at 1:52 am.
#21
Re: Renting housing in the UK
The UK insurance company Aviva accepted scouse's no claim bonus/discount on his Aussie car insurance. The premium was a pleasant surprise, it was less than we paid for comparable comprehensive insurance for a vehicle worth a similar amount in Australia. I was also pleasantly surprised with the premiums for home and contents insurance, so hopefully you'll be the same (although I realise this will depend on how it stacks up against US premiums)
I was allowed to drive on my Oz license for a year and then just did a straight swap for a UK one, no test needed. I was just about to ask why you couldn't do the same and then remembered, you're used to driving on the 'wrong' side of the road.
I was allowed to drive on my Oz license for a year and then just did a straight swap for a UK one, no test needed. I was just about to ask why you couldn't do the same and then remembered, you're used to driving on the 'wrong' side of the road.
And to be fair, any idiot who can turn the key in the ignition and drive around the block at 25mph without actually hitting anything can get a license in the US. Also, you can get a full license on an automatic and never learn to drive a stick.
Good info on Aviva though. I drive a 2001 Volvo, so insurance is pretty low I carry insurance more to protect others than to pay for any cost related to the car itself.
#22
Re: Renting housing in the UK
And to be fair, any idiot who can turn the key in the ignition and drive around the block at 25mph without actually hitting anything can get a license in the US. Also, you can get a full license on an automatic and never learn to drive a stick.
Good info on Aviva though. I drive a 2001 Volvo, so insurance is pretty low I carry insurance more to protect others than to pay for any cost related to the car itself.
Good info on Aviva though. I drive a 2001 Volvo, so insurance is pretty low I carry insurance more to protect others than to pay for any cost related to the car itself.
ps I'm pretty circumspect about recommending companies, but I've had such good experiences with Aviva, including a storm damage claim, that I'm always happy to give them a mention.
#26
Just Joined
Joined: Jul 2010
Location: Calgary, Alberta
Posts: 13
Re: Renting housing in the UK
I'm heading back to NI next month, and ended up renting a place through AirBnB for a month with option for longer if needed. My experiences with letting agents has been rather disappointing. Most will not ever respond to me. Granted I am still in Canada, so hopefully that changes when I get there. I'm renting a car for the first week as well and plan on buying a used car as soon as possible. I did live there back in 2002 and had a full NI drivers license, but moved to England and exchanged it for a UK license. Not sure if they will let me just renew my previous NI license.
#27
Forum Regular
Joined: Dec 2019
Location: UK
Posts: 32
Re: Renting housing in the UK
#28
Forum Regular
Joined: Dec 2019
Location: UK
Posts: 32
Re: Renting housing in the UK
I'm finding the big unknown is estimating when our belongings would arrive after being shipped from Canada (Metro Vancouver area). I have received an estimate of 3-4 months. This raises the issue of where to live during the twilight zone of being in a new country without the usual comforts of home. Regarding this, we are looking at the following:
- open WISE multi/borderless account. We now have a GBP account with associated Sort Code and Account/IBAN numbers. We have a CDN account as well and convert to GBP when appropriate.
- check rental options 1-3 months ahead and perhaps snag a rental
- the most likely scenario is that we will VRBO/AirBnB a place for 2 weeks to a month. This affords us the flexibility to move right into a place and not worry about when our belongings will arrive.
- ship our belongings to a local storage facility and unload/retrieve them as needed. This is due to the fact that 3-4 months out (shipping time) we will not yet have a rental/VRBO secured. I will look into the ability of changing the destination address with the shipping company if rental/VRBO accommodation is secured.
- BCDL is good in the UK and will swap with UK licence when convenient
- rent a car briefly before making a purchase. Nothing fancy to start out with. Just reliable transportation with MOT. Undecided whether to go with manual or automatic. While I have driven many miles in the UK previously on a manual, it was as a tourist rather than day-to-day stuff.
- enjoy our search for a permanent home. We likely won't buy in the first six months as we will be considered non-residents and subject to an extra 2% stamp duty. Having said that, if our dream house comes up...we're buying it.
- open WISE multi/borderless account. We now have a GBP account with associated Sort Code and Account/IBAN numbers. We have a CDN account as well and convert to GBP when appropriate.
- check rental options 1-3 months ahead and perhaps snag a rental
- the most likely scenario is that we will VRBO/AirBnB a place for 2 weeks to a month. This affords us the flexibility to move right into a place and not worry about when our belongings will arrive.
- ship our belongings to a local storage facility and unload/retrieve them as needed. This is due to the fact that 3-4 months out (shipping time) we will not yet have a rental/VRBO secured. I will look into the ability of changing the destination address with the shipping company if rental/VRBO accommodation is secured.
- BCDL is good in the UK and will swap with UK licence when convenient
- rent a car briefly before making a purchase. Nothing fancy to start out with. Just reliable transportation with MOT. Undecided whether to go with manual or automatic. While I have driven many miles in the UK previously on a manual, it was as a tourist rather than day-to-day stuff.
- enjoy our search for a permanent home. We likely won't buy in the first six months as we will be considered non-residents and subject to an extra 2% stamp duty. Having said that, if our dream house comes up...we're buying it.
#29
BE Enthusiast
Joined: Dec 2008
Posts: 525
Re: Renting housing in the UK
"We likely won't buy in the first six months as we will be considered non-residents and subject to an extra 2% stamp duty. Having said that, if our dream house comes up...we're buying it."
The extra 2% stamp duty can be re-claimed (within 2 years of the purchase) once you've met the residency rule.
The extra 2% stamp duty can be re-claimed (within 2 years of the purchase) once you've met the residency rule.