Pet Health Insurance.
Jan 3rd 2012, 11:19 am
#16
Account Closed
Joined: Feb 2004
Posts: 928
Re: Pet Health Insurance.
Sorry to those of you who had pet losses this year. My 18 year old died late this summer and I'm still not over it.
Penguinbar, when I first brought my cat over here, she had an insurance, I did get about 80% reimbursed for the first cancer operation she had, which was good. Each condition had a "cap" though. However 2 things:
-Pet insurance does not cover pets over the age of 13 (I think, can't remember exactly)
-If you want your pet to get the "best" medical treatment no matter what, you have to ignore the insurance. Unfortunately veterinary medicine is much much behind human medicine which means so is insurance
Good luck and best of health to all the pets...
Penguinbar, when I first brought my cat over here, she had an insurance, I did get about 80% reimbursed for the first cancer operation she had, which was good. Each condition had a "cap" though. However 2 things:
-Pet insurance does not cover pets over the age of 13 (I think, can't remember exactly)
-If you want your pet to get the "best" medical treatment no matter what, you have to ignore the insurance. Unfortunately veterinary medicine is much much behind human medicine which means so is insurance
Good luck and best of health to all the pets...
Jan 3rd 2012, 11:54 am
#17
BE Forum Addict
Joined: May 2009
Posts: 1,309
Re: Pet Health Insurance.
Wow! Hope the US catches up someday.
Jan 3rd 2012, 3:45 pm
#18
Senior Member
Thread Starter
Joined: Apr 2008
Location: Manhattan
Posts: 2,913
Re: Pet Health Insurance.
I went with Healthy Paws. They have no cap and unlimited lifetime benefits. My cat is only 2. It will cost me $25 month with a $50 deductible per year and 90% reimbursement They don't cover basic checkups or shots but that's not what I'm concerned about. Pet insurance will cover pets over the age of 13 if you start them earlier than that.
I gave my cat the best medical treatment that she could have gotten. I had used the same vet since 1989 and he told me Molly was in really bad shape and she was suffering. I would have maxed out every credit card I had if it meant saving her life.
We just used a very nice vet at the ASPCA to get blood urine and fecal tests to make sure Denney was healthy. This was before the insurance kicked in. I then found out that my husband gets a 50% employee discount there which just saved us a few hundred dollars in testing. I just want Denney to be happy and healthy!
I gave my cat the best medical treatment that she could have gotten. I had used the same vet since 1989 and he told me Molly was in really bad shape and she was suffering. I would have maxed out every credit card I had if it meant saving her life.
We just used a very nice vet at the ASPCA to get blood urine and fecal tests to make sure Denney was healthy. This was before the insurance kicked in. I then found out that my husband gets a 50% employee discount there which just saved us a few hundred dollars in testing. I just want Denney to be happy and healthy!
Jan 3rd 2012, 11:12 pm
#19
Account Closed
Joined: Feb 2004
Posts: 928
Re: Pet Health Insurance.
All the best for a long happy healthy life for Denney! Love the name Healthy Paws btw cute isn't it?
Jan 4th 2012, 6:17 am
#20
gurt mint nit?
Joined: Nov 2007
Location: In my shed
Posts: 2,776
Re: Pet Health Insurance.
Stories of lost pets are so very tragic and we've had our fair share of misfortune over the years:
Our first, "Muffin" was a white and orange short hair (one of a litter of 6 from next door). She got outside one hot summer day. I ran over her with the lawnmower and had to shovel up the remains so the Mrs wouldn't see.
After a while we decided to get another and "Tea-leaf" (he was peppery-black and white) was with us for a while before a stray dog made its way into our yard. The stray was caught by animal control but we never saw T-L again. Well, not all of him in one place, anyway.
Needless to say, when we got another companion-cat "Kermit", we were a bit concerned about his safety, so he became an indoor cat. He'd sleep on our bed, play with my socks and be especially fond of warm cheese on crackers. That was until we had a party and someone left the microwave open. My nephew (who was 5 and didn't know any better) pressed the wrong buttons. Sadly, my Mrs hasn't touched a Ritz since then and little Eric had to have therapy. We sold the oven on craigslist.
