Purchasing a house from Australia
 

Hello,

If anyone has had any experience purchasing a property from Australia (or elsewhere), how did you do it!?
- We are looking at moving over next year
- Husband is British citizen, I’ll be on spouse visa
- Neither of us work in the uk yet
- We will have around a 50% deposit because of the sale of our Australian house (it’s under contract as we speak)
- We have been turned down by 2 Mortgage Advisors but we really feel we will manage just fine paying from here for the mortgage.

I understand if it’s impossible but I just feel like there has to be some way. I have heard of plenty of people in similar positions managing to do it but not how they managed.

Re: Purchasing a house from Australia
 

I haven't bought a property in the UK, but was just thinking about your spouse visa. Your sponsor (your husband) will need to have a job in the UK earning £29,000 for at least 6 months before you apply. There is the option of the savings route, where you can apply without confirmed employment but have £88,500 as savings. Normally you would need to have these funds for 6 months, however they accept the less than 6 months if it's proceeds from a house sale. Not sure how this would impact if you were to use these funds to purchase a UK property prior to submitting your visa application.
Maybe something to think about...not sure

Re: Purchasing a house from Australia
 

Hi ShelleyR75.

Thank you for that insight.
Yes we have considered all of this. We are retaining £88,500 in our account from the sale until we move. We will still have a 50% deposit without that though. Once we move, we will put another large payment down on the house.

Re: Purchasing a house from Australia
 

👍😀

Re: Purchasing a house from Australia
 

Hi, When we lived in WA and had decided to return home, we sold our Aussie home and went into a rental whilst “sorting” our return home, we opened a HSBC UK account via Perth Wa and slowly started to transfer money over in stages (when the rates were good), by then we knew which part of the country we wanted to live and contact Halifax BS who granted us a mortgage which at the time was fairly simple (2010) we did put an offer on a house we liked (my brother viewed it for us) but the purchase fell through as the owner had decided to stay put, it worked out well though as when we arrived in the UK we decided on a completely different county/area. Good luck with your move we have never regretted it ourselves