After that, it got pretty bad, I'm afraid.
"Snowflake" was drowned by a Gypsy, "Harold" got lost in the walls during some home remodeling. "Blob" had a run-in with a falling tree and "Eric" spontaneously combusted one night whilst we were watching TV. "Norman Tebbit" went airborne and exploded one July along with three boxes of fireworks.
It went on like this for a while.
16 cats later and we have had a tom for the last 2 whole years. He's called "Fluff" and only has three legs. He had four to begin with, but now has three. Seeing as its rather unlikely that he will get into more trouble due to his reduced agility, we think he'll live to a ripe old age. That and he can't see too well with the one eye and of course his lack of a tail stops his naughty gymnastics.
So, basically, I'd suggest to anyone contemplating pet insurance that it really depends upon the sort of animal you have. Dogs - a good idea, Cats - probably not really.
Our first, "Muffin" was a white and orange short hair (one of a litter of 6 from next door). She got outside one hot summer day. I ran over her with the lawnmower and had to shovel up the remains so the Mrs wouldn't see.
After a while we decided to get another and "Tea-leaf" (he was peppery-black and white) was with us for a while before a stray dog made its way into our yard. The stray was caught by animal control but we never saw T-L again. Well, not all of him in one place, anyway.
Needless to say, when we got another companion-cat "Kermit", we were a bit concerned about his safety, so he became an indoor cat. He'd sleep on our bed, play with my socks and be especially fond of warm cheese on crackers. That was until we had a party and someone left the microwave open. My nephew (who was 5 and didn't know any better) pressed the wrong buttons. Sadly, my Mrs hasn't touched a Ritz since then and little Eric had to have therapy. We sold the oven on craigslist.
After that, it got pretty bad, I'm afraid.
"Snowflake" was drowned by a Gypsy, "Harold" got lost in the walls during some home remodeling. "Blob" had a run-in with a falling tree and "Eric" spontaneously combusted one night whilst we were watching TV. "Norman Tebbit" went airborne and exploded one July along with three boxes of fireworks.
It went on like this for a while.
16 cats later and we have had a tom for the last 2 whole years. He's called "Fluff" and only has three legs. He had four to begin with, but now has three. Seeing as its rather unlikely that he will get into more trouble due to his reduced agility, we think he'll live to a ripe old age. That and he can't see too well with the one eye and of course his lack of a tail stops his naughty gymnastics.
So, basically, I'd suggest to anyone contemplating pet insurance that it really depends upon the sort of animal you have. Dogs - a good idea, Cats - probably not really.
Jan 4th 2012, 7:53 am
#21
SUPER MODERATOR
Joined: Dec 2005
Posts: 88,105
Re: Pet Health Insurance.
Stories of lost pets are so very tragic and we've had our fair share of misfortune over the years:
Our first, "Muffin" was a white and orange short hair (one of a litter of 6 from next door). She got outside one hot summer day. I ran over her with the lawnmower and had to shovel up the remains so the Mrs wouldn't see.
After a while we decided to get another and "Tea-leaf" (he was peppery-black and white) was with us for a while before a stray dog made its way into our yard. The stray was caught by animal control but we never saw T-L again. Well, not all of him in one place, anyway.
Needless to say, when we got another companion-cat "Kermit", we were a bit concerned about his safety, so he became an indoor cat. He'd sleep on our bed, play with my socks and be especially fond of warm cheese on crackers. That was until we had a party and someone left the microwave open. My nephew (who was 5 and didn't know any better) pressed the wrong buttons. Sadly, my Mrs hasn't touched a Ritz since then and little Eric had to have therapy. We sold the oven on craigslist.
After that, it got pretty bad, I'm afraid.
"Snowflake" was drowned by a Gypsy, "Harold" got lost in the walls during some home remodeling. "Blob" had a run-in with a falling tree and "Eric" spontaneously combusted one night whilst we were watching TV. "Norman Tebbit" went airborne and exploded one July along with three boxes of fireworks.
It went on like this for a while.
16 cats later and we have had a tom for the last 2 whole years. He's called "Fluff" and only has three legs. He had four to begin with, but now has three. Seeing as its rather unlikely that he will get into more trouble due to his reduced agility, we think he'll live to a ripe old age. That and he can't see too well with the one eye and of course his lack of a tail stops his naughty gymnastics.
So, basically, I'd suggest to anyone contemplating pet insurance that it really depends upon the sort of animal you have. Dogs - a good idea, Cats - probably not really.
Our first, "Muffin" was a white and orange short hair (one of a litter of 6 from next door). She got outside one hot summer day. I ran over her with the lawnmower and had to shovel up the remains so the Mrs wouldn't see.
After a while we decided to get another and "Tea-leaf" (he was peppery-black and white) was with us for a while before a stray dog made its way into our yard. The stray was caught by animal control but we never saw T-L again. Well, not all of him in one place, anyway.
Needless to say, when we got another companion-cat "Kermit", we were a bit concerned about his safety, so he became an indoor cat. He'd sleep on our bed, play with my socks and be especially fond of warm cheese on crackers. That was until we had a party and someone left the microwave open. My nephew (who was 5 and didn't know any better) pressed the wrong buttons. Sadly, my Mrs hasn't touched a Ritz since then and little Eric had to have therapy. We sold the oven on craigslist.
After that, it got pretty bad, I'm afraid.
"Snowflake" was drowned by a Gypsy, "Harold" got lost in the walls during some home remodeling. "Blob" had a run-in with a falling tree and "Eric" spontaneously combusted one night whilst we were watching TV. "Norman Tebbit" went airborne and exploded one July along with three boxes of fireworks.
It went on like this for a while.
16 cats later and we have had a tom for the last 2 whole years. He's called "Fluff" and only has three legs. He had four to begin with, but now has three. Seeing as its rather unlikely that he will get into more trouble due to his reduced agility, we think he'll live to a ripe old age. That and he can't see too well with the one eye and of course his lack of a tail stops his naughty gymnastics.
So, basically, I'd suggest to anyone contemplating pet insurance that it really depends upon the sort of animal you have. Dogs - a good idea, Cats - probably not really.
You missed out the story about your wife...very tragic that was. Was there a cat involved in that too?
Edit: for those that missed out on this tragic episode of your life...why don't you post the details again?
Last edited by Jerseygirl; Jan 4th 2012 at 7:56 am.
Jan 4th 2012, 2:00 pm
#22
Senior Member
Thread Starter
Joined: Apr 2008
Location: Manhattan
Posts: 2,913
Jan 5th 2012, 11:45 am
#23
Lost in BE Cyberspace
Joined: Oct 2003
Posts: 22,105
Jan 5th 2012, 12:32 pm
#24
Joined: Oct 2006
Location: Reno Nevada
Posts: 15,917
Re: Pet Health Insurance.
My kitty has www.gopetplan.com I think it maybe a wee bit cheaper then healthy paws...I did have to use it last year he got a abscess and they coughed up within a week of submitting the claim 
Last edited by Poppy girl; Jan 5th 2012 at 12:35 pm.
Jan 5th 2012, 3:03 pm
#26
Senior Member
Thread Starter
Joined: Apr 2008
Location: Manhattan
Posts: 2,913
Re: Pet Health Insurance.
My kitty has www.gopetplan.com I think it maybe a wee bit cheaper then healthy paws...I did have to use it last year he got a abscess and they coughed up within a week of submitting the claim
Jan 5th 2012, 11:59 pm
#28
Account Closed
Joined: Feb 2004
Posts: 928
Re: Pet Health Insurance.
Jan 6th 2012, 3:55 am
#29
Senior Member
Thread Starter
Joined: Apr 2008
Location: Manhattan
Posts: 2,913
Jan 6th 2012, 3:56 am
#30
Senior Member
Thread Starter
Joined: Apr 2008
Location: Manhattan
Posts: 2,913
